Workforce is committed to providing a competitive, cost-effective benefit program for employees and their families.
Please review our 2022 Open Enrollment benefit materials below for information on benefits available to you.
BCBSM Medical/Rx Customer Service can be reached at 877-790-2583.
You have three medical plan options, detailed benefit summaries for each can be found below:
BCBSM Dental Customer Service can be reached at 800-524-0149.
Our dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the BCBSM network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.
Review your coverage details in your Benefit Guide.
BCBSM Vision Customer Service can be reached at 800-877-7195.
DID YOU KNOW?
We offer vision coverage through BCBSM to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP Network. Review your coverage details in your Benefit Guide.
HealthEquity Customer Service can be reached at 866-346-5800.
A Health Savings Account (HSA) is a tax-free savings account is owned by you, is 100% vested from day one, and let’s you build up savings for future needs. The funds may be used to pay for qualifying healthcare expenses not covered by insurance or any other plan for yourself, your spouse, or tax dependents. You decide how much you would like to contribute, when and how to spend the money on eligible expenses, and how to invest the balance.
2022 IRS Contribution Limits:
Two Person or Family: $7,300
If you are age 55 older, you can contribute up to an additional $1,000 per year as a "Catch-Up" Contribution
Contribution limits include your individual contribution as well as any employer contributions. The combined total can not exceed the amount(s) mentioned above each calendar year.
Varipro Customer Service can be reached at 800-732-3412.
Need to Submit a Claim for Reimbursement?
The Health Care, Limited Purpose and Dependent Care Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to an FSA you reduce your taxable income, so you pay less in taxes — which saves you money.
HEALTH CARE FSA
LIMITED PURPOSE FSA
DEPENDENT CARE FSA
Prudential Customer Service can be reached at 800-778-4357.
We provide all team members with Basic & Voluntary Life/AD&D coverage as well as Short- and Long-Term Disability through Prudential.
Employees working 30 or more hours per week are eligible for 1x your base annual earnings, to a maximum of $50,000, in coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Short Term Disability
Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills. Your coverage through Prudential pays 60%of your income to a maximum of $1,500 per week.
Long Term Disability
Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household. Benefits begin after a 180 day elimination period are are equal to 60%of covered monthly earnings up to $10,000 for full-time employees.
Please consult your Employee Benefits Guide for additional details.
GuidanceResources (Employee Assistance Program)
Personal problems, planning for life events or simply managing daily life can affect your work, health and family. GuidanceResources is a company-sponsored service that is available to you and your dependents, at no cost, to provide confidential support, resources and information to get through life's challenges.
Phone: 1 (800) 311-4327
Company Web ID: GEN311
IMG’s Travel Assistance Services
An indispensable offering available to you and your dependents. IMG has extensive experience handling complex and remote medical transport situations, as well as providing support for travel concerns when they arise. Our team of international, multilingual specialists are accustomed to working across time zones and with different languages and currencies. Utilizing IMG’s extensive global network of medical care providers, our onsite 24/7/365 U.S.-based call center is available day or night to provide high-quality care you can depend on.
Toll-free within the U.S.: 1 (855) 847-2194
From anywhere in the world: 1 (317) 927-6881