Demo Client

Table of Content

  1. Header
  2. Welcome
  3. Eligibility & Enrollment
  4. Medical
    1. Medical Plans Overview
    2. Pharmacy Information
    3. Providers & Networks
    4. MDLive Telehealth Services
    5. Educational Videos
  5. Accounts
    1. Health Savings Account (HSA)
    2. Flexible Spending Account (FSA)
    3. Dependent Care Reimbursement Account
    4. Commuter/Transit Accounts
  6. Dental
    1. Dental Plans Overview
    2. Providers & Networks
  7. Vision
    1. Vision Plan Overview
  8. Ancillary
  9. Financial Protection
    1. Life/AD&D
    2. Disability
  10. Wellbeing
    1. Mental Health Solutions
  11. Additional Educational Videos
  12. Have Questions?
  13. Plan Documents
  14. Footer

Eligibility & Enrollment

All full-time employees working an average of at least 30 hours per week are eligible to enroll themselves and their eligible dependents on the first of the month following your hire date.

Eligible Dependents May Include: 

  • Your legal spouse.
  • Your domestic partner and child(ren) of domestic partner. 
  • Your child(ren) up to age 26. 
  • Court ordered eligible dependents with legal guardianship.

Medical, Dental and Vision Insurance Coverage for Domestic Partners:

Domestic partners are eligible for these benefits. In addition, these benefits will also be extended to the children of the domestic partner.

  • Eligibility: Domestic partners will be defined as two adults who are not related by blood, who have lived together continuously for at least one year and plan to do so indefinitely, are mutually responsible for their common welfare, reside at the same address, and maintain no other domestic partnerships or marriage. 
  • Completing an Affidavit: An employee who is interested in Domestic Partner Benefits must read and sign an affidavit. The Declaration of Domestic Partnership affidavit can be obtained from Human Resources. This must be completed and forwarded to Human Resources along with the required back-up documentation.  
  • Tax Consequences: Unless the domestic partner is considered the employee’s dependent under the Internal Revenue Code, the IRS treats the value of the dependent health insurance as imputed income. Employees are advised to review the consequences of electing this benefit with their own tax advisor. 
  • Payment of Premium: According to IRS guidelines, premium contribution towards domestic partner coverage for medical expenses cannot be administered through Section 125 (pre-tax). The full premium will be charged for the domestic partner. 
  • Legal Consequences: Employees are advised to consult an attorney regarding the possibility that filing an affidavit of domestic partnership may have certain legal consequences, including the fact that it may in the event of the termination of the partnership relationship, be regarded as a factor in court to treat the relationship as the equivalent of marriage for the purpose of establishing and dividing community property or for ordering payment of support. 
  • Health Saving Account: If you elect to participate in the HSA plan option domestic partners can't use their HSA to pay for their partner's health expenses unless they claim their partner as a federal tax dependent. Individuals should seek tax guidance from a tax attorney related to tax dependency of domestic partners.

Changing Benefit Elections:

You have a variety of benefits that are offered to you. Be sure to consider your choices before you make your benefit decisions. The reason is that once you make your elections, most will remain in effect until the next open enrollment period, unless you have experienced a qualifying life event. Life events must be processed within 30 days of occurrence. Examples of life events include:

  • Change in marital status (marriage, death of spouse, divorce, legal separation).
  • Change in number of dependents (birth, death, adoption, eligibility status, child support order).
  • Change in employment status for you or your spouse (new employment, termination, leave of absence, full-time to part-time or vice-versa).
  • Special enrollment rights under HIPAA.
  • Medicare coverage.

Medical

Group #627246| 888-806-5094 | www.cigna.com

Cigna will continue to be your medical and prescription carrier. You have the choice between three plans for the 2025 plan year, which include a PPO HSA plan with in and out-of-network coverage, an EPO HSA plan with in-network coverage only, and an EPO plan with in-network coverage only

  • If you are already enrolled in one of The Conference Board's Cigna medical plans today and have not already done so, please be sure to register through the Cigna member portal where you can access important information pertaining to your medical plans with Cigna including participating providers, cost estimates for services, explanation of benefits/claims, and your accumulation amounts for deductibles and out-of-pocket costs. If you are not currently covered, you will be able to register in the Cigna portal as of your effective date of coverage.
Cigna Member Portal

Your coverage must be active to register

Cigna Member Portal

Your coverage must be active t ...

Accounts

866-234-8913 | https://www.optumbank.com

You have the opportunity to contribute to a variety of savings and/or spending accounts on a pre-tax basis which lowers your taxable income. View the information below for important details and guidelines for the various accounts offered by The Conference Board.


For detailed list visit the IRS website at https://www.irs.gov/ and see Publication 502 and 969 for additional information.

Dependent Care Reimbursement Account

Dependent Care FSA

Dependent Care FSA

The Dependent Care Flexible Spending Account (DCFSA) allows you to set aside pre-tax dollars to pay for eligible dependent care expenses. Qualifying expenses include daycare, nursery & preschool tuition, summer day camps, and more!

The election you make cannot be changed throughout the year unless the change aligns with the qualifying event. For example, you can increase your contribution if you add another member to your family through birth or adoption, however, you cannot decrease your contribution for this type of life event. 

Plan Details are as follows:

  • You can contribute up to $5,000 per household annually or limited to $2,500 if you are married, file separate tax returns, and / or are deemed a highly compensated employee (HCE), defined by the IRS as an employee with annual compensation greater than $151,000.
  • The plan includes a carryover option which allows you to incur and submit expenses using your 2024 funds until March 15, 2025.
  • You have 31 days after the end of the plan year to submit for expenses that occurred on or before March 15, 2025.
  • You only have access to the funds of which you have paid into the account.
  • Any unused funds are forfeited.

Please note that for expenses to qualify for reimbursement, both you and your spouse (if applicable) must be working, looking for work or attending school fulltime during the period for which you are requesting reimbursement.

Commuter/Transit Accounts

Wex Website

Wex Website

Commuter and Parking Reimbursement Accounts (CRA) allow you to use pre-tax contributions to pay for eligible mass transit, parking, and van-pooling expenses.

  • Transit Account – to be used for public transportation such as subway, bus, car-pooling costs, ferry, etc. 
  • Parking Account – to be used for parking costs at or near your work location, or the parking costs at a mass transit/commuter facility where you get transportation to work. 

The IRS sets a monthly reimbursement limit annually. You have to pay out-of-pocket (post-tax) for any amount over the IRS monthly limits. The monthly pre-tax contribution limit for 2025 is: 

  • Transit - $325 
  • Parking - $325 

You can enroll in the CRA program with Wex at any time. 

Please remember, your payroll deductions for the commuter benefit must be deposited into your account in order for you to receive reimbursement. Be sure to monitor your balances!

Dental

Group #627246 | 800-244-6224 | www.cigna.com

The Conference Board's dental plan provide comprehensive coverage to help you and your family maintain good dental health. The dental plan includes both in and out of network benefits. Although your cost sharing is the same in and out of network, if you do go out of network it could be likely that you will experience balance billing.

If you are already enrolled in The Conference Board's Cigna Dental plan today and have not already done so, please be sure to register through the Cigna member portal where you can access important information pertaining to your dental plan, including participating providers, coverage information, and explanation of benefits/claims. If you are not currently covered, you will be able to register in the Cigna portal as of your effective date of coverage.

Cigna Member Portal

Log-In/Register Here!

Cigna Member Portal

Log-In/Register Here!

Vision

VSP

Group #30044879 | 800-877-7195 | www.vsp.com

The Conference Board offers vision coverage through VSP to help pay for eye exams, prescription glasses and contact lenses. 

If you are already enrolled in The Conference Board's VSP vision plan today and have not already done so, please be sure to register through the VSP member portal where you can access important information pertaining to your vision plan, including participating providers, coverage information, and explanation of benefits/claims. If you are not currently covered, you will be able to register in the VSP portal as of your effective date of coverage.

VSP Portal

Log In/Register

VSP Portal

Log In/Register

Ancillary

Group Accidental Death and Dismemberment Certificate Summary 2025

Group Accidental Death and Dismemberment Certificate Summary 2025

GROUP LONG-TERM DISABILITY CERTIFICATE SUMMARY 2025

GROUP LONG-TERM DISABILITY CERTIFICATE SUMMARY 2025

GROUP TERM LIFE BENEFITS - Eligible Grandfathered Retirees 2025

GROUP TERM LIFE BENEFITS - Eligible Grandfathered Retirees 2025

Group Term Life Certificate Summary 2025

Group Term Life Certificate Summary 2025

Group Term Life Summary - GLCL-ANAG

Group Term Life Summary - GLCL-ANAG

Group Term Life Summary - GLCL-ANAG 2025

Group Term Life Summary - GLCL-ANAG 2025

Group Voluntary Term Life Certificate Summary 2025

Group Voluntary Term Life Certificate Summary 2025

Group Voluntary Term Life Certificate Summary 2025

Group Voluntary Term Life Certificate Summary 2025

MUTUAL OF OMAHA PRIVACY NOTICE – PERSONAL INFORMATION 2025

MUTUAL OF OMAHA PRIVACY NOTICE – PERSONAL INFORMATION 2025

Mutual of Omaha General Provisions

Mutual of Omaha General Provisions

Mutual of Omaha Policy - General Provisions 2025

Mutual of Omaha Policy - General Provisions 2025

The Conference Board, Inc Policy 2025

The Conference Board, Inc Policy 2025

The Conference Board, Inc Policy General Provisions 2025

The Conference Board, Inc Policy General Provisions 2025

YOUR GROUP ACCIDENTAL DEATH AND DISMEMBERMENT BENEFITS

YOUR GROUP ACCIDENTAL DEATH AND DISMEMBERMENT BENEFITS

YOUR GROUP ACCIDENTAL DEATH AND DISMEMBERMENT BENEFITS

YOUR GROUP ACCIDENTAL DEATH AND DISMEMBERMENT BENEFITS

The Conference Board - Electronic Distribution Instructions

The Conference Board - Electronic Distribution Instructions

YOUR GROUP LONG-TERM DISABILITY BENEFITS 2025

YOUR GROUP LONG-TERM DISABILITY BENEFITS 2025

YOUR GROUP TERM LIFE BENEFITS 2025

YOUR GROUP TERM LIFE BENEFITS 2025

YOUR GROUP VOLUNTARY TERM LIFE BENEFITS min 30 hrs 2025

YOUR GROUP VOLUNTARY TERM LIFE BENEFITS min 30 hrs 2025

Financial Protection

The Conference Board understands the importance to you and your family to have strong financial protection. 

We provide full-time employees Basic Life coverage at no cost to you. In addition to these benefits, we offer a variety of insurance you can choose from on a voluntary, employee paid basis so you can select what is best for your family. 

All of these coverages are provided to protect your income and out of pocket expenses.

Wellbeing

In today's fast-paced and interconnected world, where stress and mental health issues are on the rise, effective well-being plays a crucial role.

At The Conference Board, we recognize that a healthy, content workforce is not only more productive but also fosters a positive culture. We strive for a supportive and inclusive environment where we encourage and support improvement of physical, mental, emotional, and social well-being. Whether within a corporate setting, a community, or on a personal level, well-being focuses on fostering awareness, empathy, and support to create a healthier and more balanced workplace and environment for all. Prioritizing employee wellness and wellbeing is not just a policy but a reflection of our commitment to both the individual and collective success of team.

To access the wellbeing newsletter, which includes resources, tips, recipes, and more, please select the button below.

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Mental Health Solutions

Headspace:

Headspace offers confidential mental healthcare through behavioral health coaching via text-based chats, self-guided learning activities and content, and, if needed, video-based therapy and psychiatry. Support is available anytime (we’re serious about 24/7/365), anywhere (we go where your phone goes), for a variety of mental health challenges you may be struggling with—all from the privacy of your smartphone.

Please note that your applicable Cigna office visit copays or deductible may apply. Ready to get started? Visit www.my.cigna.com to access Headspace and learn more.

Talkspace:

Talkspace is an online therapy service that connects users to a dedicated, licensed therapist via private messaging (text, voice, video) or live video session. The platform is fully HIPAA compliant and uses banking grade encryption to protect data.

Please note that your applicable Cigna office visit copays or deductible may apply. Ready to get started? Visit www.talkspace.com .

Additional Educational Videos

Have Questions?

NFP’s specialized benefits concierge and claims advocacy teams work in concert to support and assist you with member changes, open-enrollment assistance and general benefits questions. Claims advocacy assists with all claims-related needs like submitting claims, researching denials, and submitting appeals (when necessary).

NFP Benefits Concierge:

NFP’s Benefits Concierge provides a one-stop contact center, assisting you with: 

  • Benefits questions. 
  • Claims and billing inquiries. 
  • Prescription issues. 
  • Provider network questions. 

Toll Free Number: (877) 835-1361; Option 1: DBbenadmin@nfp.com

NFP Claims Advocacy: 

NFP’s Claims Advocacy provides a wide range of claims assistance, such as: 

  • Claim resolution / approvals. 
  • Claim denials (appeals). 
  • Questions and concerns regarding health benefits. 
  • Reimbursement requests.

Toll Free Number: (877) 835-1361; Option 2 CSclaims@nfp.com

The information is intended as a general outline of the benefits offered under your employer's benefits program and should not be considered legal, investment, or other benefits advice. Specific details and plan limitations are provided in the Summary Plan Descriptions (SPD), which is based on the official written Plan Documents that may include carrier policies, contracts, and plan procedures. The SPD and Plan Documents contain all the specific provisions of the plans. In the event that the information in this brochure differs from the Plan Documents, the Plan Documents will prevail. Benefit plans are subject to change, amendment, or termination without notice to or the agreement of any employee/participant. If you have any questions regarding this, contact Human Resources.

Plan Documents

Understanding Your Plan Documents

Understanding Your Plan Documents

Group Life Insurance and MEDICAL PROGRAM OF THE CONFERENCE BOARD, INC

Group Life Insurance and MEDICAL PROGRAM OF THE CONFERENCE BOARD, INC

GROUP LIFE INSURANCE AND COMPREHENSIVE MEDICAL PROGRAM OF THE CONFERENCE BOARD, INC.

GROUP LIFE INSURANCE AND COMPREHENSIVE MEDICAL PROGRAM OF THE CONFERENCE BOARD, INC.

QUALIFIED MEDICAL CHILD SUPPORT ORDER PROCEDURES FOR THE CONFERENCE BOARD GROUP HEALTH PLAN BENEFIT

QUALIFIED MEDICAL CHILD SUPPORT ORDER PROCEDURES FOR THE CONFERENCE BOARD GROUP HEALTH PLAN BENEFIT

The Conference Board- Electronic Distribution

The Conference Board- Electronic Distribution

Benefit Summary HDHPQ OAP Plan

Benefit Summary HDHPQ OAP Plan

Benefit Summary HDHPQ OAPIN Plan

Benefit Summary HDHPQ OAPIN Plan

Benefit Summary OAPIN Plan

Benefit Summary OAPIN Plan

Dental Summary

Dental Summary

Vision Summary

Vision Summary