Wayzata Country Club offers you and your eligible family members a comprehensive and valuable benefits program. We encourage you to take the time to educate yourself about your options and choose the best coverage for you and your family.
Elections you make during open enrollment will become effective January 1, 2022.
Health Savings Account - 2022 IRS limits for Health Savings Accounts Contributions
Your Employee Benefit Guide and this Landing Page provides general information as an overview. If there is any discrepancy between the insurance carrier's certificate of coverage or summary plan description and this landing page or Benefit Guide, the insurance plan documents will prevail. If you have any questions, contact Human Resources.
REMINDER: if you wish to participate in a Flexible Spending Account in 2022, you MUST make an active election each year. If you participated in a Flexible Spending Account in 2021, only $500 will carry over into your 2022 Flexible Spending Account.
IMPORTANT TO HIGHLIGHT
WCC offers two medical plan options. All options provide high-quality, affordable medical care, including preventive care, doctor's visits, hospitalization, and emergency care. However, each plan has unique characteristics and advantages. The plans are offered through HealthPartners.
Refer to your Employee Benefits Guide or to the HealthPartners Plan Summaries for additional coverage information.
As an eligible employee, you are eligible to participate in a Health Savings Account (HSA)
Health savings accounts (HSA’s) are a tax-advantaged savings account paired with a high deductible health plan exclusively for the purpose of paying qualified medical, dental and vision expenses for you, your spouse and your dependents. You must be enrolled in WCC's Plan 2 to be eligible to contribute to an HSA.
At enrollment, you select how much money you want deducted from each paycheck on a pre-tax basis to meet your medical needs. You may change your election throughout the year. The IRS limits the amount of contributions employees are allowed each year, as follows:
2022 Annual Maximum Contribution
Note: WCC makes an annual employer contribution towards your Health Savings Account:
If you are 55+, you can also make an additional $1,000 “catch-up” contribution annually.
Your dental plan is through HealthPartners.
You get to choose from three great networks. You’ll pay a lower premium when you choose the HealthPartners
Dental Select network.
EyeMed provides coverage for prescription glasses and contact lenses, as well as other vision-related items.
How the Plan Works
Eyemed's Insight network offers access to a large variety of providers; using an in-network provider increases your discounts for services. This plan provides coverage for materials and hardware only. Coverage for vision exams are provided as a preventive service through your medical plan.
WCC provides eligible employees with basic term life and accidental death and dismemberment (AD&D) coverage at no cost to you.
The life benefit is payable to your designated beneficiary in the event of your death equal to 1x annual base salary up to a maximum of $50,000. AD&D benefits are payable to you in the event of a dismemberment or an additional benefit is payable to your beneficiary if your death is the result of an accident.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Long Term Disability Insurance through Unum can pay you a weekly benefit if you have a covered disability that keeps you from working. Long Term Disability insurance can replace part of your income while you recover.