YPS

Table of Content

  1. Header
  2. Page
    1. Welcome
    2. How To Enroll
    3. Medical Benefits
    4. Dental Benefits
    5. Vision Benefits
    6. Voluntary Benefits
    7. Critical Illness
    8. Accident Benefits
    9. Contact Us
  3. Footer

Welcome

Welcome

Welcome to YPS open enrollment for 2023

EMPLOYEE ELIGIBILITY

You are eligible to participate if you are full-time and work a minimum of 30 hours per week. Your coverage will be effective 1st of the month following 30 days from your date of hire.

How To Enroll

ENROLLMENT INSTRUCTIONS:

1.You will receive an Email with a link to Ease. Click the blue “login” button with the email message to be directed to the enrollment portal.

2.Enter your User ID and password

~ If you do not remember your User ID and Password please contact Kelli Krise with NFP at kelli.krise@nfp.com.

3.Follow instructions and enroll in your benefits

4.Make sure to sign your forms, save your elections and print your confirmation statement.


Click the icon below to enroll with ease

EASE

Medical Benefits

YPS offers full time employees wonderful medical plans with Anthem


Plan 1:

PPO-1000:

Deductible

Single: $1,000

Family:$2,000

Preventive Care: No Charge

Office Visits: $30 copay

Specialist Visits:$60 copay

Urgent Care: $75 copay

ER Visits: $350 copay




Plan 2:

PPO- 6000

Deductible

Single: $6,000

Family:$12,000

Preventive Care: No Charge

Office Visits: $30 copay

Specialist Visits:$60 copay

Urgent Care: $75 copay

ER Visits: $350 copay



Plan 3:

HSA- 5000:

Deductible

Single: $5,000

Family:$10,00

Preventive Care: No Charge

Office Visits: No Charge after deductible

Specialist Visits: No Charge after deductible

Urgent Care: No Charge after deductible

ER Visits: No Charge after deductible


Click the icon below

Medical
HSA SBC

HSA SBC

PPO OPT 26 SBC

PPO OPT 26 SBC

PPO OPT 5 SBC

PPO OPT 5 SBC

Dental Benefits



What's available to me?

Dental insurance helps pay for all, or a portion, of the costs associated with dental care, from routine

cleanings to root canals.


Preventive Service: Covered at 100%

Basic: $50 copay

Major: $ 50 copay


Click the icon below

Dental

Vision Benefits

Vision

What's available to me?

Vision insurance is offered through Principal® and VSP® Vision Care. It provides choice, flexibility and savings

through a VSP doctor. If you buy this coverage, an established network of VSP doctors will provide quality care for you and your

dependents.


Vision Plan

Exam: $10 copay

Lenses: $25 copay

Contact Fitting: up to $60

Fames: $130 every 24 months


VSP

Full-service locations with satisfaction

guaranteed, offering a WellVision Exam®

that can detect signs of eye and overall

health conditions, such as diabetes. Plus,

a wide selection of eyewear and 24-hour

access to emergency care.

• Early morning, evening, and weekend appointments offered

by 91% of providers

• Extra savings and offers on preferred frame brands, contact

lens services, and sunglasses

• Integrated medical management with VSP’s Eye Health

Management Program®

• Extra $20 to spend on featured frame brands, like bebe®,

Calvin Klein®, Flexon®, Lacoste®, Nike®, Nine West,® and more

• 20% off any amount over the allowance for frames


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Voluntary Benefits

Here’s how life insurance works

Life insurance helps you put the people in your life first. If something were to happen to you, your life

insurance proceeds would go to the people you’ve designated as your beneficiaries. Those funds can help

them manage financial obligations, such as:

• Funeral expenses • Daily living expenses

• Childcare • Paying off debts

• Mortgage/rent • College funding


What's available to me?

Protect what means the most to you – the people you love. If something were to happen to you, your life

insurance proceeds would go to the people you've designated as your beneficiaries.

What's available to me?

Protect what means the most to you – the people you love. If something were to happen to you, your life

insurance proceeds would go to the people you've designated as your beneficiaries.


Employee

Benefits: Select a benefit in increments of $10,000

Minimum: $10,000

Guaranteed Issues: If you're under 70: $150,000 If you're 70 or older: $10,000

Maximum: $300,000


Spouse

Benefits: Select a benefit in increments of $5,000

Minimum: $5,000

Guaranteed Issues: If you're under 70: $30,000 If you're 70 or older: $10,000

Maximum: $100,000


Click the icon below

life

Critical Illness

illness

Here’s how critical illness coverage works Critical illness insurance can help alleviate your financial worries during a serious illness. Health insurance helps pay for medical expenses,

and disability coverage can help you protect your income. But what about travel costs for treatment, home healthcare needs, and other costs? That’s where critical illness insurance comes in. It provides a lump-sum payment you can use however you need to.



Employee

Benefits: Select a benefit in increments of $5,000

Minimum: $5,000

Guaranteed Issues: $15,000

Maximum: $50,000


Spouse

Benefits: Select a benefit in increments of $2,500

Minimum: $2,500

Guaranteed Issues: $7,500

Maximum: $25,000


Click the icon below

Accident Benefits

Here’s how accident insurance works

Accident insurance can help you and your family manage out-of-pocket expenses that result from an

accidental injury. The coverage pays tax-free cash benefits directly to you, regardless of other insurance

coverages or actual expenses … and the benefits can be used however you need them. That could mean

anything from medical expenses like emergency care, exams, and hospital stays to other expenses,

including transportation, food, and lodging. You’re in control.


Who can buy coverage?

You may buy coverage if you’re an active, full-time employee working at least 30 hours a week. Seasonal,

temporary, or contract employees can’t purchase.

o If you’re on a regularly scheduled day off, holiday, vacation day, jury duty, funeral leave, or personal

time off, you’re still considered actively at work, as long as you’re fulfilling your regular duties and were

working the day immediately prior to your time off.

o You must enroll within 31 days of being eligible. If you don’t, you’ll have to wait until the next open

enrollment period.

If you’re covered, you may buy coverage for your dependents, if they’re not confined at home, in a

hospital or skilled nursing facility (this is referred to as Period of Limited Activity).


Click the icon below

Accident and Life

Contact Us


Account Team Contacts

JR

Joel Richman

Producer / Sales Consultant

joel.richman@nfp.com

(216) 464-6200

KL

Kevin Lurie

Producer / Sales Consultant

kevin.lurie@nfp.com

(216) 410-6751

TS

Traci Swain

Account Manager

traci.swain@nfp.com

216.816.0029