All regular positions with a cumulative Full-Time Equivalent (FTE) of 0.5 or greater are eligible for benefits, including medical, dental, vision, flexible spending accounts, ltd, and voluntary coverages. Basic Life/AD&D is offered to Full-Time employees working at least 30 hours per week.
To obtain benefits you must satisfy the following:
- Full-Time (FT): Positions with an FTE of 0.75 or greater (30 hours or more per week) will pay a medical insurance premium with a greater District contribution.
- Part-Time (PT): Positions with an FTE between .5 (18.75 hours per week) and 0.74 (less than 30 hours per week) will pay a medical insurance premium with a lesser District contribution.
- Ineligible: Positions with an FTE of less than 0.5 (less than 18.75 hours per week), along with coaching and substitute positions, are not eligible for benefits except for PERA and the Employee Assistance Program (EAP).
Eligible Dependents:
- Legally married spouse
- Children until they turn 26 regardless of student, marital, or employment status. This includes natural children, stepchildren, adopted (or placed for adoption), and children for whom you are legal guardian.
New Hires:
Eligible employees are able to participate in the Woodland Park School Distrcit benefit plans on the 1st day of the month following 30-days of full-time employment. You will receive benefit enrollment instructions with your new hire paperwork and will have 30-days to make your selections.
At Woodland Park School District, Kaiser is your medical insurance carrier who provides access to in-network providers and services. The District offers multiple plan options with Kaiser so you can select the coverage level best suited for you and your family.
We encourage you to review the Benefits Guide, Kaiser Digideck presentation, plan summaries, and flyers to gain a comprehensive understanding of your healthcare options and resources available to you. Please be aware of an important aspect of your healthcare plan: When diagnostic lab services are conducted in the outpatient department of a hospital, a coinsurance charge of 30% will apply, which is outlined in the plan summary. To assist individuals with estimating the costs to pay for common medical services, please visit kp.org/costestimates. This site will provide you an estimate for medical services by type and location while also including information based on your plan benefits such as if you’ve reached your deductible.
Get started! Register on kp.org
Registering online with Kaiser you can:
- Email your doctor
- Refill prescriptions
- Make or cancel appointments
- Chat with a doctor, pharmacist, or financial counselor
- Get lab results
To visit the Kaiser microsite for Woodland Park please visit https://choose.kp.org/woodlandparkschooldistrict
Here's a link to a quick 20-minute video created by the Kaiser team for the Woodland Park School District: https://kp.showpad.com/share/1Ok3g7zZhBsvAP58iEV12
Supplemental Health Plans
Accident
The Standard helps with expenses health insurance doesn’t cover. The Accident plan provides a financial benefit for accidental injuries that help offset the out-of-pocket costs, for unexpected medical expenses, such as emergency room fees, deductibles and copayments, or covering the cost for any other financial needs that can result from a fracture, dislocation or other covered accidental injury.
Critical Illness
The Standard Critical Illness plan provides a financial lump-sum benefit that you can use to pay the direct and indirect costs related to a covered critical illness, which can often be expensive and lengthy.
Hospital Indemnity
A trip to the hospital can be costly – and many employees aren’t prepared for the out-of-pocket expenses that come with a hospital stay, even with medical coverage. The Standard Hospital Indemnity plan pays cash benefits to employees in the event of a hospitalization, regardless of treatment costs or other insurance coverage. It's an affordable way for employees to keep their finances on track.
Disclaimer on Hospital Indemnity:
IMPORTANT: This is a fixed indemnity policy, NOT health insurance This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized.
You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member’s job, contact the employer.
For Accident, Critical Illness, Hospital Indemnity Insurance: These benefits are under limited benefit insurance policies. These policies are a supplement to health insurance and are not a substitute for major medical coverage. They are not intended to satisfy the individual mandate of the Affordable Care Act (ACA) or provide the minimum essential coverage required by the ACA. Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes.
Employee Spending Accounts
As a District employee, you have the opportunity to contribute to a variety of spending accounts on a pre-tax basis which lowers your taxable income. The spending account available to you is based upon the type of medical coverage you are enrolled in.
Dental
The District provides employees and their families a dental PPO plan through Delta Dental. This plan offers access to in-network and out-of-network providers and benefits; however, to receive the maximum benefits from the plan, we recommend members should consider using Delta’s participating network providers, PPO or Premier.
PPO providers provide the highest level of network discounts to a member which enables an individual to have your annual maximum dental benefit cover more services during the year. If you are unable to find a PPO provider, please consider the Premier network as these dentists don’t have as high of a network discount but provide their services at a discount compared to a provider who doesn’t participate in either network. To find a participating Delta Dental dentist go to www.deltadentalco.com
Your dentist can spot the early signs of some systemic diseases and can help you avoid painful and costly dental procedures in the future. We encourage you to make dental care a priority, especially since an annual preventive care visit is not subject to the annual deductible.
Vision
Woodland Park School District offers employees access to vision coverage through the DeltaVision plan. Delta Dental of Colorado and VSP Vision Care are partnering together to provide individuals with coverage for eye exams, prescription glasses and contact lenses. The VSP provider network will be the VSP Choice network and to find an in-network provider, go to https://www.vsp.com/
As part of this partnership between Delta Dental and VSP, members will have access to the KidsCare program for enrolled children on the vision plan. This coverage provides enhanced services and access to materials for kids up to age 26. Individuals getting frames this year will also realize a higher frame allowance of $150.
Life / AD&D / LTD
Basic Life / AD&D
Woodland Park School District pays for a Basic Life / AD&D (accidental death & dismemberment) insurance benefit of $50,000 to our FTE working at least 30 hours per week. We encourage individuals to review the beneficiary designated for these benefits when completing your enrollments on EASE.
Employees have the option to enroll in basic dependent life insurance for a $5,000 spousal benefit, and $1,000 child(ren) benefit. Employees are responsible for paying the dependent coverage if elected. Please review the Benefit Guide for per pay period cost.
Voluntary Life / AD&D
Employees also have the ability to purchase a term life insurance policy for themselves, their spouse, and children. Please review the Additional Life ADD benefit summary below for more information.
Long-Term Disability
Woodland Park School District cares about protecting lost income for a family when an employee is unable to perform the duties of their job / occupation. To assist its employees during a time when they’re unable to work, the District provides a Long-Term Disability benefit to employee working at least 18.75 hours per week. With the Long-Term Disability benefit, in the event you are disabled for a period of more than 90 days, you can receive a percentage of your pre-disability earnings. This will help to cover your expenses while you are unable to work. This benefit is available for up to two (2) years for an employee unable to perform the duties of their own job/ occupation.
There are times in life when you might need help figuring out what to do. Take advantage of the Employee Assistance Program (EAP), which is available to you and your family.
Reach out to master’s level counselors 24/7 through the app, phone, online, live chat, or email for help with the following:
- Depression, grief, loss and emotional well-being
- Family, marital and other relationship issues
- Life improvement and goal-setting
- Addictions such as alcohol and drug abuse
- Stress or anxiety with work or family
- Financial and legal concerns
- Identity theft and fraud resolution
- Online will preparation and other legal documents
Contact EAP
888.293.6948
(TTY Services: 711)
24 hours a day, 7 days a week
Click on the button below for more information online.
With EAP, personal assistance is immediate, confidential and available when you need it.
Emergencies happen, but help is now only a phone call away. When you are traveling 100 miles or more away from home on trips of 180 days or less, you have access to travel medical, personal and assistance services with your group insurance coverage from The Standard. Your spouse and your children age 25 and younger also have access.
With a local presence in 200 countries and territories worldwide and 24/7 assistance centers staffed with multilingual assistance coordinators and case managers as well as medical and security staff, Assist America, Inc., is here to help you obtain the care and attention you need in case of an emergency while traveling.
In the event of a life-threatening emergency, call the local authorities first to receive immediate assistance, and then contact Assist America.
Contact Travel Assistance
800.872.1414
United States, Canada, Puerto Rico, US Virgin Islands, and Bermuda
+1.609.986.1234
Everywhere Else
+1.609.334.0807
Text Message
medservices@assistamerica.com
The Life Services Toolkit is automatically available to those insured under a group Life insurance policy from The Standard. Visit the website at standard.com/mytoolkit and enter username “assurance” for information and tools to help you make important life decisions.
Services to Help You Now
- Estate planning assistance
- Financial planning
- Health and wellness
- Identity theft protection
- Funeral arrangements
Services for Your Beneficiary
Life insurance beneficiaries can access services for 12 months after the beneficiary receives the Life claim letter from The Standard. Recipients of an Accelerated Death Benefit can access services for 12 months after the date of payment.
- Grief support
- Legal services
- Financial assistance
- Support services
- Online resources
For beneficiary services, visit standard.com/mytoolkit (username: support) or call 800-378-5742.
