U.S. Employees Federal Credit Union

Table of Content

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    1. WELCOME
    2. ENROLL ONLINE
    3. MEDICAL & Rx
    4. HRA
    5. DENTAL
    6. VISION
    7. BASIC LIFE/AD&D
    8. SUPPLEMENTAL LIFE/ AD&D
    9. DISABILITY
    10. EAP
    11. BENEFIT EDUCATION VIDEOS
    12. CONTACTS
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Open Enrollment Window: November 6th-13th

Annual Open Enrollment is your opportunity to learn about the 2025 Health Care Benefits offered through USEFCU, review your current coverage and choose the best options for you and your family.

We are pleased to announce there will be no benefit changes this year! The only rate changes are to your medical and dental plans, and it is very minimal.

2024 In Person Benefit Education Meeting: 

Dates: Wednesday, November 6th and Thursday, November 7th

Time: 8:30am

Location: Main Branch Conference Room

To the right you can download the full 2025 Benefit Guide, or scroll down to view your benefit highlights, click on carrier links and download individual benefit summaries. Also, below is our annual compliance notices for our review.

2025 Benefit Guide

2025 Benefit Guide

Benefit Compliance Notices

Benefit Compliance Notices

ENROLL ONLINE

Please Visit www.paycomonline.com by Wednesday, November 13th!

Everyone is encouraged to view and update their benefits through Paycom between November 6th and 13th.

Benefit changes outside of Open Enrollment require a Qualifying Life Event and/or Loss of Eligibility.

You may not change your benefits throughout the year unless you experience a Qualifying Life Event. Qualifying Events may include marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you must notify HR within 30 days of the event; you will then be able to log in to Paycom and make changes to your benefits. Please remember you only have 30 days from the event to make changes to your benefit elections.

MEDICAL & Rx

New Health plan ID Cards will be sent in 2025.

  • If you receive your new ID card(s) in the mail, destroy your old card(s)
  • Each family member will now have their own Health plan ID card
  • Present your new ID card(s) at your next doctor and pharmacy visit
  • you may also access your new ID card(s) through myuhc.com and the UnitedHealthcare app

HMO Medical Plan

Benefit Summary

HMO Medical Plan

Benefit Summary

PPO Medical Plan

Benefit Summary

PPO Medical Plan

Benefit Summary

UHC Rewards

Information

UHC Rewards

Information

Free Blood Glucose Meter

Program Flier

Free Blood Glucose Meter

Program Flier

Real Appeal

Weight Management Support Program

Real Appeal

Weight Management Support Prog ...

One Pass Select

Gym Membership Program

One Pass Select

Gym Membership Program

HRA