Wolverine Human Services

Table of Content

  1. Header
  2. Page
    1. Welcome
    2. Eligibility
    3. Enrollment
    4. Medical/Rx
    5. Medical/Rx Videos
    6. Online Visits
    7. Dental
    8. Vision
    9. Employee Contrbutions
    10. HSA (Health Savings Account)
    11. FSA (Flexible Spending Accounts)
    12. Life & Disability
    13. Voluntary Benefits
    14. VB Videos
    15. Employee Assistance Program (EAP)
    16. Benefits Education
    17. Contact Us
  3. Footer

Welcome

Wolverine Human Services takes into consideration our employees' evolving needs, as well as ensuring a level of security and protection when making decisions regarding the benefits program being offered. We recognize the important role employee benefits play as a critical component of an employee's overall compensation. We also strive to maintain a benefits program that is competitive within our industry.


For 2023, Wolverine Human Services received a 33% increase in overall healthcare cost. In order to control these costs, we had to make a few changes to benefit designs and contributions. It is still important for Wolverine Human Services to offer a competitive benefit package to our valued team members and in doing so Wolverine Human Services absorbed 23% of the increase.


This landing page, together with other enrollment materials, are provided to help you understand your benefit choices and navigate through the Open Enrollment / New Hire process.

Before you enroll, please read this guide to become familiar with the benefit options. Your decisions will impact your benefit selections and what you pay for these benefits.

Eligibility

You are eligible to participate if you are full-time and work a minimum of 30 hours per week. Your coverage will be effective on the 91st day of full-time employment. Part-Time, seasonal, temporary, internship, and contracted employees are not eligible to participate. 


Children are eligible for benefits until the last day of the calendar year in which they turn 26.

Enrollment

You will be required to complete Enrollment during the New Hire Orientation.


ENROLLMENT INSTRUCTIONS: Employee Navigator

  1. You will receive emailed instructions on how to access to Employee Navigator enrollment tool
  2. Enter your User ID
  3. Enter your Password
  4. Follow instructions and enroll in your benefits
  5. Make sure to save your elections and print your confirmation statement.


The Benefit choices you make during your initial enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Life Events." These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a Qualifying Life Event, you may make changes to your benefits by contacting Human Resources and completing any election changes in Employee Navigator within 30 days of the event. You will need to provide supporting documentation to support the changes based on the Qualifying Life Event, these should be submitted to Megan or Katrina.


Contact Human Resources if you have questions about Qualifying Life Events or Enrollment:


Vassar - Megan Park 989-823-3040 Ext. 1525 parkm@wolverinehs.org

CBP and Wolverine Center- Katrina Harris 313-824-4400 Harrisk@wolverinehs.org

Medical/Rx

BCBSM Group # 007012056

BCN Group # 00160293

Customer Service: 800-662-6667


Blue Cross Blue Shield of Michigan/Blue Care Network will continue to be the medical and prescription carriers this year. The plans that will be offered effective January 1, 2023 are as follows:


  • PPO 1500
  • HMO 1500
  • HMO HSA 2000 (new plan)
  • HMO HSA 6350 (new plan)


For more information, please review your summary of benefits and coverage below.




You may view participating providers at the link below or consult with your existing providers.

hdhp w/ hsa

hdhp w/ hsa

er vs uc

er vs uc

Online Visits

For those employees who are covered by one of the medical plans access to virtual visits with BCBSM Online Visits. BCBSM Online Visits provides members the opportunity to receive medical and mental health care from the comfort of your own home. With BCBSM Online Visits, eligible employees and dependents have access to board certified doctors, psychiatrists and licensed therapists 24 hours a day, 7 days a week, 365 days per year.


How Much Does It Cost?


PPO/HMO: Equal to your office visit copay.

HSA Plan(s): Services will be subject to your deductible and coinsurance; applicable charges until you have satisfied your deductible are as follows: Virtual Medical Visit $59; Virtual Therapy $85-$99; Virtual Psychiatry $199 for initial visit and $95 for follow up visits.

Prescriptions: If prescribed during a virtual visit, applicable Rx cost sharing will apply based on which medical plan you are enrolled in.


To get access to these convenient services, click "Member Registration" below - OR - you may call 844.606.1608.

Virtual Visits

Virtual Visits

Dental

Customer Service: 888-808-5080


Our dental plan through Ameritas provides comprehensive coverage to help you and your family maintain good dental health. Please note that if you go to an out-of-network provider, your costs will be higher.



To find out if your provider is in-network, please visit the website below

Dental Insurance Overview Video

Dental Insurance Overview Video

Vision

Customer Service: 800-672-7723


We offer vision coverage through NVA (National Vision Administrators) to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in network, however, out-of-network coverage is provided but may only be handled as reimbursements in some situations.



To find out if your provider is in-network, please visit the website below.