Open Enrollment
Annual enrollment is your opportunity to learn about the 2025 Benefits, review your current coverage and choose the best options for you and your family. Please review our Guidebook and attend our upcoming education session to learn more about our 2025 benefits offerings.
This annual enrollment will be an active open enrollment, which means you must make your benefit elections by Tuesday, November 26th if you wish to be enrolled in benefits for the 2025 plan year.
Open Enrollment is the one time of year where you can update your elections without experiencing a Qualifying Life Event (QLE). Your elections that you make will remain in place until December 31, 2025 unless you notify HR within 30 days of your QLE to be eligible to make new elections.
Attend the Education Session to learn more about our 2025 benefits programs:
Benefits Overview
We are thrilled to announce that all medical plans will be with IBC. We will continue to offer a choice of three medical plans, which are very similar to the existing Cigna plans. The primary difference is that with IBC’s HSA plans you will pay copays instead of coinsurance for services once the deductible is satisfied. IBC’s HSA plans will continue to offer some preventive medications where the deductible will be waived and you only pay the copay.
Waiver Credit - if you do not enroll in one of the IBC medical plans, you will be eligible for a $200 monthly waiver credit ($100 per pay).
Our Dental & Vision plans and rates will stay the same for 2023!
Supplemental Benefits (Accident, Hospital Indemnity, Critical Illness) and Long Term Care insurance is available to all associates during this open enrollment!
All plans will be reviewed in detail during the upcoming open enrollment webinar. Please plan on attending.
Resources
- 2023 Guidebook
- Online Resources
- High Deductible Health Plan Toolkit
- Personalized Nutrition Coaching Flyer
- IBC Wellness Rewards and Discounts Highlights (download the PDFs below)
How To Enroll
- Visit Paylocity by clicking here to review your current elections and make any updates no later than November 30, 2022.
- Your current elections will not carry forward to 2023 if you do not make a new election.
Contact Us
Questions about your benefits?
Contact the NFP Benefit Support Team
Email: BenefitsSupportTeamCSMidAtlantic@nfp.com
Phone: 855-287-2202