BELOW IS A SUMMARY OF OUR EMPLOYEE BENEFITS THAT ARE EFFECTIVE THROUGH JUNE 30.

IBA is UG Medical Program Administrator!

Customer Service – you can contact IBA by phone (878-222-4409) or online at www.ibatpa.com.

Northwell Direct provides access to a comprehensive network of high-quality providers and facilities in metro NY and NJ covering every specialty of care, offering members an array of choices and expanded access to Tier 1 network providers.

REMINDER: When utilizing the Northwell Direct network, members will have the lowest copays and deductibles.

How to Search for an In-Network Provider

To find a doctor in the Northwell Direct network:

1. Scan the QR code below or visit the Northwell Direct Network Directory.

To find a doctor in the Anthem BlueCard network:

1. Register on the member portal here.
2. Select the “Click to Register" button.
3. Fill out the Registration Form and click Submit. Your ID Number is printed on your Health Insurance Member ID Card.
4. Once you have registered for the Member Portal, you may use your username and password to log in.

IBA Concierge Member Service

All members of the Uncle Giuseppe's medical plan have access to IBA's member concierge medical service.

• Key capabilities include:
  • Personalized support available to help you
  • Understanding Your Benefits
  • Find top doctors, specialists, manage chronic conditions, and deal with complex cases
  • Claims Questions
  • Pre-Authorizations and Referrals
  • ID Cards & Eligibility

Download the Sydney Health app to access virtual care through Live Health Online!

Here’s how to access the program:

1. Download Anthem's no-cost Sydney Health app.
   1. Register (if you haven’t yet) and log in.
   2. Once you register, your username and password are the same for our app and anthem.com.
   3. Select Care and then select Virtual Care.
2. OR, Visit anthem.com.
   1. Register (if you haven’t yet) and log in.
   2. Once you register, your username and password are the same for anthem.com and our Sydney Health app.
   3. From the Care tab, select Virtual Care in the drop-down menu. Then, click Video Visit Options.

Anthem administers the Dental and Vision Plans

• DPPO
  • Annual preventive care is covered at 100% in-network, not subject to the annual deductible
  • This plan features an annual maximum benefit of $1,500 per member up to the annual maximum
  • Orthodontia is covered for children under age 19
• DHMO
  • No annual benefit maximum and all benefits are based on Anthem's published fee schedule (see below in Additional Resources)
  • Orthodontia is covered for adults and children
• Vision
  • The vision plan utilizes Anthem's Access network.

Flexible Benefit Service administers FSA and Dependent Care accounts. Plan year runs through 6/30/2027.

• Health Care FSAs and Limited Purpose FSAs - Plan year runs through 6/30/27.
  • You may elect to defer from $100 to $3,400 into a health care FSA or limited purpose FSA for the 26/27 plan year.
  • Maximum Rollover is $680 of unused funds.
• Dependent Care FSAs - Plan year runs through 6/30/27.
  • You may elect to defer from $100 to $7,500 of your salary into a dependent care FSA per household for the 26/27 plan year. If you are a highly compensated employee (HCE), defined by the IRS as an employee with annual compensation greater than $160,000, your election will be capped at $2,500 and may be reduced during the year, if necessary, to ensure that the plan passes required discrimination testing.
  • Please note that for expenses to qualify for reimbursement, both you and your spouse (if applicable) must be working, looking for work or attending school fulltime during the period for which you are requesting reimbursement.

FOR LEADS AND ABOVE - Voluntary Short-Term Disability (STD), Voluntary Long-Term Disability, and Voluntary Life/AD&D are available to supplement your income protection strategy. Watch the videos linked in each bullet for more information.

• Voluntary Short-Term Disability (STD) - STD will be offered on a Voluntary basis, and employees who elect will be eligible for the following benefits:
  • After being continuously disabled for 7 days, the plan will pay 60% of your earnings to a maximum benefit of $1,500 per week.
  • Covers accidents and sicknesses for up to 13 weeks.
• Voluntary Long-Term Disability (LTD) - LTD will be offered on a Voluntary basis, and employees who elect will be eligible for the following benefits:
  • After being continuously disabled for 90 days, the plan will pay 60% of your monthly earnings up to a maximum benefit of $10,000 per month.
  • The benefit will continue to be paid until you are no longer disabled or reach normal social security normal retirement age.
• Voluntary Life/AD&D - We offer additional life insurance with Voluntary Life/AD&D plans that you pay for through payroll deductions. Coverage is available for yourself and your eligible spouse and child(ren).
  • For yourself: An amount between $10,000 and $300,000, in increments of $10,000.
  • For your spouse: An amount between $10,000 and $250,000, in increments of $5,000. Coverage cannot exceed 100% of the employee’s optional life coverage. Coverage ends when the employee turns 70 years old.
  • For your eligible children: An amount between $1,000 and $10,000 for each eligible child over 14 days up to 26 years of age, in increments of $1,000. For a description of children eligible for coverage, refer to your group insurance booklet or ask your employer. Coverage cannot exceed 100% of the employee’s optional life coverage.