Open Enrollment is your opportunity to learn about the 2021 benefit offerings, review your plan options, and choose the best options for you and your family. Please see the information below, attached documents, and presentation videos.
Enrollment will again be through Employee Navigator. Watch for an email inviting you to log on and make your elections for the upcoming plan year.
We are moving from AllSavers to BlueCross BlueShield.
You have three options to choose from with BlueCross BlueShield. Two plans are PPO plans (with copays) and the third is an HSA compatible plan. If you select this plan you will be eligible to have an HSA banking account.
If you participate in Waughtal Management, LLC’s high deductible health plan (HDHP), you can set aside money in a health savings account (HSA) before taxes are deducted to pay for eligible medical, dental and vision expenses.
An HSA is similar to an FSA in that you are eligible to pay for health care expenses with pre-tax dollars.
Advantages of an HSA include the following:
--The maximum amount that you can contribute to an HSA in 2021 is $3,600 for individual coverage and $7,200 for family coverage.
--If you reach age 55 or older before the end of the year, you may make additional “catch-up” contributions of $1,000.
There are no changes to your dental plan this year.
Dental Select's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Dental Select Platinum Co-Insurance network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.
Use the link below to find an in-network provider.
Select Dental then your city or zip code.
Select "Advanced Search".
The network is "Platinum (Co-Insurance)".
There are no changes to your vision plan this year.
DID YOU KNOW?
Vision coverage through Dental Select (EyeMed network) to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the EyeMed Select Network.
Use the link below to search for in-network providers. Choose the Dental Select EyeMed Insight network.
All employees should complete their elections through Employee Navigator by 9/23/2021. Watch your email for a link inviting you to complete your elections for benefits effective 10/1/2021.