Table of Content

  1. Home
  2. People and Data
  3. Innovating Insurance
  4. Educational Institutions
    1. people + tech
    2. What we do.
    3. Better Informed
    4. Better Advised
    5. Better Decisions
    6. Independent and Connected
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  5. Visibility
    1. Access.
    2. Live Tracking.
    3. Document Management
    4. Project Overview.
    5. Broking.
    6. Incident Tracking.
    7. Dashboards.
    8. One Place.
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  6. Insights: Dashboards
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  7. Dynamic: Top Risks
  8. Dynamic: Coverage and Marketing
  9. Lenders Single Interest
  10. Mortgage Collateral Insurance
  11. Financial Institutions Group (FIG)
    1. Our Footprint
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  12. Risk Management
    1. leadin paragraph
    2. Diagnostic
    3. Benchmarking
    4. Marketplace
    5. Claims
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  13. Portfolio Solutions
    1. leadin paragraph
    2. Lenders Single Interest
    3. Mortgage Impairment Insurance
    4. Mortgage Hazard Insurance
    5. Mortgage Service Provider Lien Coverage
    6. Equity Protection Program
    7. Embedded Strategies
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    9. First row of tiles
    10. Second row of tiles
  14. AI at NFP
    1. Business Accelerator.
    2. Action.
    3. Data and Strategy.
    4. People-Powered, AI-Fueled.
    5. Why It Matters for You.
    6. end statement
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  15. Thank You
  16. Video: Planner
  17. Video: Vault
  18. Dynamic: Property and Liability
    1. Property Risk Analysis
    2. Loss Projections
  19. Footer
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and YOU

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Built by People
Backed by Data
Ready for What's Next

Innovating Insurance

The organizations that will be most successful in the future are the ones who make the best use of data, and which are able to ingest, store, analyze and act on new data at speed and scale.

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A New Reality
  • Financial Pressure
  • Increased Accountability and Oversight
  • Growing Risk and Operational Complexity

These forces are reshaping how colleges and universities must operate. Success now depends on how effectively leadership aligns people, data, and decisions—ensuring transparency, defensibility, and sound stewardship in a resource‑constrained and highly scrutinized environment.

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people + tech

We combine education‑focused expertise with a transparent, data‑driven platform that supports strong governance for boards and confident, informed decision‑making for finance and risk leaders.

A strategy and a platform that merges data, design, and innovation to help organizations make confident decisions in complex environments. This investment highlights our commitment to helping clients be better ...

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Advancements in technology are transforming how decisions are made—bringing speed, precision, and deeper insight. But no single technology can solve for every risk. At NFP, we have built a flexible ecosystem that brings together best in-class solutions—organized in one place.


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Data is only powerful if you know what to do with it. At NFP, our experts combine deep experience with sharp analytics to uncover the story behind the numbers. Because having all the data doesn’t help if you can’t pull insights - and even the smartest minds need the right data to go further. We bring both.

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Our dashboards and platforms put insights directly in your hands, so you can dig in, interact, and focus on what matters most. Every recommendation is backed by data you can see and validate - live metrics, scenario modeling, and impact forecasts - so decisions are clear, defensible, and confidence-driven.

The independent partner you trust, now backed by the resources of Aon that redefine what’s possible. This connection delivers unmatched access to insights, tools, and expertise - giving us a competitive edge no other middle-market consultant can match.

⦁ 60K experts across 120 countries

⦁ 135B+ lines of live data to enrich our platform

⦁ $1B technology investment to accelerate growth

A Seamless Experience

NFP delivers on-demand access to your entire risk management and people management eco-system. It's transparency without the hassle. Connected. Clear. Always On.

Tiles That Know You.

Smart shortcuts to your trusted solutions

Managing carriers, vendors, and point solutions shouldn’t feel fragmented. NFP Connect gives your team one place to access the partners and resources that power your risk‑management program—without forcing you into a rigid, one‑size‑fits‑all model. Every financial institution operates within its own unique ecosystem. That’s why we partner with a wide range of solutions—vetted and curated through our Innovation Lab—to support the configuration that works best for you. The result is clearer access, easier navigation, and a client experience built around choice and flexibility.

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Project Planning.

Where Complexity Meets Clarity

NFP Connect keeps everyone on the same page as priorities shift throughout the year. Task updates, new requests, and document changes sync in real time—ensuring all parties stay aligned. Renewal milestones, quarterly review prep, and compliance items are tracked digitally with shared visibility, so nothing is missed and no one is caught off guard. While change is inevitable, surprises don’t have to be. With NFP Connect, every stakeholder sees the same plan, the same updates, and the same next steps—creating smoother execution and a more predictable experience across your entire program.

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Document Management.

On-Demand Access, Anywhere

In today’s distributed, always‑on environment, your teams need secure, immediate access to certificates, policies, contracts, and critical communications. The Vault delivers exactly that—your centralized hub for organized, searchable, audit‑ready documentation. Whether onboarding new team members or coordinating across risk, compliance, and operations, the Vault keeps everyone working from the same secure source of truth. No missing files, no outdated versions—just consistent access and a seamless experience as your program evolves.

Vault
Modern Day Broking

Portfolio in Perspective.

We transform complexity into clarity. Monitor marketing efforts in real time with intuitive progress tracking, while keeping every detail of your insurance portfolio at your fingertips. From campaign performance to coverage summaries, everything you need is organized and accessible—so you can make informed decisions without the guesswork.

coverage and marketing
Dashboards and Analytics.

Black Box to Glass Box.

In a world where data is power, your client portal puts that power directly in your hands. Gone are the days of waiting for updates or wondering what’s happening behind the scenes. With dynamic dashboards, real-time analytics, and intuitive navigation, our platform transforms complexity into clarity. Whether you're tracking claims, reviewing coverage, or forecasting risk, you’re no longer in the dark—you’re in command. This is transparency redefined. This is your data, your way.

Dashboard
One Place.

Organized. Accessible. Easy.

The NFP Connect client portal exemplifies NFP's dedication to enriching the customer experience by providing a comprehensive and user-friendly platform for managing your insurance and benefits programs.

Dynamic Access to Data

We have a suite of proprietary tools that bring clarity and confidence to your risk management strategy.

Risk Review

Risk Review

The following summarizes key food manufacturing-related risks. The assessment integrates product liability, product recall, and supply chain risk considerations to support underwriting, financing, and strategic risk-management decisions.

Top Food Manufacturing Risks

Risk Category Key Exposure Details Potential Impact Technology / Mitigation Contractual Controls Operational Controls
High 1. Supply Chain Disruption Geopolitical tensions, climate disruption, extreme weather, and labor shortages. Delay in product availability, increased operational costs, and fluctuating prices. Diversifying suppliers, advanced analytics & forecasting tools. Key suppliers should be on contract where applicable. Strengthen logistics partnerships, maintain multiple supplier relationships.
High 2. Increasing Product Recall Occurrence Fruit and Vegetable recalls are trending at +25% YOY increase for 2025. Increased exposure to both first and third party product recall. Tracking supplier facilities, certifications, contracts, and known recalls. Full contractual risk transfer should be in place with all major suppliers and vendors. Dedicated, trackable process to maintain visibility on both first and third party recall exposure.
Medium 3. Evolving Food Safety Standards Food Safety Standards have been pushed into the political space, and compliance will be a moving target. Unexpected shift in operational procedure, ingredient availability, QC controls. Technology based tracking for both product and process. Maintain SQF and HACCP certified work sites. Assign personnel to compliance tracking to stay ahead of any future changes.
Medium 4. Logistics Costs Seven straight years of Commercial Auto losses are driving carriers to increase the cost of premiums. Premium burden on common carriers will force up overall costs. First party deliveries will see increased premium costs. Advanced GPS and video fleet tracking. Fleet management software. Full contractual risk transfer should be in place with all third-party logistics companies.  Driver record monitoring and well defined fleet management programs should be in place.
Coverage and Marketing Insight

Coverage Specifications

Detailed specifications for core coverages. Click any line for full limits, extensions, and representative endorsements.

For demonstration purposes only. Values and terms are illustrative.

Market Submissions – Tracker

Markets approached across coverage lines with current responses and NDA status. Use slicers below to filter.

Policy Line:
Response:
Carrier Line Response Notes Updated NDA
ChubbProduct Recall LiabilitySubmitted Under review.Aug 20, 2025SIGNED
KinsaleProduct Recall LiabilitySubmitted Submission sent.Aug 20, 2025SIGNED
AxonProduct Recall LiabilityWaiting Pending feedback.Aug 21, 2025SIGNED
ChubbPackageSubmitted Under review.Sep 2, 2025SIGNED
UticaPackageWaiting Awaiting quote.Aug 28, 2025SIGNED
TravelersOCIP PrimarySubmitted Under review.Aug 25, 2025SIGNED
ChubbWorkers CompensationSubmitted Submission sent.Aug 24, 2025SIGNED
TravelersWorkers CompensationWaiting Pending underwriting.Aug 25, 2025SIGNED
BeazleyCyberSubmitted In underwriting.Aug 19, 2025SIGNED
At BayCyberWaiting Pending feedback.Aug 20, 2025SIGNED
ChubbCyberDeclined No appetite.Aug 18, 2025SIGNED
TravelersManagement LiabilitySubmitted Under review.Aug 21, 2025SIGNED
ChubbManagement LiabilityWaiting Pending quote.Aug 22, 2025SIGNED
For demonstration purposes only. Names, dates, and details are illustrative.

Our Lenders Single Interest (LSI) insurance program secures collateral for consumer loans, eliminating the administrative burden and cost of force-placed insurance, and protecting interests in vehicles and other property.

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Blanket Protection

  • Primarily used for Auto
  • Coverage available for boats, commercial equipment, ATVs, and more
  • Coverage limit is typically up to $100,000 and can be written for higher limits if the account portfolio reflects
  • Pro-rata endorsements on policies cover the occasional loan over $100,000

Protection when...

  • The loan is in default, i.e., the borrower has stopped making the payments and the lender has repo’d the vehicle; or,
  • The lender is attempting to repo the vehicle, i.e. the borrower stopped making payments but won’t surrender the vehicle

What else you should know:

  • Most policies are similar and provide all-risk coverage for physical damage, skip, confiscation, theft, and E&O (failing to perfect the lien).
  • Policies can be customized based on risk and may exclude skip to lower the rate.
  • Typical LSI rates are between $50 and $250 per new loan, with most of our policies having rates under $100 per new loan, with a minimum premium of $300 to $500 per month.
  • When we onboard a client, we “assume” the portfolio at that time, i.e., all existing loans prior to effective date are covered.
  • Coverage is based on claims made.

Mortgage Protection 1

Checking

  • Verification of borrower insurance at loan closing
  • Annual verification of borrower insurance coverage after loan closing
  • Coverage is limited to 90 days following the date the bank becomes aware borrower insurance is no longer in effect
  • If borrower fails to reinstate or replace coverage within the 90-day coverage period, the bank must force place to protect its interest
  • Available on total unpaid real estate balances exceeding $1B

Mortgage Protection 2

Ex-Checking

Verification of borrower insurance at loan closing

  • Coverage is limited to 90 days following the date the bank is notified borrower insurance is no longer in effect
  • If borrower fails to reinstate or replace coverage within the 90-day coverage period, the bank must force place to protect its interest
  • Available on total unpaid real estate balances exceeding $1B

Mortgage Protection 3

Blanket

  • Verification of borrower insurance at loan closing
  • Blanket coverage that extends through the foreclosure process and for 90 days following the date title passes to the bank; eliminates errors or oversights by servicing staff in securing coverage within the 90-day coverage period

Pricing

Sliding Scale

  • Based on number of loans, outstanding loan balance and the type of tracking (checking, ex-checking, outsourced, and associated discounts), plus any additional coverage enhancements
AI at NFP

Ready to Deliver.

We’ve done the work. We’ve built the foundation. Now we’re bringing the power of AI to our people—and to you.

AI in Action: Faster, Smarter, More Connected.

We’re embedding AI across our operations to:

  • Automate routine tasks and reduce friction
  • Deliver faster, more accurate insights
  • Enhance client experiences with personalization at scale
  • Support smarter planning and decision-making

This isn’t about replacing people. It’s about fueling our people with tools that help them do more, better.

People-Powered, AI-Fueled.

AI won’t replace people. But the people who don’t use AI will be replaced by those who do. At NFP, we’re empowering our teams with the tools and training to lead with intelligence—human and artificial.

Our clients benefit from the same: smarter strategies, faster answers, and a partner who’s ready to move.

With Appreciation

We’re excited about the potential to collaborate. Let’s explore how we can tailor solutions to meet your goals. We’re ready when you are.

How keeping our Planner works
Access your files 24/7
Sample Risk Analysis
Property Risk Analysis

This report provides an assessment and forward-projection of hazard risks based on your portfolio of properties.

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Loss Projections

Our Auto Liability, Workers’ Compensation, and General Liability Loss Projections tool models potential loss and ALAE outcomes for the upcoming policy period resulting in 50,000 simulations. This tool supports determining loss $ tolerance impacting insurance program structure design.

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