Introduction

Annual enrollment is your opportunity to learn about the 2022 benefits, review your current coverage, and choose the best options for you and your family. Please review our 2022 USG Guidebook to learn more about our 2022 benefits offerings.

 

A recorded Open Enrollment presentation is available for you to learn more about your 2022 benefits. Spouses, significant others or anyone who helps you with your benefit selections is welcome to attend.


To view the recorded presentation, click on the "OE Recording" link above.

Benefits Overview

Medical and Prescription Drug – Meritain Health / Aetna:

  • No changes to plan designs

Dental – MetLife:

  • No changes to plan designs or rates

Vision – MetLife:

  • No changes to plan designs or rates

Flexible Spending Accounts (FSAs) Benefit – Benefit Resource, Inc. (BRI):

  • BRI will be the new carrier
  • The annual maximums for 2022:
  • Healthcare FSA increase to $2,850
  • Dependent Care FSA will remain the same at $5,000
  • You can roll over all of any unused amount in the Healthcare and/or Dependent Care FSA funds at the end of this plan year (12/31/2021)
  • These programs require an election each year, so if you want to continue your coverage, use your rollover funds, and/or elect for the first time, you need to do so through Employee Navigator

Life and Disability – New York Life Insurance:

  • New York Life Insurance (formerly known as Cigna Life Insurance) is the new carrier
  • New for 2021, employees can now elect Voluntary Life and AD&D insurance for themselves, spouse, and child(ren)
  • Voluntary Short Term Disability
  • No changes to plan designs and rates
  • If you had a change in your monthly earnings, your costs may change
  • Your enrollment in Voluntary Life / AD&D and/or Voluntary LTD may pend for the completion of an Evidence of Insurability (EOI) form and will only become active when and if the Evidence of Insurability form is approved

How To Enroll

Action Required

You should carefully consider your Open Enrollment decision as this is the only time you are allowed to change your benefit elections without a qualifying life event. Your decisions will remain in effect for the entire plan year (January 1, 2022 to December 31, 2022) unless you experience a qualifying life event.


Employees must go to the Employee Navigator to process Open Enrollment changes. Make sure your dependent and beneficiary information is up-to-date. All elections must be completed by Friday, December 10th to ensure your enrollments are processed as soon as possible for the January 1st effective date.



Contacts

Do you have benefit questions?


NFP Benefits Support Team

Monday to Friday, 8:00am to 5:00pm EST

BenefitsSupportTeamCSMidAtlantic@nfp.com

1-855-287-2202


Medical / Rx Benefits

Meritain Health / Caremark


Member Services

1-800-925-2272

www.meritain.com


Find a Provider

1-800-343-3140

www.aetna.com/docfind/custom/mymeritain


Prescription Customer Service

1-866-475-7589

www.caremark.com


Teladoc Program

1-800-835-2362

www.Teladoc.com


Disease Management

1-877-348-4533


ConnectCare3

1-877-223-2350

www.connectcare3.com


LifeMart Employee Discount Program

http://meritain.lifemart.com


Dental Benefits

MetLife

Member Services: 1-800-438-6388

www.metlife.com


Request a Pre-Treatment Service: 1-877-638-3379

www.metdental.com


Vision Benefits

MetLife

Member Services

1-800-438-6388

www.metlife.com


Flexible Spending Account (FSA)

Benefit Resource, Inc.

Member Services: 1-800-473-9595

ParticipantServices@BenefitResource.com

www.BenefitResource.com (Company Code: XXX)


Basic Life & AD&D Insurance / Long Term Disability

New York Life Insurance Company


Filing a Life, AD&D or Disability Claim: 1-800-362-4462

www.newyorklife.com/group-benefit-solutions/forms


Work Wellness Website:

www.newyorklife.com/group-benefitsolutions/employees/work-wellness


My Secure Advantage

1-888-724-2262

www.cigna.mysecureadvantage.com


NY GBS Life Assistance Program

1-800-538-3543

www.cignalap.com


NYL GBS Secure Travel

1-888-226-4567


Retirement 401(k)

Fidelity

www.netbenefits.fidelity.com


Employee Perks

Bronx Zoo & New York Aquarium (Code: Universal)

1-800-565-3712

https://tickets.wcs.org

Plum Benefits (Code: Universal973)

1-800-565-3712

www.plumbenefits.com

Version Wireless Discount

www.verizonwireless.com/discount

Working Advantage (Member ID 462984617)

www.workingadvantage.com


Benefit Enrollment

Employee Navigator Benefit Portal

www.employeenavigator.com

Company Identifier: Universal Supply Group


Human Resources

Abby Delahanty

Director of Human Resources

1-973-427-3320 x1504

adelahanty@usginc.com