Waste Dynamics

Table of Content

  1. Header
  2. Page
    1. Welcome
    2. Enrollment
    3. Medical Benefits
    4. Anthem Benefits
    5. HSA
    6. Dental Benefits
    7. Vision Benefits
    8. Group Life
    9. Voluntary Life
    10. Short Term Disability
    11. Long Term Disability
    12. Voluntary Critical Illness
    13. Voluntary Accident
    14. 401k Info
    15. Contact Us
  3. Footer

Welcome

EMPLOYEE ELIGIBILITY

You are eligible to participate if you are full-time and work a minimum of 30 hours per week. Your coverage will be effective 1st of the month following 60 days from your date of hire.



Qualifying Life Events

If you have a Qualifying Life Event and want to request a mid-year change, you must notify Human Resources and complete your election changes within 30 days following the event. Be prepared to provide documentation to support the Qualifying Life Event.

Common life events include; Marriage, Divorce, New Dependent, Loss/gain of available coverage by you or any of your dependents.



Welcome
Qualifying Life Event

Qualifying Life Event

Enrollment

Enrollment

Want to enroll in benefits? Click on the button below!

Medical Benefits






Click on the icon below to login to Anthem!

RX Tiered Pharmacy

RX Tiered Pharmacy

HSA Detailed Plan Info

HSA Detailed Plan Info

PPO Detailed Plan Info

PPO Detailed Plan Info

Anthem BlueHPN Detail Plan Info

Anthem BlueHPN Detail Plan Info

BlueHPN Market Snapshots

BlueHPN Market Snapshots

Anthem HPN Link info

Anthem HPN Link info

Understanding Anthem HPN

Understanding Anthem HPN

Anthem Benefits

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The SydneySM Health app is a free Anthem Blue Cross Blue Shield app that gives you fast and convenient access to your health insurance information right on your phone. It’s like having a personal health assistant in the palm of your hand.


Click on the link below to download the app today!

HSA

Health Savings Account

UNDERSTANDING YOUR HSA

–Pre-tax contributions are deducted through payroll and deposited into your HSA account;

–You can use your HSA available funds to pay for qualified medical expenses tax-free;

–HSA funds can be used for non-eligible expenses but will be subject to regular income taxes and a 20% excise tax penalty.

–Unused funds remain in your account for future use and roll over each calendar year;

–HSAs remain with you even if you change health plans or companies. If you open an HSA and later become ineligible to make contributions, you can still use your remaining funds;

–You can change your HSA contribution at any time during the plan year for any reason.



HSA 2023 Contributions Limits

Employee: $3,850

Family: $ 7,750

Catch Up

55 or Older : $1,000



*Please Note* Employees MUST send account and routing number with the amount they want to deposit each pay to Lindsay Longsworth at lindsayl@wastedynamics.com

 

Please follow these instructions to proceed:

· Please visit https://www.key.com/keywork/budgetdumpster

· Scroll down to HSA

· Click "open now" and type in your zip code

· Confirm if you are an existing client of Key

· Please have your license or state ID available

· Key will verify your identity by asking security questions. As long as the employee passes the questions, the application will proceed - if not, the employee will be prompted to go into a branch 

· The following code keeps the account free 254516

· At the end of the application, an account, and routing number will populate. Make sure to email this information to Lindsay Longsworth. 

· Employees must go to key.com and enroll in online banking. Elect paperless statements to avoid a $3.00 fee

HSA
What is a HSA

What is a HSA

Key Bank HSA info

Key Bank HSA info

HSA Guide

HSA Guide

Dental Benefits

Single: $50

Family: $150


CLASS I: Preventive Services

100%

Routine oral exams and cleanings, x-rays (bitewing & full mouth), fluoride treatments and space maintainers, sealants


CLASS II: Basic Services

50%

Periodontics (surgical & non-surgical), endodontics (root canals), oral surgery, fillings, prosthetic maintenance & sealants


CLASS III: Major Services

30%

Prosthodontics, crowns, on lays, dentures, bridges


Max per covered person

$1,500 per calendar year

Dental
What is Dental Insurance

What is Dental Insurance

Vision Benefits

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes

Vision
Vision Insurance

Vision Insurance

Group Life

BASIC LIFE INSURANCE

Life insurance is an important part of your financial security. Life insurance helps protect your family from financial risk and sudden loss of income in the event of your death. AD&D insurance is equal to your Life benefit in the event of your death being a result of an accident, and may also pay benefits for certain injuries sustained.


  • Please note you are auto enrolled once you become eligible in this plan



Coverage Amount

$20,000

Accidental Death and Dismemberment (AD&D)

$20,000

life

Voluntary Life

life

Employees have the opportunity to enroll in supplemental Life insurance. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage. Coverage is also available for your spouse and/or child dependents. It is typically required that you elect coverage for yourself in order to be eligible for coverage on your dependents.


Employee Coverage

Choose in $10,000 increments up to the lesser of 5x your annual salary or $200,000

Spouse Coverage

Choose in $5,000 increments up to the lesser of 100% of the amount you elect for yourself or $100,000

Dependent Coverage

Choose in $2,000 increments up to $10,000

Short Term Disability

SHORT-TERM DISABILITY (STD)

Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. 

Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.


  • Please note you are auto enrolled once you become eligible in this plan


std

Long Term Disability

LTD

LONG-TERM DISABILITY (LTD)

Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months – even years. 

Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household.


  • Please note you are auto enrolled once you become eligible in this plan


Voluntary Accident

Accident Insurance

A serious injury can cost you a lot of money – not only in medical bills but in things like income from lost work hours. Some injuries are minor, but others are debilitating and require significant medical care. If you get hurt, accident insurance pays you money that you can use to cover personal expenses, bills, and out-of-pocket medical costs.


Who Gets Paid?

You get paid. When you have a covered accident or injury, your health insurance company pays your doctor or hospital, but your accident insurance company pays you.


What’s Covered?

Not all accidents are “qualifying injuries.” The kinds of accidents that are covered can vary by plan, but accident insurance plans typically cover things like:


-Emergency Room Visits

-Ambulance Transportation

-Emergency Helicopter Transportation

-Hospital Admissions & Per Diem Charges

-Intensive Care &Rehabilitation Unit Care

-Diagnostic Exams

-Follow-up Treatments

-Physical Therapy

BB
Accident Insurance

Accident Insurance

401k Info

Hello,


Congratulations and welcome to Waste Dynamics! You are eligible to enroll in the Waste Dynamics retirement plan through Empower Retirement. It's never too early (or too late) to start saving for your retirement. 


*Please note that you will be able to sign up for the 401k program following your first payroll cycle* 


The company match is 100% of the first 3% that you contribute and 50% of the next 2% that you contribute. The matching funds are deposited every other week along with their withholdings taken from their paycheck. 


Participating in your company's retirement plan can provide you with key benefits, including, convenient payroll deductions, potential tax savings, and more. 


To register for the new 401k portal, please follow this link: https://participant.empower-retirement.com/participant/#/register/


The address that you will need for the 'Numeric Portion of Street Address' is the address on file for Hancock which is likely the address you had when you first started at Waste Dynamics.


Attached below you will find the tools and information to get your online account started. If you have any questions at all regarding this system, please reach out to Scott Fell at sfell@budgetdumpster.com

401k
401k Registration info

401k Registration info

401k Enrollment Packet

401k Enrollment Packet

Contact Us

Traci Swain

Account Executive

traci.swain@nfp.com

216-816-0029


Kelli Krise

Benefit Coordinator

kelli.krise@nfp.com

216-264-2715