Welcome
Helping you and your family reach and maintain good health is very important to TT Electronics. TT Electronics is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Eligibility
Regular employees working at least 30 hours per week are eligible to participate in benefits offered by TT Electronics. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
Education Sessions
Please join us in September for our Health Fairs. We will have our carriers coming in for you to talk to and more! More information to come.
Overview
TT Electronics provides you with a comprehensive benefits package complete with medical, prescription drug, dental, vision, life accidental death insurance, short-term disability, and long-term disability, along with other supplemental benefits designed to meet your or your family’s needs throughout the year.
Your benefits are an important part of your total compensation package here at TT.
Enrollment
Action Required:
The Benefit choices you make during your initial enrollment remain in effect for the entire year.
You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.
If you have additional questions about your benefits:
An added resource to assist you with understanding your benefits, enroll you in your New Hire or Open Enrollment, and assist with any Life Event or Life Event Enrollment, you can call your personal Call Center. The Call Center is available to you Monday - Friday, 8:00AM CST - 5PM CST.
Call Center Phone Number: 877.506.1273
BSwift Online Enrollment
BSwift Online Enrollment
HealthJoy
HealthJoy is your company’s healthcare navigation platform. It connects YOU to the right benefits at the right time to make it easier to be healthy and well.
- Personalized Benefits Wallet
- Provider Recommendations
- Telemedicine
- Medical Billing Review
- Appointment Booking
- RX Savings Review
- Procedure and Facility Recommendations
How to Activate your HealthJoy Account
For employees who haven’t yet activated their accounts, all you need to do is the following:
1.Download the HealthJoy app and click "Sign Up”
1.Type in your email address or phone number to receive a new activation email or text
1.If the system recognizes your email/number, you will see a screen where you’ll be asked to enter your password, or to be sent a “magic link”. You should click “Get email/sms with magic link”.
a.If the system doesn’t recognize your info, you will be asked for more details (ex: company name, your name to verify that you should have access)
1.Open the email and click the ”Sign in to HealthJoy" button. If you received a text, click the link in the text message.
Lunch & Learn Sessions
Join us for the online "live" Lunch & Learn sessions below to learn more about HealthJoy and why you should start utilizing this AWESOME benefit. These meetings will be approximately 15 minutes.
Beginner Session
August 10, 2022
Time: 11:30 am
Click here to join the meeting
Advanced Session
August 10, 2022
Time: 12:00 pm
Click here to join the meeting
If you were unable to join one of the live sessions, please see the PDF presentations below and follow along with the attached recorded sessions.
MEDICAL CIGNA
With your Cigna Medical plans:
We offer comprehensive and competitive plans, including prescription drug coverage, to all eligible employees and their dependents. We encourage a team-oriented approach to managing healthcare costs by paying a share of the expense of the employee’s coverage under this plan, while asking the employee to contribute a portion of the premium through a payroll deduction. If you elect employee coverage, you may also choose to cover your eligible dependents under the same plan.
We offer three plans through Cigna:
- HSA $3500 - HDHP
- PPO $1000
- PPO $2500
For more information about the medical plans offered to you, please see the videos and SBCs below:
Cigna Official Site | Global Health Service Company
Find a Doctor | Health Care Provider Directory | Cigna Network
MEDICAL KAISER
Kaiser
We offer comprehensive and competitive medical plans, including prescription drug coverage, to all eligible employees and their dependents. This plan only allows for in-network benefits. If you utilize an out-of-network provider services will not be covered.
DENTAL
How Does Dental Insurance Work?
How Does Dental Insurance Work?
[NEW] TT Electronics is committed to meeting the needs of it's employees. We have recently updated our Dental carrier to Principal.
TT Electronics' dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Principal network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.
To find out if your provider is in-network, please visit the Principal website below.
VISION
[New] Vision Plan Information:
DID YOU KNOW?
- Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
- Babies should receive their first professional eye exam at 6 months
- 80% of learning in the first 12 years comes through the eyes
TT Electronics offers vision coverage through VSP to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP Network. Review your coverage details in your Benefit Guide.
To find out if your provider is in-network, please visit the VSP website below.
How Does Vision Insurance Work?
How Does Vision Insurance Work?
LIFE & DISABILITY
TT Electronics provides you with Basic & Voluntary Life/AD&D coverage as well as Short- and Long-Term Disability through Unum.
Basic Life/AD&D
Employees working 30 or more hours per week are eligible for $50,000 of coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.
Voluntary Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Short Term Disability
Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills. Your coverage through Unum offers two different types of coverage:
Coverage amounts for STD
Employer-paid coverage
Your employer is providing a benefit of 60% of your
weekly earnings to a maximum of $1,500.
Employee optional additional coverage
You can elect to purchase a benefit of 80% of your
weekly earnings to a maximum of $3,000.
Long Term Disability
Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household. Benefits begin after a 90 day elimination period are are equal to 60% of covered monthly earnings up to $10,000 for employees working at least 30 or more hours.
Additional Benefits Provided by Unum
- Accident
- Critical Illness
- Be Well
Please consult your Employee Benefits Guide and review the plan SBCs for additional details.
Click here to file a claim
Click here to file a claim
What is Accident Insurance?
What is Accident Insurance?
What is Critical Illness Insurance?
What is Critical Illness Insurance?
What is Hospital Indemnity Insurance?
What is Hospital Indemnity Insurance?
FSA & HSA
The Health Care and Dependent Care Flexible Spending Accounts (FSA) and the Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to an FSA or HSA you reduce your taxable income, so you pay less in taxes — which saves you money.
HEALTH CARE FSA
- You may contribute up to $2,750 annually
- All benefit eligible can participate, unless you or your spouse are contributing to an HSA
- Reimbursements allowed for unreimbursed medical, prescription, dental, and vision expenses
DEPENDENT CARE FSA
- You may contribute up to $5,000 annually
- Limited to $2,500 if you are married and file separate tax returns
- Eligible expenses include care for your dependent child, spouse, parent or grandparent who are incapable of caring for themselves
FSA Contributions
The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event.
How the FSA Plan Works
You must incur your eligible expenses during the plan year — January 1 to December 31. An expense is considered to be incurred when the service is performed, not when you are billed or pay for the service. You do, however, have until March 31st annually to file your claims. Any funds after March 31 unclaimed will be forfeited.
HEALTH SAVINGS ACCOUNT (HSA)
- You may contribute up to $3,650 annually as an individual or $7,300 as a family
- You must be enrolled in a qualified HSA-eligible health plan, but you or your spouse may not participate in an FSA or Health Reimbursement Account (HRA)
How the HSA Plan Works
You may use your HSA funds to pay for eligible medical, prescription drug, dental or vision expenses. Unused funds remain in your account for future use and roll over each calendar year. You can change your HSA contribution at any time during the plan year for any reason.
What is an HSA?
What is an HSA?
HSA vs. FSA
HSA vs. FSA
401K Information
401(k) Advisor - NFP
NFP Financial Advisors are here to help you with all your financial planning.
They are available for personal planning
Mon – Fri
09:30 am – 6:30 pm CST
Participant Investment Guidance
(800) 959-0071 Ext 227
401(k) Recordkeeper - Fidelity
Fidelity Recordkeepers are available to help you with your account management.
They are available for personal planning
Mon – Fri
09:30 am – 6:30 pm CST
Fidelity Net Benefits
(800) 835-5097
New Employee Benefits
For New Employees, if you would like to review the New Hire presentation you may do so by accessing the link below:
Contact Us
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
TT Electronics Call Center
877.506.1273
mybenefits@nfp.com
Client Contacts
Cheryl Douglas
cheryl.douglas@ttelectronics.com
(972) 323-2455