TruMark Financial Credit Union

Table of Content

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    1. Welcome to the TruMark Financial Benefits Portal
    2. Open Enrollment Meetings
    3. Medical
    4. Health Spending Account
    5. Dental
    6. Vision
    7. Flexible Spending Account (FSA)
    8. Voluntary Benefits
    9. Additional Benefits
    10. How To Enroll
    11. Additional Resources
    12. Contact Us
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Welcome to the TruMark Financial Benefits Portal

Annual Enrollment Starts Here!

TruMark Financial’s annual enrollment for employee benefits will be held from October 4th through October 15th. Annual enrollment is your once-a-year opportunity to make changes to your benefit plans. Elections made during this annual enrollment period will take effect December 1, 2021.

 

Highlights of the December 2021 – November 2022 Plan Year:

  • The Aetna medical plans will continue to be offered with no plan design change.
  • No change to medical contributions in the new plan year!!
  • If you are enrolled in one of the Aetna High Deductible Health Plans, the annual HSA contribution from TruMark Financial will continue at the same dollar amount! 
  • No change to the Ameritas dental plan, VBA voluntary vision plan, life insurance or disability benefits or Flexible Spending Accounts for healthcare and dependent care.
  • The Prudential voluntary benefits (hospital indemnity, accidental injury & critical illness) will continue to be offered.


What’s Changing?

  • New ID theft plan from Countrywide!! The Diamond Plus ID Theft Plan provides additional services for total security including anti-virus and anti-malware protection as well as a VPN, parental control and protection for 10 devices.
  • The Platinum ID Theft plan will no longer be offered beginning December 1, 2021. If you are currently enrolled in this program, you can continue your enrollment in this plan or elect to move to one of Countrywide’s other ID theft plans.  
2021-2022 Benefits Guidebook

2021-2022 Benefits Guidebook

Open Enrollment Meetings

TruMark Financial's virtual open enrollment meetings have concluded.


If you are unable to attend a meeting, a recorded version is available for you to view.



Open Enrollment Webinar Recording

Open Enrollment Webinar Recording

Medical

Aetna Medical & Prescription Drug Plan

Good news! There will be no change to the Aetna medical plans for the December 2021 plan year. You will continue to have the option to enroll the Aetna medical plans below:

  • Aetna Select HMO
  • Aetna Choice POS
  • Aetna Choice POS HDHP $1,500/$3,000
  • Aetna Choice POS HDHP $3,000/$6,000

 

There will also be no change to the paycheck contributions for these plans in the new plan year!!


Additionally, the Rx N Go prescription drug benefit will continue to be provided to you when you enrolled in one of TruMark Financial’s medical plans.  

Aetna Select HMO Benefit Summary

Aetna Select HMO Benefit Summary

Aetna Choice POS Benefit Summary

Aetna Choice POS Benefit Summary

Aetna Choice POS HDHP $1500 $3000 Benefit Summary

Aetna Choice POS HDHP $1500 $3000 Benefit Summary

Aetna Choice POS HDHP $3000 $6000 Benefit Summary

Aetna Choice POS HDHP $3000 $6000 Benefit Summary

Rx N Go Overview

Rx N Go Overview

Health Spending Account

Payflex HSA

If you enroll in one of the Aetna High Deductible Health Plans, you will have the option to enroll in a Health Savings Account administered by Payflex The 2021 maximum annual contribution to an HSA is $3,600 for employees with Single coverage and $7,200 for employees with Family coverage. TruMark Financial will also make an annual contribution to your Health Savings Account based on your medical enrollment tier:

  • Single - $500
  • Employee & Spouse - $750
  • Employee & Child(ren) - $750
  • Family - $1,000

TruMark Financial’s contributions are broken into four quarterly installments.

Dental

Ameritas Dental Plan

The Ameritas dental plan will continue to be offered in the new plan year. There will be no change to the paycheck contributions for the dental plan next year.  

Ameritas Benefit Summary

Ameritas Benefit Summary

Vision

Vision Benefits of America

The VBA voluntary vision plan will continue to be offered in the next plan year. 


There will be no change to the plan design or paycheck contributions next year. 

VBA Benefit Summary

VBA Benefit Summary

Flexible Spending Account (FSA)

Plan Source

TruMark Financial offers you the option of setting up a Flexible Spending Account (FSA) and setting aside money from your paycheck on a pre-tax basis to pay for eligible expenses. For the 2021-2022 plan year, you can contribute up to $2,750 to a Health Care FSA and up to $5,000 to a Dependent Care FSA. 

Voluntary Benefits

Prudential & CountryWide

At open enrollment, you have the option to elect any of the voluntary benefits offered by Prudential and CountryWide. 

 

The Prudential plans help you manage your expenses when you have an unexpected or significant medical expense. The benefits payable under each of these plans are a direct cash payment to you:

  • Voluntary Accidental Injury Insurance
  • Voluntary Critical Illness Insurance
  • Voluntary Hospital Indemnity Insurance

 

CountryWide’s programs offer you services related to legal counseling and identity theft protection.

  • CountryWide Group Legal Plan
  • CountryWide ID Theft Protection


New for December 2021, the Countrywide Platinum ID Theft program will no longer be offered. A new plan – the Diamond Plus ID Theft plan – will be offered in its place. If you are currently enrolled in the Platinum ID Theft program, you can continue your enrollment in this plan or elect to move to one of Countrywide’s other ID theft plans.  

Prudential Critical Illness Overview

Prudential Critical Illness Overview

Prudential Accidental Injury Overview

Prudential Accidental Injury Overview

Prudential Hospital Indemnity Overview

Prudential Hospital Indemnity Overview

CountryWide Legal Plan Overview

CountryWide Legal Plan Overview