WTS First Defense

Table of Content

  1. Header
  2. Page
    1. Introduction
    2. Benefits Overview
    3. Action Required
    4. How To Enroll
    5. New Hires
    6. UPMC Additional Resources
    7. UHC Additional Resources
    8. NFP Contacts
  3. Footer

Introduction

Annual Open Enrollment

WTS First Defense sincerely believes our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.


NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. WTS First Defense employee benefits is managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all WTS First Defense employees. For more information about NFP, visit www.NFP.com


Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your UPMC Medical plan year runs from August 1, 2022 through July 31, 2023.

Your UHC Dental, Vision, Life/AD&D, STD, and LTD, plan year runs from August 1, 2022 through July 31, 2023.



Please review all 2022-2023 Benefits Overview Information.

If NO changes are needed then your current benefits will just roll over into the new plan year.

Benefits Overview

Benefit Grids and Information
  • UPMC PPO $1,000- Medical Grid
  • UPMC Medical Rates - Based on Age
  • UHC Dental- Grid
  • UHC Vision- Powered by Spectera Eyecare Network visit us online at www.spectera.com or call 800-638-3120
  • UHC Life/AD&D- Grid
  • UHC Short Term Disability- Grid
  • UHC Long Term Disability- Grid
UPMC Medical Grid

PPO $1,000

UPMC Medical Grid

PPO $1,000

UPMC Medical Rates

Rates Based on Age

UPMC Medical Rates

Rates Based on Age

UHC Dental Grid

Voluntary

UHC Dental Grid

Voluntary

UHC Vision Grid

Voluntary

UHC Vision Grid

Voluntary

UHC Life/AD&D Grid

UHC Life/AD&D Grid

UHC Short Term Disability Grid

UHC Short Term Disability Grid

UHC Long Term Disability Grid

UHC Long Term Disability Grid

Action Required

Please review the mandatory Employee Benefits Notices, Compliance Documents, and the Summary of Benefits and Coverage forms.

2022 Employee Benefit Notices

2022 Employee Benefit Notices

Section 125 Form

Section 125 Form

UPMC SBC

PPO $1,000

UPMC SBC

PPO $1,000

How To Enroll

Enrollment Forms

Current Employees:

  • If you'd like to change your existing coverage or make new elections, you must do so by July 24.
  • Your current medical elections will carry forward to 2022-2023 if you don't make a new election.


New Hires:

  • You will need to complete the enrollment forms below.
UPMC

Employee Enrollment/Change Form

UPMC

Employee Enrollment/Change For ...

UHC

Employee Enrollment/Change Form

UHC

Employee Enrollment/Change For ...

New Hires

NEW HIRE ENROLLMENT INFORMATION

If you are a NEW HIRE and need to enroll for the FIRST time please see above section How to Enroll.

All enrollment forms are attached in the How To Enroll for download.

UHC Additional Resources

Below are additional UHC links and forms.


MYUHC Portal Link

MYUHC Vision Portal Link


Instructions to Retrieve Dental and Vision Claim Forms

  • For Dental go to MYUHC Link
  • For Vision go to MYUHC Vision Link
  • Instructions are the same for both portals


UHC Life/AD&D Beneficiary form

UHC

Instructions to Retrieve Dental and Vision Claim Forms

UHC

Instructions to Retrieve Denta ...

UHC

Life/AD&D Beneficiary Form

UHC

Life/AD&D Beneficiary Form

NFP Contacts

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  •        Understanding what your medical, dental or vision benefits cover
  •        Help finding in network providers
  •        Assistance with prescription or pharmacy issues
  •        Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
  •        Claims you believe haven’t been paid properly

Account Team Contacts

ContactImage

Debra Barron

Producer / Sales Consultant

deb.barron@nfp.com

(814) 289-4227

Additional Contacts

TT

Tracy Tirko

Account Manager

tracy.tirko@nfp.com

814-289-4229