Benefit Resource Center
Welcome
Welcome to your Benefit Resource Center — your go-to spot for all things benefits! We’re committed to supporting you and your family with clear, easy-to-access information so you can make the best choices for your well-being and financial security.
Here, you can:
- 📄 Review benefit summaries
- 🔗 Connect directly to your enrollment portals
- 📝 Access important forms
- 📞 Find customer service resources
If you have questions or need help, our dedicated NFP Call Center is just a click or call away:
Phone: 1-800-994-7429
Email: NFPsecustomerService@NFP.com
We are here for you all year long!
Plan Year Dates
City of Marietta’s benefit plan year begins January 1, 2026, and ends December 31, 2026. This timeframe defines the period during which your benefits are effective.
Please refer to this timeframe when making benefit elections, submitting claims, or requesting changes to your coverage.
How to Use This Site
Use the menu on the left to easily navigate through your benefit options. Click each section to find detailed information, helpful resources, and important documents.
Look for action links like phone numbers and emails—you can tap or click them to call or send a message directly from your device.
If you ever need assistance or can’t find what you’re looking for, don’t hesitate to contact your benefits team. We’re here to help!
Disclaimer: Email and call links are dependent on device configuration and default application settings.
How to Access Your Benefits
This is your central hub to manage your benefits anytime, all year long. Use this site to:
• Update your benefits during open enrollment
• Complete your new hire enrollments
• Submit qualifying life events (like marriage, birth, or address changes)
• Review your current coverage and beneficiary information
Make sure to log in here whenever you need to make changes or check details about your benefits.
✅ How to Log In
Go to: https://cityofmarietta.bswift.com
At the enrollment website, enter your credentials:
Username: first initial + last name + year of birth (e.g., jdoe1982)
Password: employee ID (prompted to change after first login)
You’ll be prompted to create a permanent password after your first login.
📌 Disable your pop-up blocker before logging in.
If you get locked out or need further assistance accessing your benefits account, please contact the NFP Call Center at:
📞 (800) 994-7429
Our Client Advocates are available to help you with login issues, password resets, and general benefit questions.
Eligibility
Welcome to your eligibility overview!
This section helps you understand who qualifies for benefits and important timelines for enrolling or making changes. Check your plan details below to confirm specific rules that apply to you and your family.
Employee Eligibility
Active full-time employees of the City of Marietta are eligible for benefits. For any eligibility questions, please refer to the New Hire Information tab or contact your HR or Benefits Team.
Dependent Eligibility
Eligible dependents typically include:
• Your legal spouse
• Your children up to age 26 (natural, adopted, or stepchildren)
• Children over age 26 who are unable to support themselves due to a physical or mental disability
→ These dependents must be applied for within 30 days of their 26th birthday.
⚠️ Please Note: Enrolling someone who does not qualify as a dependent is considered insurance fraud and may result in penalties.
📄 Dependent Verification:
City of Marietta may require verification of dependent eligibility. This could include submitting documents such as a marriage certificate, birth certificate, or legal guardianship papers. Until these documents are submitted and approved, dependent benefits may be placed on hold or pending.
For questions about the verification process, please contact the NFP Call Center to speak with a Client Advocate.
New Hire Info
Select your benefits through the enrollment portal (see links below).
You’ll have 60 days from your hire date to enroll in your benefits.
Your benefits will become effective on the first of the month following your 60-day waiting period.
For example:
If you are hired on June 18, your 60-day waiting period ends on August 17.
Your benefits will begin September 1.
💡 Payroll Deductions
Payroll deductions will begin after your benefits go into effect.
Timing may vary — please check with your HR or payroll contact for confirmation.
📌 Reminders
You are required to provide full details for any dependents or beneficiaries, including:
- Full Name
- Date of Birth
- Social Security Number
⚠️ Missing your enrollment window may result in delayed coverage or limited plan options.
Qualifying Life Events
Your benefit elections typically remain in place for the entire plan year—unless you experience a Qualifying Life Event (QLE).
Common QLEs include:
- 🧑🤝🧑 Changes in marital status
Marriage, divorce, legal separation, annulment, or death of a spouse.
- 👶 Change in dependent status
Birth, adoption, placement of a foster child, legal guardianship, or death of a covered child.
- 👔 Employment changes
Gain or loss of employment for you or your spouse, changes in work schedule (full-time/part-time), or return from unpaid leave.
- 📍 Change in residence
A move that affects benefit eligibility for you, your spouse, or dependents.
- 🩺 Eligibility for other coverage
Gaining or losing coverage through Medicare, Medicaid, CHIP, PeachCare, or a spouse’s employer plan.
⚠️ Important:
You must report your Qualifying Life Event within 30 days of the event.
Missing this deadline may result in delayed or denied changes—you’ll have to wait until the next Open Enrollment period.
📎 Supporting Documentation
To process your change, you’ll need to provide proof of the event, such as:
- Marriage certificate
- Divorce decree
- Birth certificate or hospital record
- Legal adoption/guardianship paperwork
- Death certificate
- COBRA or loss of coverage letter
- State Medicaid/PeachCare documentation
City of Marietta may have specific documentation requirements. Please contact your HR or Benefits Team or refer to the Contacts tab for guidance.
📲 How to Declare a QLE
Log into the enrollment portal or contact NFP for help submitting your change:
📞 (800) 994-7429
We recommend keeping records of any confirmations or receipts you receive during the change process.
💡 Note: A newborn is typically covered for the first 30 days after birth. To continue coverage, you must enroll your child within the QLE window.
Otherwise, coverage may be terminated retroactively to the date of birth.
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Qualifying Life Events
Qualifying Life Events
Medical
As an eligible employee of the City of Marietta, you have access to medical plan options through Anthem and Aetna. These plans provide comprehensive coverage for doctor visits, hospital services, and prescription drugs.
You can manage your benefits, find providers, and access your ID cards anytime using the Anthem Sydney app or the Aetna app—making your healthcare experience easier and more accessible.
Employees also have the option to waive enrollment in the City’s health and dental plans. If you choose to waive coverage and have other health insurance, you may be eligible to receive up to a $500 contribution match from the City into your health care Flexible Spending Account (FSA). To participate, employees must complete an affidavit confirming coverage from another provider. Note: If you do not contribute to the FSA, the City’s contribution match will not apply.
For plan-specific contact information, see the corresponding plan tabs, including the ‘Medicare Advantage Plan (For Active Employees Age 65+)’ tab.
Plan I
Group Number: marietta | (855) 397-9269 | www.anthem.com
The Anthem Point of Service (POS) plan combines the flexibility of out-of-network coverage with lower costs when you use in-network providers. It’s a strong choice if you want predictable copays and access to a broad network of doctors—no referrals required.
💡 Key Features
- Deductible: $1,000 individual / $3,000 family
- Coinsurance: 80% plan / 20% member (after deductible)
- Out-of-Pocket Max: $7,350 individual / $14,700 family
- PCP Visit: $35 copay
- Specialist Visit: $40 copay
- ER Visit: $200 copay + 20% after deductible
- Urgent Care: $75 copay
- Rx Copays:
– Tier 1 (Generic): $10 retail / $20 mail order
– Tier 2 (Preferred): $45 retail / $90 mail order
– Tier 3 (Non-Preferred): $75 retail / $150 mail order
– Tier 4 (Specialty): 20% to $450 (no mail order)
– Tier 5 (Non-Preferred Specialty): 10% (no mail order)
💳 Rates
| Coverage Level | Weekly Rate (Hired before Nov 1, 2006) | Monthly Rate (Hired before Nov 1, 2006) | Weekly Rate (Hired Nov 1, 2006 or later) | Monthly Rate (Hired Nov 1, 2006 or later) |
| Employee | $0.00 | $0.00 | $12.68 | $54.95 |
| Employee + Spouse | $15.28 | $66.21 | $28.98 | $125.58 |
| Employee + Child(ren) | $12.22 | $52.95 | $25.71 | $111.41 |
| Employee + Family | $28.01 | $121.38 | $40.70 | $176.37 |
🔍 Provider Network
Find in-network doctors and facilities using the Anthem provider directory: Find Care
Note: Coverage details above apply to in-network services. Out-of-network services may have different costs and coverage.
Plan II
Group Number: marietta | (855) 397-9269 | www.anthem.com
The Anthem PPO Plan offers broad provider choice and nationwide coverage, with no need for referrals. This plan is grandfathered, meaning it’s only available to employees who were previously enrolled and have maintained continuous coverage.
💡 Key Features
- Deductible: $1,100 individual / $3,300 family
- Coinsurance: 80% plan / 20% member (in-network)
- Out-of-Pocket Max: $7,350 individual / $14,700 family
- PCP Visit: $35 copay
- Specialist Visit: $40 copay
- ER Visit: 20% after deductible
- Rx Copays (Retail, 30-day):
– Tier 1: 20%
– Tier 2: 25%
– Tier 3: 30%
– Tier 4: 30%
– Tier 5: 10%
➡️ Mail order (90-day supply) available for all tiers; coinsurance applies.
💳 Rates
| Coverage Level | Weekly Rate | Monthly Rate |
| Employee | $0.00 | $0.00 |
| Employee + Spouse | $48.44 | $209.91 |
| Employee + Child(ren) | $38.75 | $167.92 |
| Employee + Family | $95.91 | $415.61 |
🔍 Provider Network
Search in-network providers using the Anthem Directory.
📝 Note: This plan is only available to grandfathered participants.
Medicare Advantage Plan (For Active Employees Age 65+)
Group Number: 651 | Pre-Enrollment: (800) 307-4830 | Post-Enrollment: (888) 267-2637 | www.aetna.com
The Aetna Medicare Advantage Plan offers enhanced coverage designed for active employees who are Medicare-eligible. This plan features predictable, low copays and broad access to providers, including hospital, specialist, and prescription services.
💡 Key Features:
- Deductible: None
- Out-of-Pocket Max: $2,400 per person
- Preventive Care: Covered 100%
- PCP Visit: $5 copay
- Specialist Visit: $10 copay
- Urgent Care: $35 copay
- ER Visit: $65 copay
- Outpatient Facility: $100 copay
- Inpatient Facility: $250 per admit
💊 Prescription Drug Copays
- Tier 1 (Generic): $9 retail / $18 mail-order (90-day)
- Tier 2 (Preferred): $25 retail / $50 mail-order
- Tier 3 (Non-Preferred): $40 retail / $80 mail-order
- Tier 4 (Specialty): $40 retail
🔍 Provider Network: Access providers using the Aetna Medicare Advantage Directory: Find Aetna Medicare Providers & Pharmacies | Aetna Medicare
⚠️ Note: This plan includes in-network coverage only. Please refer to your plan materials or HR for full benefit details. Certain services (e.g., dialysis) may be subject to coinsurance.
Turning 65 Soon?
If you are actively employed and turning 65, you will receive a Medicare Enrollment Kit 60–90 days before your birthday. This includes information about:
- Medicare Part A (Hospital Insurance)
- Medicare Part B (Medical Insurance)
- Medicare Part D (Prescription Drug Coverage)
📌 Important:
While you are actively employed and covered under your employer’s medical plan, this plan remains your primary coverage. Medicare will act as your secondary coverage.
💡 No Late Enrollment Penalties
Your employer plan is considered Creditable Coverage for Medicare Parts B and D. This means you will not face late penalties if you delay enrolling in Medicare until retirement.
🔗 Learn More
- Visit Medicare.gov
- Contact your Human Resources Department to discuss your specific situation
Pharmacy
(888) 327-9791 | www.express-scripts.com
Prescription coverage is included with your medical plan and administered through Express Scripts.
🗓️ Prescription Planning
Review the 2025 formulary by clicking on the resources below.
Sign up for Mail Order to access convenient 90-day supply options through Express Scripts Pharmacy Home Delivery.
🏠 Mail Order / Home Delivery
For medications you take regularly to treat ongoing conditions (such as high blood pressure or diabetes), you can fill a 90-day supply through the Express Scripts Pharmacy Home Delivery Program.
To get started, you’ll need a new prescription from your doctor. You may want to ask for:
- A 30-day supply to be filled at a retail pharmacy
- A 90-day supply to be filled through Express Scripts for Home Delivery
Choose one of the following to submit your prescription:
- Online: Register at www.express-scripts.com and have your doctor ePrescribe to Express Scripts Pharmacy
- By Fax: Your doctor can fax your prescription using forms from 1-888-EASYRX1 (1-888-327-9791)
- By Mail: Download and complete a Home Delivery order form at www.express-scripts.com, then return it with your written prescription to the address provided
You can also visit www.express-scripts.com or download the Express Scripts app to:
- Find your medications
- Set up home delivery
- View pricing and manage refills
Or call the toll-free number listed on your medical ID card.
Supplemental Medical
Group #: 22814 | 800-433-3036 | www.aflacgroupinsurance.com
Supplemental medical plans provide added financial protection for life’s unexpected moments. These plans are designed to work alongside your primary medical coverage by offering cash benefits when you need them most—like during an accident, a serious illness, or a hospital stay.
💡 Why Consider Supplemental Medical?
These plans can help cover costs such as deductibles, copays, travel expenses, or lost income due to time away from work. Benefits are paid directly to you (unless otherwise assigned), giving you flexibility in how you use the funds.
🛠 How to Use:
- Review available plans and coverage levels in your enrollment system or benefit guide
- Elect coverage during Open Enrollment or within 30 days of a qualifying life event
- File claims directly through Aflac using their online portal, mobile app, or customer service line
📲 Tip: Supplemental benefits are often portable—meaning you may be able to take them with you if you leave your job (contact the carrier for details).
Accident Insurance
Accident insurance helps cover unexpected costs resulting from injuries caused by accidents — whether it’s a trip to the ER, a hospital stay, or follow-up care. This coverage provides financial protection when the unexpected happens.
💡 Key Features:
- Lump-sum cash benefits for covered injuries
- Coverage includes emergency room visits, hospital stays, rehab, and follow-up treatments
- Wellness benefits and lodging assistance may apply
- Benefits are paid directly to you, not the provider
📝 Plan Details (via Aflac):
- Guaranteed Issue – no medical questions required
- Benefits may include: ER visits, rehabilitation, wellness screenings, dismemberment, lodging, and more
- Hospital Admission Benefit: $1,000 per admission (injury or covered sickness)
- One-time payout per accident/sickness per confinement
- Must be admitted within 6 months of the accident
- Observation unit, emergency treatment, or outpatient services do not qualify
💳 Monthly Rates:
Rates vary based on coverage and eligibility. For specific pricing, please contact your Account Team.
🗓 Enrollment:
Available during open enrollment or when you experience a qualifying life event.
✨ Wellness Benefit:
This plan includes a Wellness Benefit that provides cash payments for covered preventive screenings such as mammograms, colonoscopies, PSA tests, cholesterol tests, and more. This helps support your proactive health care.
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Accident Insurance
Accident Insurance
Critical Illness Insurance
💡 Key Benefits:
- Lump-sum payment upon first diagnosis of a covered condition
- Use the benefit however you choose—no restrictions
- Helps reduce financial stress so you can focus on healing
🩺 Covered Conditions Include:
- Cancer (invasive and in situ), heart attack, stroke, major organ transplant
- Renal failure, coma, paralysis, severe burns, Alzheimer’s disease, Parkinson’s disease
- Coronary bypass: 25% payout
- Carcinoma in situ: 25% payout
- Skin cancer: $250 per calendar year
👨👩👧 Plan Highlights (via Aflac):
- First Occurrence Benefit: $[Insert Range] (Employee), up to $[Insert Amount] (Spouse)
- Child Coverage: 50% of employee benefit amount at no additional cost
- Additional Occurrence Benefit: Full payout for a second different illness (6-month separation required)
- Re-occurrence Benefit: Full payout for the same condition (12 months cancer treatment-free)
- Guaranteed issue – no medical questions at enrollment
🗓 Enrollment:
Available during open enrollment or following a qualifying life event (QLE).
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Critical Illness
Critical Illness
Health Accounts & Spending
(678) 578-4641 | Login - Admin America Inc
Health accounts help you manage out-of-pocket healthcare and dependent care costs using pre-tax dollars. City of Marietta offers the following accounts to help you save on eligible expenses.
- Flexible Spending Accounts (FSA) – Lets you set aside pre-tax dollars for eligible healthcare or dependent care expenses, typically with use-it-or-lose-it rules.
Visit the corresponding tab to explore plan features, contribution limits, and eligible expenses.
Flexible Spending Account (FSA)
City of Marietta offers Flexible Spending Accounts (FSAs) through Admin America for the 2026 plan year. FSAs allow you to set aside pre-tax dollars from your paycheck to cover eligible health care (medical, dental, and vision) and dependent care expenses. Contributions reduce your taxable income, and funds are available for qualified expenses based on plan rules. You are required to re-enroll in the FSA plans each year to maintain coverage.
🏷 Eligible Expenses Include:
Doctor visits and copays
Prescription medications
Dental and vision care
Medical supplies and equipment
Many over-the-counter items
📎 FSA Eligibility List | Find & Buy FSA Eligible Items - FSA Store
🧾 FSA Plan Highlights (via AdminAmerica)
🩺 Health Care or Limited Purpose FSA
Max Contribution: $3,300
Covers: copays, deductibles, prescriptions, dental, and vision
Full annual election available immediately upon account setup
🧸 Dependent Care FSA
- Max Contribution: $7,500 ($3,750 if married filing separately)
- Funds available: ***as deposited***
- Cannot also claim expenses on tax return (no double dipping)
- Eligible Expenses: childcare for kids under 13, care for disabled dependents, before/after-school care, summer day camp (not overnight), in-home babysitting (non-dependent provider)
⚠️ Cannot claim the same expenses for the Dependent Care Tax Credit
🛠 Additional Info
💳 Monthly Admin Fee: None
📱 Access Funds: FSA debit card, mobile app, or online portal
🧾 Tax Advantage: Pre-tax contributions reduce taxable income
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Flexible Spending Accounts (FSA)
Flexible Spending Accounts (FSA)
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Dependent Care FSA
Dependent Care FSA
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Limited Purpose FSA
Limited Purpose FSA
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How to Optimize Your FSA
How to Optimize Your FSA
Dental
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Dental Insurance
Dental Insurance
Group Number: GA6195 | (877) 604-2158 | www.anthem.com
City of Marietta offers dental insurance through Anthem to provide access to a broad network of trusted dental providers and help manage the cost of preventive, basic, and major dental services. Whether you need essential coverage or more comprehensive protection, Anthem offers plans designed to fit your needs and budget.
Coverage typically includes:
- Preventive services such as exams and cleanings
- Basic dental procedures
- Major dental procedures
- Orthodontia benefits for adults and children (plan-dependent)
Choose the plan that best supports your family’s dental care needs and enjoy the peace of mind that comes with quality dental coverage.
Plan I
Anthem “Base” Dental Plan offers essential coverage to help you maintain oral health with regular cleanings and support for common dental procedures. This plan focuses on preventive care and basic services to keep your smile healthy.
💡 Key Features
- Preventive Care: 100% coverage (e.g., cleanings, exams, x-rays)
- Basic Services: 80% coverage after deductible (e.g., fillings, simple extractions)
- Major Services: 50% coverage after deductible (e.g., crowns, bridges)
- Orthodontia: Not included
💳 Coverage Highlights
- Deductible: $25 individual / $75 family
- Annual Maximum Benefit: $1,000 per covered person
💳 Monthly Rates:
Rates depend on your hire date. Please find your group below:
| Coverage Level | Hired before Nov 1, 2006 | Hired Nov 1, 2006 or later |
| Employee | $0.00 | $2.86 |
| Employee + Spouse | $7.67 | $9.97 |
| Employee + Child(ren) | $9.19 | $11.96 |
| Employee + Family | $13.04 | $16.94 |
🔍 Find a Dentist
Use Anthem’s provider directory to find in-network providers: Find Care
Plan II
The Anthem buy-up plan offers enhanced coverage for those who want higher annual benefits and orthodontia support. This plan is ideal if you anticipate needing more advanced dental care or orthodontic services for yourself or your dependents.
💡 Key Features:
- Preventive Care: 100% coverage (e.g., cleanings, exams, x-rays)
- Basic Services: 80% coverage after deductible (e.g., fillings, simple extractions)
- Major Services: 50% coverage after deductible (e.g., crowns, dentures, bridges)
- Orthodontia: 50% coverage, up to a $1,000 lifetime maximum
💳 Coverage Highlights:
- Deductible: $25 individual / $75 family
- Annual Maximum Benefit: $1,500 per covered person
💳 Monthly Rates:
Rates depend on your hire date. Please find your group below:
| Coverage Level | Hired before Nov 1, 2006 | Hired Nov 1, 2006 or later |
| Employee | $2.77 | $5.89 |
| Employee + Spouse | $13.91 | $16.47 |
| Employee + Child(ren) | $38.70 | $41.73 |
| Employee + Family | $53.47 | $57.76 |
🔍 Find a Dentist
Use Anthem’s provider directory to find in-network providers: Find Care
Vision
Group Number: GA6195 | (866) 723-0515 | www.anthem.com
City of Marietta offers vision coverage through Anthem to help you and your family maintain healthy eyesight and manage the cost of routine eye care. This plan covers eye exams, lenses, frames, and contact lenses, providing support for your vision needs throughout the year.
Whether it’s a regular checkup or a new prescription, vision benefits help keep your eyes clear and comfortable—so you can focus on what matters most.
For detailed plan information, please refer to the vision plan tabs below.
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Vision Insurance
Vision Insurance
Plan I
Anthem Base Vision Plan offers budget-friendly coverage for routine eye care—helping you keep your vision clear and out-of-pocket costs manageable.
💡 Key Features:
- Eye Exam: $10 copay ($0 at a PLUS Provider*) (in-network)
- Lenses: Covered after $25 copay (single, bifocal, trifocal, or lenticular)
- Frames: $50 wholesale allowance
- Contact Lenses: $150 allowance ($200 at a PLUS Provider*)
📅 Frequency: Exams every 12 months; lenses and frames every 24 months
💳 Monthly Rates
- Employee: $5.34
- Employee + Spouse: $9.34
- Employee + Child(ren): $11.20
- Family: $13.87
🔍Find a Provider
Search for in-network vision providers: Find Care Criteria – Select the "Blue View Vision" network
Plan II
Anthem Buy-Up Vision Plan provides enhanced coverage and higher allowances—ideal if you prefer designer frames, wear contacts, or need more frequent lens updates.
💡 Key Features
- Eye Exam: $10 copay ($0 at PLUS Provider*) (in-network)
- Lenses: Covered after $15 copay (single, bifocal, trifocal, or lenticular)
- Frames: $50 wholesale allowance
- Contact Lenses: $200 allowance ($250 at PLUS Provider*)
📅 Frequency: Exams, lenses, and frames every 12 months
💳 Monthly Rates
- Employee: $6.78
- Employee + Spouse: $11.94
- Employee + Child(ren): $13.87
- Family: $17.44
🔍 Find a Provider
Search for in-network vision providers: Find Care Criteria – Select the "Blue View Vision" network
Life & Disability
Group Number: LF1949 | (800) 423-2765 | www.lincolnfinancial.com
Life is unpredictable, but with the right protection in place, you and your loved ones can have peace of mind. Through Lincoln, City of Marietta offers a comprehensive package of life and disability insurance options designed to support you in times of need.
🌟 Coverage at a Glance
Here’s what’s typically included in your benefits package:
- Basic Life and AD&D Insurance: Provides financial protection for your beneficiaries in the event of your death or a covered accidental injury or loss. This coverage is often provided at no cost to you.
- Voluntary Life Insurance: Offers the option to purchase additional life insurance for yourself, your spouse, and your dependents. You can tailor the amount to your personal financial planning needs.
- Short-Term Disability (STD): Helps replace a portion of your income if you're unable to work due to a non-work-related illness, injury, or recovery period (such as maternity leave).
- Long-Term Disability (LTD): Offers income replacement for extended illnesses or injuries that prevent you from returning to work for a longer period.
Basic Life and AD&D
City of Marietta provides Basic Life and Accidental Death & Dismemberment (AD&D) insurance at no cost to eligible employees. This benefit offers financial protection for your loved ones in the event of your death or a qualifying injury.
💡 Key Features
📏 Coverage Amount:
- City Council Members and Part-Time Appointed Officials: $150,000
- Closed Group of Public Safety Employees: $40,000
- All other employees: 3x annual earnings, up to $300,000
⚡ AD&D Benefit:
- Equal to your Basic Life insurance amount
- Benefits payable in the event of death or serious injury due to a covered accident
- Both Basic Life and AD&D benefits reduce by 50% at age 75
💵 Premiums: 100% paid by City of Marietta
📝 Beneficiary Designation: Required at enrollment; may be updated anytime
🔁 Portability and Conversion:
- Portability: Option to continue coverage after employment ends by paying premiums directly to the insurer
- Conversion: Option to convert group coverage to an individual policy, often without proof of insurability
- Age limits and specific rules vary by plan and carrier
🛡️ Retiree Basic Life and AD&D:
- Retirees with city-funded basic life insurance at retirement remain covered
- Consolidated Retirement Plan retirees receive $25,000 coverage
- Retirees under plans prior to March 1, 1987, receive $20,000 coverage
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AD&D Insurance
AD&D Insurance
Voluntary Life Insurance
Voluntary Life and AD&D insurance allows you to purchase additional coverage for yourself, your spouse, and your children through payroll deduction. This optional benefit offers extra peace of mind for you and your family.
💼 Eligibility: Available to all full-time employees of the City of Marietta. Employees must elect Voluntary Term Life coverage to purchase spouse or child coverage.
🧍 Employee Coverage
- Elect in $10,000 increments, up to $420,000 maximum
- Guaranteed Issue for New Hires: $200,000 (no medical questions)
- EOI Required: For amounts above GI or when enrolling outside the initial eligibility period
💍 Spouse Coverage:
- Elect in $5,000 increments, up to $100,000 (cannot exceed 100% of employee’s coverage)
- Guaranteed Issue for New Hires: $30,000
- EOI Required: For amounts above GI or late enrollment
👶 Child(ren) Coverage
- Flat $10,000 benefit
- Covers dependent children from 6 months to age 25
- No EOI required
⚡ Voluntary AD&D Coverage
- Employee: $10,000 increments up to $420,000
- Spouse: $5,000 increments up to $100,000
- Child(ren): $10,000 flat amount
📉 Age Reduction Schedule: Life and AD&D benefits reduce by 50% at age 75
💵 Rates – Monthly Cost Per $1,000 of Coverage
| Age Band | Employee Rate | Spouse Rate |
| <30 | $0.100 | $0.060 |
| 30–34 | $0.130 | $0.070 |
| 35–39 | $0.160 | $0.090 |
| 40–44 | $0.190 | $0.120 |
| 45–49 | $0.280 | $0.180 |
| 50–54 | $0.480 | $0.280 |
| 55–59 | $0.890 | $0.430 |
| 60–64 | $1.130 | $0.720 |
| 65–69 | $1.670 | $1.180 |
| 70+ | $2.570 | $2.020 |
AD&D Rates: Employee $0.045 / Spouse $0.027 per $1,000 of coverage
Child Life Rate: $0.200 total per family unit
Child AD&D Rate: $0.011 total per family unit
🔁 Portability and Conversion
- Portability: Continue coverage after employment ends by paying premiums directly to the insurer
- Conversion: Convert to an individual policy, often without proof of insurability
📝 Beneficiary Designation
Required for employee coverage; may be updated anytime.
Short-Term Disability (STD)
Short-Term Disability (STD) insurance provides income protection if you are temporarily unable to work due to illness, injury, accident, or pregnancy. This benefit helps replace a portion of your income so you can focus on recovery—not financial strain.
💡 Key Features:
- Income Replacement: 60% of weekly earnings, up to $2,500/week
- Elimination Period: 14 days (benefits begin on day 15)
- Benefit Duration: Up to 26 weeks
- Pre-Existing Condition Limitation: 3/6 months — coverage excludes conditions treated within 3 months prior to enrollment and claims during the first 6 months
- Late Entrant Rule: If coverage is elected after initial eligibility, the pre-existing condition limitation applies
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Short-Term Disability
Short-Term Disability
Long-Term Disability (LTD)
Long-Term Disability (LTD) insurance provides ongoing income protection if you are unable to work for an extended period due to a non-work-related injury or sickness. This benefit begins after Short-Term Disability ends and helps protect your financial stability over the long term.
💡 Key Features
- Income Replacement: 60% of monthly earnings, up to $5,300/month
- Elimination Period: 180 days (benefits begin after STD ends)
- Benefit Duration: Payable until Social Security Normal Retirement Age (SSNRA), as long as you remain disabled
- Pre-Existing Condition Clause: 3/12 — no benefits for conditions treated in the 3 months prior to coverage start, during the first 12 months of coverage
- Late Entrant Rule: Evidence of Insurability (EOI) required if coverage is elected after initial eligibility
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Long-Term Disability
Long-Term Disability
Additional Benefits
Group Number: 18116 | (800) 247-4184 | www.araglegalcenter.com
As part of your benefits package, you have access to legal coverage through ARAG’s UltimateAdvisor® plan for a monthly cost of $22.21. This plan connects you with a nationwide network of attorneys who can:
- Consult with you in person, by phone, or online
- Review or prepare legal documents
- Make follow-up calls or write letters on your behalf
- Represent you in legal matters when needed
Common uses include estate planning, traffic tickets, contractor disputes, and other legal concerns.
For more information or to speak with a representative, call (800) 247-4184 or visit araglegalcenter.com.
Retirement
Planning for your future is important. The City of Marietta offers a comprehensive retirement program to help you build long-term financial security throughout your career and beyond.
Defined Benefit Pension Plan (Consolidated Retirement Plan)
- Full Retirement Eligibility: Age 65, or under the “Rule of 80” (age + years of service = 80)
- Early Retirement: Age 55 with at least 10 years of service (benefits reduced)
- Vesting:
- Hired on or after Jan. 1, 2009 – 10 years of service
- Hired before Jan. 1, 2009 – 5 or 7 years of service (already vested if still employed)
- Employee Contributions: 4% of pre-tax earnings
- Pension Formula:
- Hired before Jan. 1, 2009 – Highest 3-year average earnings ÷ 36 × years of service (max 35) × 2.1%
- Hired on or after Jan. 1, 2009 – Highest 5-year average earnings ÷ 60 × years of service (max 35) × 2.1%
- More info: City of Marietta Pensions
Defined Contribution Pension Plan (401a) (Supplemental Pension – in lieu of Social Security)
- Employer Contribution:
- Full-time (after 1 year) – 6.13% of pre-tax earnings
- Part-time/temporary/seasonal (upon hire) – 7.50% of pre-tax earnings
- Vesting: Immediate
- Employees also contribute the 6.20% normally paid into Social Security
- More info: City of Marietta Supplemental Pension
- View your account: MissionSquare Retirement Portal
Deferred Compensation Plans (457b)
- Contribution Limits:
- Up to $23,000 pre-tax annually
- Age 50+ – Up to $30,500 pre-tax annually
- Roth IRA option: $7,000 annually ($8,000 if age 50+)
- Providers:
- MissionSquare Retirement – (800) 669-7400 | www.missionsq.org
- Nationwide – (877) 677-3678 | www.nrsforu.com
- More info: City of Marietta Deferred Compensation Plans
Well-Being
City of Marietta is committed to supporting your overall health and wellness through a variety of programs and resources. This section includes important benefits designed to help you stay healthy, access convenient care, and find support when you need it.
Key areas include:
• Wellness Program — Health assessments and incentives to encourage healthy habits
• Wellness Center — Onsite or partner clinics offering medical and preventive care
• Employee Support — Confidential assistance for personal and family challenges
Explore each area below for more details and how to take advantage of these benefits.
Wellness Program
(770) 421-7738 | www.wellstar.org
The City of Marietta offers a voluntary Wellness Program through the WellStar City of Marietta Employee Clinic to support your long-term health and well-being. Whether you want to focus on prevention, managing an existing condition, or improving your fitness, this program provides incentives and resources to help you stay on track.
💡 Program Highlights:
- Earn a $100 incentive for completing the Annual Health Assessment (AHA)
- Earn an additional $100 if health coaching is not required or completed successfully
- Bonus incentives may be available for participating in fitness or weight management challenges
- Program administered confidentially by WellStar Clinic — your health information is never shared with supervisors or used in employment decisions
📋 About the Annual Health Assessment (AHA):
The AHA is voluntary and includes health-related questions and a biometric screening with blood tests for common health conditions such as diabetes, heart disease, and cholesterol levels. You are not required to participate but completing the AHA and biometric screening makes you eligible for program incentives.
🔒 Privacy & Confidentiality:
- Your personal health information is protected by law and maintained separately from your personnel records.
- The City of Marietta and WellStar use only aggregate, non-identifiable data to improve wellness programs.
- Information is never disclosed to your supervisors or used to make employment decisions.
- All data is encrypted and safeguarded to prevent unauthorized access.
⚖️ Reasonable Accommodations:
If you are unable to participate in certain activities or meet health targets due to medical reasons, you may be eligible for alternative options or accommodations. Contact the Benefits Division at 770-794-5562, option 3, for assistance.
📞 Questions or Concerns?
Contact the Director of Human Resources and Risk Management at 770-794-5562, option 6.
Wellness Center
(770) 421-7738 | 268 Lawrence Street NE, Marietta, GA 30060 | www.wellstar.org
The City of Marietta provides access to the WellStar City of Marietta Employee Clinic, a dedicated wellness center focused on supporting your overall health and well-being.
🏥 Services Offered:
- Primary, urgent, and preventive care (for ages 9 and older)
- Chronic condition management
- Laboratory testing
- Limited onsite pharmacy services
- Health programs including smoking cessation and weight management
- Telemedicine available 24/7/365
📍 Location & Hours:
268 Lawrence Street NE, Marietta, GA 30060
- Monday: 8:00 AM – 5:00 PM
- Tuesday: 7:00 AM – 1:00 PM
- Wednesday – Friday: 8:00 AM – 2:00 PM
- Saturday: 8:00 AM – 12:00 PM
📞 Appointments & Refills:
Call (770) 421-7738 or book online at www.wellstar.org
⚠️ Important:
Participation in the wellness clinic and completion of any required Health Risk Assessments may be mandatory to avoid surcharges on medical premiums.
For assistance, contact your HR or Benefits team.
Employee Support
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Employee Assistance Program (EAP)
Employee Assistance Program (EAP)
(800) 451-1834 | https://allonehealth.com/member-support/
Life happens—and when it does, having someone to talk to can make all the difference. The City of Marietta partners with All One Health to offer confidential, professional support through its Employee Assistance Program (EAP). Whether you're navigating stress, grief, family challenges, or other personal concerns, this benefit is available to you and your household.
Here’s what’s included:
- Coverage: Up to 3 free counseling sessions per issue, per calendar year for employees and their eligible dependents
- Support Areas: Stress, anxiety, grief, relationship challenges, work difficulties, addiction, legal, financial, and identity theft recovery services
Cost: $0 – fully covered by the City of Marietta
All sessions are confidential and designed to support your mental, emotional, and relational well-being.
Contacts
Aetna Medicare Advantage Plan
Pre-Enrollment: (800) 307-4830
Post-Enrollment: (888) 267-2637
Wellstar | Employee Clinic
268 Lawrence Street NE, Marietta, GA 30060
(770) 421-7738
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Mission Square Retirement
401(a) Supplemental Pension Plan:
(800) 669-7400
457 Deferred Compensation Plan:
(800) 669-7400 | www.icmarc.org
