Introduction

Open Enrollment is your opportunity to learn about the 2021 benefit offerings, review your plan options, and choose the best options for you and your family. Please see the information below, attached documents, and presentation videos.


Enrollment will again be through Employee Navigator. Watch for an email inviting you to log on and make your elections for the upcoming plan year.


Medical

BlueCross BlueShield

We are moving from AllSavers to BlueCross BlueShield.


You have three options to choose from with BlueCross BlueShield. Two plans are PPO plans (with copays) and the third is an HSA compatible plan. If you select this plan you will be eligible to have an HSA banking account.

G9K8CHC - PPO $1,000 Deductible

G9K8CHC - PPO $1,000 Deductible

G9K8CHC - PPO $1,000 Deductible

G9K8CHC - PPO $1,000 Deductibl ...

S661CHC - PPO $3,000 Deductible

S661CHC - PPO $3,000 Deductible

S661CHC - PPO $3,000 Deductible

S661CHC - PPO $3,000 Deductibl ...

S662CHC - HSA $5,000 Deductible

S662CHC - HSA $5,000 Deductible

S662CHC - HSA $5,000 Deductible

S662CHC - HSA $5,000 Deductibl ...

Horizon HSA Banking Account

If you participate in Waughtal Management, LLC’s high deductible health plan (HDHP), you can set aside money in a health savings account (HSA) before taxes are deducted to pay for eligible medical, dental and vision expenses.

An HSA is similar to an FSA in that you are eligible to pay for health care expenses with pre-tax dollars.


Advantages of an HSA include the following:


  • Money can be invested much like 401(k) fund.
  • Unused money is not forfeited at the end of the year and is carried forward.
  • The account is yours to keep. You can take it with you if you change jobs or retire.
  • If you have any money remaining after your retirement, you may withdraw it as cash.

--The maximum amount that you can contribute to an HSA in 2021 is $3,600 for individual coverage and $7,200 for family coverage.

--If you reach age 55 or older before the end of the year, you may make additional “catch-up” contributions of $1,000.

Dental

Dental offered through Dental Select

There are no changes to your dental plan this year.


Dental Select's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Dental Select Platinum Co-Insurance network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.

 

Use the link below to find an in-network provider.

Select Dental then your city or zip code.

Select "Advanced Search".

The network is "Platinum (Co-Insurance)".

Dental Select Dental Summary 10-2021

Dental Select Dental Summary 10-2021

Vision

Vision through Dental Select

There are no changes to your vision plan this year.


DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes

 

Vision coverage through Dental Select (EyeMed network) to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the EyeMed Select Network.

Use the link below to search for in-network providers. Choose the Dental Select EyeMed Insight network.

Dental Select Vision Summary 10-2021

Dental Select Vision Summary 10-2021

How To Enroll

Action Required

All employees should complete their elections through Employee Navigator by 9/23/2021. Watch your email for a link inviting you to complete your elections for benefits effective 10/1/2021.