Table of Content

  1. Header
  2. Page
    1. WELCOME
    2. Overview
    6. DENTAL - 100% Employer Paid
    7. VISION - 100% Employer Paid
    8. LIFE Insurance | Voluntary Life Insurance
    10. COLONIAL
    12. Plan Details
    13. Contact Us
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WELCOME to your Benefits OPEN ENROLLMENT for WorkQuest & Horizons of New Mexico

Helping you and your family reach and maintain good health is very important to WorkQuest.

WorkQuest is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind.

We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


OPEN ENROLLMENT will close Monday July 24th

Please contact Stephanie Lemke / HR with any questions -

The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.

 You can, however, modify your elections under certain circumstances, called "Qualifying Events".

These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan.

If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.



You are eligible to participate if you are full-time and work a minimum of 30 hours per week.

Your coverage will be effective the 1st of the month following 30 days from your date of hire.

Now is a great time to update your Beneficiary Designation for Dearborn Life Insurance and Voya Retirement Plans.

Access both Voya and BCBS/Dearborn beneficiary designation forms below if you would like to make any beneficiary changes.

Please submit updated forms to Stephanie Lemke –



BCBS Medical Plan Summary


BCBS Medical Plan Summary

~ Blue Cross Blue Shield of Texas ~

Medical Coverage is provided to ALL eligible Employees at NO COST

You may choose to cover your qualified dependents through Payroll deductions.

MEDICAL COVERAGE Cost beginning August 1, 2023

Employee: $0

Employee + Children: $149.34 per pay period

Employee + Spouse: $242.66 per period

Employee + Family: $389.26 per pay period

PPO | In-Network & Out-of-Network Benefits Available

The PPO option offers the freedom to see any provider when you need care.

•When you use providers from within the PPO network, you receive benefits at the discounted network cost.

•Most expenses, such as office visits, emergency room and prescription drugs are covered by a copay. Other expenses are subject to a deductible and coinsurance.

Download the plan summary on the left for more information.

Search for a provider by clicking below. Your BCBS PPO uses the Choice Plus network. 


Wellness Programs and Incentives brought to you by BCBS of Texas.

You can access these benefits by registering on the BCBS website or downloading the BCBS mobile app.

DENTAL - 100% Employer Paid

~ Blue Cross Blue Shield of Texas ~

Dental Coverage is provided to ALL eligible Employees and qualified Dependents at NO COST

The WorkQuest dental plan is with BlueCross BlueShield of Texas provides comprehensive coverage to help you and your family maintain good dental health.

You may select the dentist of your choice; however, when you visit a participating in-network dentist you could have lower out-of-pocket costs,

no balance billing, and claims will be submitted by your dentist on your behalf.

Use the link below to find an in-network provider.

Select Find Care.

Select "Find a Dentist".

The network is "BlueCare Dental ".

Dental Summary of Benefits

Dental Summary of Benefits

VISION - 100% Employer Paid

Vision Summary of Benefits

Vision Summary of Benefits

~ Blue Cross Blue Shield of Texas ~

Vision through BCBS - EyeMed Vision care network

Vision coverage is provided to ALL eligible employees and qualified Dependents at NO COST

This plan assists with copayments for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the EyeMed Network.

Review coverage details in your Vision Plan Summary.


  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes

To find an in network Provider, please visit the EyeMed Select Network below.

LIFE Insurance | Voluntary Life Insurance

~ Blue Cross Blue Shield of Texas ~

WorkQuest provides all eligibile Employees with valuable Life Insurance coverage at NO COST

You may also purchase additional Supplemental Life coverage through Payroll deductions for yourself and your Dependents.

Group Term Life/AD&D Benefit:

This plan benefit includes life coverage amounts of 3 times your Annual Earnings to a maximum of $500,000, plus an additional $100,000.

Life insurance is an important part of your financial security. Life insurance helps protect your family from financial risk and sudden loss of income in the event of your death. AD&D insurance is equal to your Life benefit in the event of your death being a result of an accident and may also pay benefits for certain injuries sustained.

Who is your Beneficiary?

Make sure to designate a beneficiary and to update the Beneficiary should you experience any life events that may require a change to your Beneficiary Designation.

Beneficiary Designation forms are provided in the ENROLLMENT section above.

Life Summary

Life Summary

Voluntary Life Summary

Voluntary Life Summary

What is Term Life Insurance

What is Term Life Insurance


~ Blue Cross Blue Shield of Texas ~

WorkQuest provides Long Term Disability benefits to ALL eligible employees at NO COST.

Disability benefits are designed to replace a portion of your income if you are unable to work due to an accident or illness.

Please review the LTD plan summaries below for specific coverage information.


An additional feature of this Disability coverage includes access to the

Employee Assistance Plan through BCBS/Dearborn’s Disability Resource Services.

Please review EAP plan benefits and contact information provided in the flyer below.

What is Long Term Disability Coverage

What is Long Term Disability Coverage

EAP- Employee Assistance Program

EAP- Employee Assistance Program

LTD Benefit Summary

Employees earning under $45,000

LTD Benefit Summary

Employees earning under $45,00 ...

LTD Benefit Summary

Employees Earning over $45,000

LTD Benefit Summary

Employees Earning over $45,000


Colonial Medical Bridge and Cancer Assist

Life is full of challenges... Protecting your way of life shouldn’t be one.


If something happened to you, would your family have the income they need?

WorkQuest provides a Medical Bridge policy through Colonial Life to all eligible Employees at NO COST.

You may also purchase this benefit for your Dependents through payroll deductions.

Medical Bridge coverage provides first dollar benefits for various Medical expenses.

  • Hospital Confinement - $500 once per year for a minimum 20 hour stay
  • Out Patient Surgery - $500 or $1000 per surgery depending on tier for a total of $1500 per year
  • Diagnostic testing - $250 once per year
  • Emergency Room Visit - $150 once per year
  • Wellness Benefit - $50 once per year


Cancer Assist - You may purchase this coverage through payroll deductions for yourself and your dependents

The Cancer Assist coverage helps you pay for some of the direct and indirect costs related to cancer diagnosis and treatment.

  • Includes $5,000 initial diagnosis benefit, specified disease rider and annual wellness benefit of $50.


With both the Medical Bridge and Cancer Assist policies benefits are paid directly to you.


If you are interested in learning more or enrolling in the Colonial products,

please contact Philip Tucker at (512) 592-1794 or email

Colonial Life Options

Colonial Life Options


What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How To Read An EOB (Explanation of Benefits)

How To Read An EOB (Explanation of Benefits)

Contact Us

As you consider your benefit options, please be sure to review all available information: Employee Benefit Plan Summaries, Intranet, and other videos and flyers found on this webpage. If you do not understand your benefits or need any assistance, please contact:

Stephanie Lemke, HR

512-451-8145 x 1121