Helping you and your family reach and maintain good health is very important to Whitesell. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Action Required: All elections must be submitted by 12/01/2022.
The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Life Events." These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a Qualifying Life Event, you may make changes to your benefits by contacting Human Resources and completing any election changes online within 30 days of the event.
Contact Human Resources if you have questions about Qualifying Life Events.
BCBSM I Group # 007006755 | 877.790.2583 | www.bsbsm.com
We continue to offer three medical and prescription drug options in 2023, all through Blue Cross Blue Shield of Michigan (BCBSM):
All of the options are PPOs. A PPO option offers the freedom to see any provider when you need care. When you use providers from within the PPO network, you receive benefits at the discounted network cost. Most expenses, such as office visits, emergency room and prescription drugs are covered by a copay. Other expenses are subject to a deductible and coinsurance.
A comparison of the options is below:
You may find the below information helpful.
BCBS Online Visits I Group # 007006755 | 844.606.1608 | www.bcbsmonlinevisits.com
Whitesell provides those employees who are covered by one of the medical plans access to virtual visits with BCBSM Online Visits. BCBSM Online Visits provide members the opportunity to receive medical and mental health care from the comfort of your own home. With BCBSM Online Visits, eligible employees and dependents have access to board certified doctors, psychiatrists and licensed therapists 24 hours a day, 7 days a week, 365 days per year.
Common Medical Services Include:
How Much Does it Cost?
To get access to these convenient services, visit www.bcbsmonlinevisits.com and sign up - OR - you may contact BCBSM Online Visits at 844.606.1608
Health Equity | 866.346.5800 | www.healthequity.com
If you enroll in the PPO HSA 3500 option, the Health Savings Account (HSA) allows you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money. In addition, Whitesell will contribute to your HSA.
To be eligible to contribute towards an HSA tax-free, you must meet the requirements below:
HSA IRS Maximums for 2023 are as follows (any employer contributions to the HSA will apply to the maximum noted below):
Whitesell will contribute to your HSA as follows: