Helping you and your family reach and maintain good health is very important to Wireless Vision. Wireless Vision is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Wireless Vision remains committed to providing a competitive, cost-effective benefit program. Each year we take great care and detail in the benefit programs offered to employees. Below are highlights of the new changes that will be effective January 1, 2023:
Medical plans have been consolidated for simplicity and efficiency - we now offer the POS $1,500, POS $2,500, and POS HSA $2,000
Small increases in contributions for Medical, Dental and Vision.
Please review your 2023 Wireless Vision Open Enrollment materials for more information regarding your plans offerings for 2023.
Salaried and Corporate employees are eligible First of the Month following Date of Hire. Hourly, non-exempt, employees are eligible on the 1st of the month following 60 days of employment.
If you work a minimum of 20 hours per week you can:
If you work a minimum of 30 hours per week or more you can:
You may also enroll eligible dependents for benefits coverage. A ‘dependent’ is defined as the legal spouse or registered domestic partner and/or ‘dependent child(ren)’ of the plan participant or the spouse.
QUALIFYING LIFE EVENTS
Action Required: All elections must be submitted by XXX
Aetna (Group # XXXX) | xxx.xxx.xxxx | www.aetna.com
Aetna will continue to be the medical and prescription carrier this year. The plans that will be offered effective January 1, 2023 are as follows:
You may view participating providers at the link below or consult with your existing providers.
PayFlex (Group #XXX) | 844.729.3539 | www.payflex.com
The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.
To be eligible to contribute towards an HSA tax-free, you must meet the requirements below:
2023 HSA IRS Maximums are as follows:
$3,850 for a single contract
$7,750 for a two person or family
Additional $1,000 "Catch Up" contribution for those age 55+
2023 Wireless Vision Funding:
Employee Only: $260/year
Double or Family: $520/year
Teladoc (Group # XXXX) | 877.667.1576 | www.teledoc.com/aetna
Wireless Vision provides those employees who are covered by one of the Aetna medical plans access to virtual visits with Teladoc. Teladoc provides members with the opportunity to receive medical and mental health care from the comfort of your own home. With Teladoc, eligible employees and dependents have access to board certified doctors, psychiatrists and licensed therapists 24 hours a day, 7 days a week, 365 days per year.
How Much Does it Cost?
Delta Dental (Group # XXXX) | 800.524.0149 | www.deltadentalmi.com
Wireless Vision offers you the choice of two Dental plans offered through Delta Dental of Michigan. Consider how you would use your dental coverage, preferred dentist and then make your selection.
•The Value Plan does not have a deductible, but you must use a PPO dentist to have coverage
•The Plus Plan includes a deductible, offers in-and-out of network coverage and has an out-of-pocket maximum
•Members enrolled in Value Plan have access to the PPO Network, while Plus Plan members have access to the PPO and Premier networks
EyeMed (Group #XXX) | 844.225.3107 | www.eyemed.com
Vision Insurance is offered through EyeMed. There are two plan options – High and Low – to find the coverage that best meets your need. Under these plans, you may use the eye care professional of your choice. However, when you visit a participating in-network provider, you receive higher levels of coverage. If you choose to receive services from an out-of-network provider, you will be required to pay that provider at the time of service and submit a claim form for reimbursement.
Umum (Group #XXX) | xxx.xxx.xxxx | www.unum.com
Wireless Vision provides you with financial protection options for life, accidental death & dismemberment, short-term disability and long-term disability with Unum.
Voluntary and Employer Paid Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Employer Paid Short-Term Disability
Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short-Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.
Employer Paid Long-Term Disability
Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long-Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household.
Please consult the benefit summaries for additional details.
Umum (Group #XXX) | xxx.xxx.xxxx | www.unum.com
Wireless Vision provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employees. Additional benefits include:
Pet Insurance - Offered through Nationwide
Identity Theft - Offered through Identity Force
The resources below are provided to all full time employees at no additional cost:
Aetna Medical/Rx (Group # XXXX) | xxx.xxx.xxxx | website
Express Scripts (Group # XXXX) | xxx.xxx.xxxx | website
Delta Dental (Group # XXXX) | xxx.xxx.xxxx | website
EyeMed (Group #XXX) | xxx.xxx.xxxx | website
Unum (Group #XXX) | xxx.xxx.xxxx | website
PayFlex (Group #XXX) | xxx.xxx.xxxx | website
iSolved (Group #XXX) | xxx.xxx.xxxx | website
John Hancock Retirement Plan Service | xxx.xxx.xxxx | website