WTS First Defense

Table of Content

  1. Header
  2. Page
    1. Introduction
    2. Benefits Overview
    3. How To Enroll
    4. New Hires
    5. Additional Resources
    6. NFP Contacts
  3. Footer


Annual Open Enrollment

WTS First Defense sincerely believes our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. WTS First Defense employee benefits is managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all WTS First Defense employees. For more information about NFP, visit www.NFP.com

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your UPMC Medical plan year runs from August 1, 2021 through July 31, 2022.

Your UHC Dental, Vision, Life/AD&D, STD, and LTD, plan year runs from August 1, 2021 through July 31, 2022.

Please review all 2021-2022 Benefits Overview Information.

If NO changes are needed then your current benefits will just roll over into the new plan year.

Benefits Overview

Benefit Grids and Summary of Benefits and Coverage (SBC)
  • UPMC PPO $1,000- Medical Grid
  • UPMC PPO $1,000- Medical SBC (Summary of Benefits and Coverage)
  • UHC Dental- Grid
  • UHC Vision- Grid
  • UHC Life/AD&D- Grid
  • UHC Short Term Disability- Grid
  • UHC Long Term Disability- Grid
  • Employee Benefits Notice

How To Enroll

Enrollment Forms

Current Employees:

  • If you'd like to change your existing coverage or make new elections, you must do so by July 24.
  • Your current medical elections will carry forward to 2022-2023 if you don't make a new election.

New Hires:

  • You will need to complete the enrollment forms below.

New Hires


If you are a NEW HIRE and need to enroll for the FIRST time please see above section How to Enroll.

All enrollment forms are attached in the How To Enroll for download.

NFP Contacts

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  •        Understanding what your medical, dental or vision benefits cover
  •        Help finding in network providers
  •        Assistance with prescription or pharmacy issues
  •        Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
  •        Claims you believe haven’t been paid properly