Welcome to the TruMark Financial Benefits Portal
TruMark Financial’s annual enrollment for employee benefits will be held from October 4th through October 15th. Annual enrollment is your once-a-year opportunity to make changes to your benefit plans. Elections made during this annual enrollment period will take effect December 1, 2021.
Highlights of the December 2021 – November 2022 Plan Year:
- The Aetna medical plans will continue to be offered with no plan design change.
- No change to medical contributions in the new plan year!!
- If you are enrolled in one of the Aetna High Deductible Health Plans, the annual HSA contribution from TruMark Financial will continue at the same dollar amount!
- No change to the Ameritas dental plan, VBA voluntary vision plan, life insurance or disability benefits or Flexible Spending Accounts for healthcare and dependent care.
- The Prudential voluntary benefits (hospital indemnity, accidental injury & critical illness) will continue to be offered.
What’s Changing?
- New ID theft plan from Countrywide!! The Diamond Plus ID Theft Plan provides additional services for total security including anti-virus and anti-malware protection as well as a VPN, parental control and protection for 10 devices.
- The Platinum ID Theft plan will no longer be offered beginning December 1, 2021. If you are currently enrolled in this program, you can continue your enrollment in this plan or elect to move to one of Countrywide’s other ID theft plans.
Open Enrollment Meetings
TruMark Financial's virtual open enrollment meetings have concluded.
If you are unable to attend a meeting, a recorded version is available for you to view.
Medical
Good news! There will be no change to the Aetna medical plans for the December 2021 plan year. You will continue to have the option to enroll the Aetna medical plans below:
- Aetna Select HMO
- Aetna Choice POS
- Aetna Choice POS HDHP $1,500/$3,000
- Aetna Choice POS HDHP $3,000/$6,000
There will also be no change to the paycheck contributions for these plans in the new plan year!!
Additionally, the Rx N Go prescription drug benefit will continue to be provided to you when you enrolled in one of TruMark Financial’s medical plans.
Health Spending Account
If you enroll in one of the Aetna High Deductible Health Plans, you will have the option to enroll in a Health Savings Account administered by Payflex The 2021 maximum annual contribution to an HSA is $3,600 for employees with Single coverage and $7,200 for employees with Family coverage. TruMark Financial will also make an annual contribution to your Health Savings Account based on your medical enrollment tier:
- Single - $500
- Employee & Spouse - $750
- Employee & Child(ren) - $750
- Family - $1,000
TruMark Financial’s contributions are broken into four quarterly installments.
Dental
The Ameritas dental plan will continue to be offered in the new plan year. There will be no change to the paycheck contributions for the dental plan next year.
Vision
The VBA voluntary vision plan will continue to be offered in the next plan year.
There will be no change to the plan design or paycheck contributions next year.
Flexible Spending Account (FSA)
TruMark Financial offers you the option of setting up a Flexible Spending Account (FSA) and setting aside money from your paycheck on a pre-tax basis to pay for eligible expenses. For the 2021-2022 plan year, you can contribute up to $2,750 to a Health Care FSA and up to $5,000 to a Dependent Care FSA.
Voluntary Benefits
At open enrollment, you have the option to elect any of the voluntary benefits offered by Prudential and CountryWide.
The Prudential plans help you manage your expenses when you have an unexpected or significant medical expense. The benefits payable under each of these plans are a direct cash payment to you:
- Voluntary Accidental Injury Insurance
- Voluntary Critical Illness Insurance
- Voluntary Hospital Indemnity Insurance
CountryWide’s programs offer you services related to legal counseling and identity theft protection.
- CountryWide Group Legal Plan
- CountryWide ID Theft Protection
New for December 2021, the Countrywide Platinum ID Theft program will no longer be offered. A new plan – the Diamond Plus ID Theft plan – will be offered in its place. If you are currently enrolled in the Platinum ID Theft program, you can continue your enrollment in this plan or elect to move to one of Countrywide’s other ID theft plans.
Additional Benefits
TruMark Financial offers these additional benefits:
- Basic Life and AD&D Insurance
- Voluntary Life and AD&D Insurance
- Disability Insurance
- Transit Expense Plan
See the information below and your 2021 benefits guidebook for more details.
How To Enroll
The deadline to make your benefit elections for the plan year beginning December 1, 2021 is Friday, October 15, 2021.
Annual enrollment is your opportunity to make benefit elections for the December 2021 – November 2022 plan year. Per IRS rules, employees enrolled in pre-tax benefit plans may only make changes to their benefits once per year during the annual enrollment period. Outside of the annual enrollment period, you may only make changes if you experience a “qualifying life event” such as marriage, birth of a child, loss of dependent status, etc. During annual enrollment, you may …
- Enroll in, change, or cancel benefit enrollments.
- Enroll (or re-enroll) in flexible spending accounts for the new plan year.
- Add or drop dependents from benefit enrollments.
This year’s open enrollment will be a passive enrollment. This means that your current benefit elections will roll over into the new plan year beginning December 1, 2021. If you do not want to make changes to your current coverage, you do not need to log into Paycor and make an election for the new year.
Please note: Your current Flexible Spending Account (FSA) elections will not roll over into the December 2021 plan year. If you want to make a contribution to any type of FSA for the December 2021 – November 2022 plan year, you must log into Paycor and make an election for the new year.
To make your 2021 benefit elections, log into Paycor via the link below, hover over Me and click Benefits.
Contact Us
Medical
Aetna
1.800.364.2386
Generic Prescription Drug Benefit
Rx N Go
1.888.697.9646
Dental
Ameritas
1.800.487.5553
Vision
Vision Benefits of America
1.800.432.4966
Flexible Spending Accounts
Plan Source
1.888.266.1732
Life, Disability and AD&D
Prudential
1.877.889.2070
Voluntary Benefits
Prudential
1.844.455.1002
Voluntary Benefits
CountryWide
1.800.550.5297
Health Savings Accounts
Payflex
1.888.678.8242