The organizations that will be most successful in the future are the ones who make the best use of data, and which are able to ingest, store, analyze and act on new data at speed and scale.
We built a strategy and a platform that merges data, design, and innovation to help organizations make confident decisions in complex environments. This investment highlights our commitment to helping clients be better ...
Data is only powerful if you know what to do with it. At NFP, our experts combine deep experience with sharp analytics to uncover the story behind the numbers. Because having all the data doesn’t help if you can’t pull insights - and even the smartest minds need the right data to go further. We bring both.
Our dashboards and platforms put insights directly in your hands, so you can dig in, interact, and focus on what matters most. Every recommendation is backed by data you can see and validate - live metrics, scenario modeling, and impact forecasts - so decisions are clear, defensible, and confidence-driven.
The independent partner you trust, now backed by the resources of Aon that redefine what’s possible. This connection delivers unmatched access to insights, tools, and expertise - giving us a competitive edge no other middle-market consultant can match.
⦁ 60K experts across 120 countries
⦁ 135B+ lines of live data to enrich our platform
⦁ $1B technology investment to accelerate growth
NFP delivers on-demand access to your entire risk management and people management eco-system. It's transparency without the hassle.
Connected. Clear. Always On.
Smart shortcuts to your trusted solutions
Managing carriers, vendors, point solutions, and other resources can be overwhelming. NFP Connect organizes it all in one place—giving you streamlined access to everything you need. We don’t believe in one-size-fits-all platforms. Instead, we’ve built a flexible construct that supports the ecosystem that works best for you. It’s all about choice, clarity, and control—without the chaos.
Where Complexity Meets Clarity
NFP Connect centralizes task intake, tracking, and document routing, so nothing gets lost in the shuffle. New requests trigger team alerts, update our Planner in real time, and uploads are automatically filed—ensuring everyone works from the same plan as priorities shift. While we can’t eliminate change, we make sure every stakeholder stays aligned. The result? Fewer surprises, smoother workflows, and better outcomes across the entire project lifecycle.
On-Demand Access, Anywhere
In today’s work-from-anywhere world, you need secure, instant access to policies, documents, and communications. That’s where The Vault comes in. It’s your centralized hub for secure information exchange and document storage. Whether you're adding new team members or collaborating across departments, The Vault ensures consistent service and shared knowledge—without missing a beat.
Black Box to Glass Box.
In a world where data is power, your client portal puts that power directly in your hands. Gone are the days of waiting for updates or wondering what’s happening behind the scenes. With dynamic dashboards, real-time analytics, and intuitive navigation, our platform transforms complexity into clarity. Whether you're tracking claims, reviewing coverage, or forecasting risk, you’re no longer in the dark—you’re in command. This is transparency redefined. This is your data, your way.
Organized. Accessible. Easy.
The NFP Connect client portal exemplifies NFP's dedication to enriching the customer experience by providing a comprehensive and user-friendly platform for managing your insurance and benefits programs.
We have a suite of proprietary tools that bring clarity and confidence to your risk management strategy.
Risk Review
The following summarizes key food manufacturing-related risks. The assessment integrates product liability, product recall, and supply chain risk considerations to support underwriting, financing, and strategic risk-management decisions.
Top Food Manufacturing Risks
| Risk Category | Key Exposure Details | Potential Impact | Technology / Mitigation | Contractual Controls | Operational Controls |
|---|---|---|---|---|---|
| High 1. Supply Chain Disruption | Geopolitical tensions, climate disruption, extreme weather, and labor shortages. | Delay in product availability, increased operational costs, and fluctuating prices. | Diversifying suppliers, advanced analytics & forecasting tools. | Key suppliers should be on contract where applicable. | Strengthen logistics partnerships, maintain multiple supplier relationships. |
| High 2. Increasing Product Recall Occurrence | Fruit and Vegetable recalls are trending at +25% YOY increase for 2025. | Increased exposure to both first and third party product recall. | Tracking supplier facilities, certifications, contracts, and known recalls. | Full contractual risk transfer should be in place with all major suppliers and vendors. | Dedicated, trackable process to maintain visibility on both first and third party recall exposure. |
| Medium 3. Evolving Food Safety Standards | Food Safety Standards have been pushed into the political space, and compliance will be a moving target. | Unexpected shift in operational procedure, ingredient availability, QC controls. | Technology based tracking for both product and process. | Maintain SQF and HACCP certified work sites. | Assign personnel to compliance tracking to stay ahead of any future changes. |
| Medium 4. Logistics Costs | Seven straight years of Commercial Auto losses are driving carriers to increase the cost of premiums. | Premium burden on common carriers will force up overall costs. First party deliveries will see increased premium costs. | Advanced GPS and video fleet tracking. Fleet management software. | Full contractual risk transfer should be in place with all third-party logistics companies. | Driver record monitoring and well defined fleet management programs should be in place. |
Coverage Specifications
Detailed specifications for core coverages. Click any line for full limits, extensions, and representative endorsements.
Market Submissions – Tracker
Markets approached across coverage lines with current responses and NDA status. Use slicers below to filter.
| Carrier | Line | Response | Notes | Updated | NDA |
|---|---|---|---|---|---|
| Chubb | Product Recall Liability | Submitted | Under review. | Aug 20, 2025 | SIGNED |
| Kinsale | Product Recall Liability | Submitted | Submission sent. | Aug 20, 2025 | SIGNED |
| Axon | Product Recall Liability | Waiting | Pending feedback. | Aug 21, 2025 | SIGNED |
| Chubb | Package | Submitted | Under review. | Sep 2, 2025 | SIGNED |
| Utica | Package | Waiting | Awaiting quote. | Aug 28, 2025 | SIGNED |
| Travelers | OCIP Primary | Submitted | Under review. | Aug 25, 2025 | SIGNED |
| Chubb | Workers Compensation | Submitted | Submission sent. | Aug 24, 2025 | SIGNED |
| Travelers | Workers Compensation | Waiting | Pending underwriting. | Aug 25, 2025 | SIGNED |
| Beazley | Cyber | Submitted | In underwriting. | Aug 19, 2025 | SIGNED |
| At Bay | Cyber | Waiting | Pending feedback. | Aug 20, 2025 | SIGNED |
| Chubb | Cyber | Declined | No appetite. | Aug 18, 2025 | SIGNED |
| Travelers | Management Liability | Submitted | Under review. | Aug 21, 2025 | SIGNED |
| Chubb | Management Liability | Waiting | Pending quote. | Aug 22, 2025 | SIGNED |
Ready to Deliver.
We’ve done the work. We’ve built the foundation. Now we’re bringing the power of AI to our people—and to you.
We’re embedding AI across our operations to:
- Automate routine tasks and reduce friction
- Deliver faster, more accurate insights
- Enhance client experiences with personalization at scale
- Support smarter planning and decision-making
This isn’t about replacing people. It’s about fueling our people with tools that help them do more, better.
AI won’t replace people. But the people who don’t use AI will be replaced by those who do. At NFP, we’re empowering our teams with the tools and training to lead with intelligence—human and artificial.
Our clients benefit from the same: smarter strategies, faster answers, and a partner who’s ready to move.
We’re excited about the potential to collaborate. Let’s explore how we can tailor solutions to meet your goals. We’re ready when you are.
This report provides an assessment and forward-projection of hazard risks based on your portfolio of properties.
