Vacationland Federal Credit Union

Table of Content

  1. Header
  2. Page
    1. What's New for 2022!
    2. Benefits Overview 2022
    3. Enrollment Instructions
    4. Additional Resources
    5. Contact Us
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Benefits Overview 2022

Vacationland Federal Credit Union is pleased to announce there will be no changes to the benefit offerings


May 1, 2022: Overview of Benefit Offerings:


Medical Plan: Cigna continue as the medical carrier with 3 benefit plan offerings:

Plan 1: 80/50 coinsurance with $500 / $1,000 deductible

Plan 2: 80/50 coinsurance with $1,000 / $2,000 deductible

Plan 3: 80/80 coinsurance with $3,000 / $6,000 deductible


Prescription Drug: Express Scripts


Dental Plan: Cigna will continue as the dental carrier


Vision Plan: Anthem will continue as the vision carrier


Group Term Life / AD&D, Vol Life STD, LTD: Reliance Standard will continue to administer the life and disability


Worksite: Reliance Standard provides Voluntary Accident and Voluntary Critical Illness through payroll deduction.


24/7 Telemedicine: Cigna will continue to provide physician consultations to members or covered dependents. Minor Illnesses and injuries only. 



CLICK HERE LINK TO LISTEN TO YOUR BENEFITS OVERVIEW FOR 2022:

Enrollment Instructions

Action Required

Open Enrollment Period: March 14, 2022 - March 25, 2022


ALL EMPLOYEES must complete and sign a Benefit Election and Spousal Surcharge form even if you are waiving coverage. The Benefit Election and Spousal Surcharge form are located in the attached Benefit Alert Newsletter located on pages 15-17.


If you have a “Spousal Wavier” you will need to complete the Spouse’s Employer Statement. If you are enrolling for the first time or adding or removing dependents please contact Jill Mercer for a Cigna, Reliance Standard, and/or Anthem application change form.


If you elect to enroll in the voluntary life or the voluntary critical illness coverage outside of your initial new hire enrollment period you will need to complete and Evidence of Insurability form. Once complete it will be reviewed by Reliance Standard, which they will approve or deny the coverage.


Employees currently enrolled in the voluntary life, voluntary accident, or voluntary critical illness coverages, if you are not making changes there is nothing you need to do as those coverages will roll over to the new plan year. If you currently have any age banded coverages and you jump to a new age bracket mid-year, all premium changes will be adjusted effective May 1st


Please return all forms to HR by March 25, 2022

VFCU Benefit Alert Newsletter 2022

VFCU Benefit Alert Newsletter 2022

VFCU Open Enrollment Recording 2022

VFCU Open Enrollment Recording 2022

Voluntary Life Rate Grid

Voluntary Life Rate Grid

Voluntary Accident Rate Grid

Voluntary Accident Rate Grid

Voluntary Critical Illness Rate Grid

Voluntary Critical Illness Rate Grid

Life Beneficiary Form

Life Beneficiary Form

Reliance Standard Enrollment Form w/ EOI

Reliance Standard Enrollment Form w/ EOI

Contact Us

Human Resource Department

Client Contacts

JM

Jill Mercer

jmercer@vlfcu.org

419-625-9025

MM

Michelle Markel

mmarkel@vlfcu.org

419-625-9025

Account Team Contacts

ContactImage

Angela Zanzano

Account Manager

angela.zanzano@nfp.com

440-781-9509

SH

Samantha Holland-Coffield

Benefit Coordinators

samantha.holland@nfp.com