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At AppSumo, we recognize our ultimate success depends on our talented and dedicated workforce. We understand the contribution each and every team member makes to our accomplishments; we are very pleased to provide this Benefits Landing Page outlining benefits designed to meet you and your family’s medical and financial needs. We encourage you to view the videos, links and information included in this interactive webpage specifically designed with you mind.
Helping you and your family reach and maintain good health is very important to AppSumo. AppSumo is pleased to offer a [NEW] selection of benefits designed with your health and financial wellbeing in mind. We have reviewed our benefit programs this year ensuring we have considered the best combination of benefit coverage, network access, and affordability for our employees.
Eligibility
If you’re a full-time team member at AppSumo, you’re eligible to enroll in the benefits outlined through your Connect Landing Page. Full-time team members are those who work 30 or more hours per week. In addition, the following family members are eligible for medical, dental and vision coverage:
Education Sessions
More information to come.
AppSumo is happy to provide you with a comprehensive benefits package complete with medical, prescription drug, dental, vision, life accidental death insurance, short-term disability, and long-term disability, along with other supplemental benefits designed to meet your or your family’s needs throughout the year.
Your benefits are an important part of your total compensation package here at AppSumo.
Below you will find a link to your benefits transparency page:
The decisions you make during open enrollment can have a significant impact on your life and finances, so it is important to weigh your options carefully.
OPEN ENROLLMENT BEGINS August 1st - 10th
[New Benefits go into effect September 1, 2022 - August 31, 2023]
All Teammates are required to log into Insperity and complete their open enrollment. Once you have made your elections and your enrollment window has closed, you will not be able to make changes to your elections, until the next open enrollment period unless you have a qualified change in status.
Newly Hired Teammates: You will be eligible for benefits on the 1st day of employment. The benefits you elect will stay in effect until August 31, 2023.
HOW TO MAKE CHANGES
Unless you experience a life-changing qualifying event, you cannot make changes to your benefits until the next open enrollment period. Qualifying events include things like:
● Marriage, divorce or legal separation
● Change in number of dependents (includes birth, adoption and death)
● Loss of dependent status
● Change in employment status or change of coverage under another employer’s plan
● Judgments, orders or decrees
● Enrolling in or losing coverage under Medicare, Medicaid or CHIP
● While on leave under FMLA
Qualifying Life Event Changes must be made within 30 days of the event date by contacting your People Team.
NEW! We have moved to BCBS with TWO similar plan options but with enhanced benefits!
We offer comprehensive and competitive plans, including prescription drug coverage, to all eligible Teammates and their dependents. We encourage a team-oriented approach to managing healthcare costs by paying a share of the expense of the teammate’s coverage under this plan, while asking our teammates to contribute a portion of the premium through a payroll deduction. If you elect in coverage, you may also choose to cover your eligible dependents under the same plan.
We offer TWO Medical Plans through Blue Cross Blue Shield:
For more information about the medical plans offered to you, please see the videos and SBCs below:
Prescription Drug Plan through BCBS
Prescription drugs are a vital part of your health coverage. For more information, log in to Blue Access for MembersSM (BAMSM) to check your drug list and learn more about your prescription drug benefits. Be sure to review your benefit materials for details. If you have any questions about your prescription drug benefits, call the number listed on your member ID card.
Virtual Visits through Teladoc (1.855.847.3627)
24/7 access to a doctor is only a call or click away—anytime, anywhere with no per visit fee with the PPO plan.
**HDHP members are still subject to your deductible**
With Teladoc, you can talk to a doctor by phone or online video to get a diagnosis, treatment options and prescription, if medically necessary. Save time and money by avoiding crowded waiting rooms in the doctor’s office, urgent care
clinic or ER. Just use your phone, computer, smartphone or tablet to get a quick diagnosis by a U.S. licensed physician.
NEW! We have moved to BCBS with ONE similar plan option but with enhanced benefits!
BlueCross and BlueShield of Texas
You have the freedom to select the dentist of your choice; however, when you visit a participating in-network dentist, you will have lower out-of-pocket costs, no balance billing, and claims will be submitted by your dentist on your behalf.
PRE-TREATMENT ESTIMATE
If your dental care is extensive and you want to plan ahead for the cost, you can ask your dentist to submit a pre-treatment estimate. While it is not a guarantee of payment, a pre-treatment estimate can help you predict your out-of-pocket costs.
How do I find an In-Network Provider?
This dental plan offers deeper discounts when you visit a provider that is In-Network. In-Network providers can be found on www.bcbstx.com under “Find Care”. Both dental plans utilize the BlueCare Dental Network.
Vision through BlueCross and BlueShield
DID YOU KNOW?
Under this plan, you may use the eye care professional of your choice. However, when you visit a participating in-network provider, you receive higher levels of coverage. If you choose to receive services from an out-of-network provider, you will be required to pay that provider at the time of service and submit a claim form for reimbursement.
Use the link below to find an in-network vision provider! This plan utilizes the EyeMed vision network.
New Waterloo provides you with Basic & Voluntary Life/AD&D coverage as well as Voluntary Short-Term Disability and company paid Long-Term Disability through Guardian.
Basic Life/AD&D
Eligible employees are eligible for $25,000 of coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.
Voluntary Life/AD&D
New Waterloo offers eligible employees the opportunity to purchase additional voluntary life and AD&D insurance for themselves and their dependents at discounted group rates. Term Life is an affordable way to cover yourself and your family for life insurance.
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Voluntary Short Term Disability
Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills. Your coverage through Guardian offers:
Employee optional coverage
You can elect to purchase a benefit of 60% of your
weekly earnings to a maximum of $1,000 whichever is less.
Coverage begins after a 14 day waiting period and continues for up to 11 weeks.
Long Term Disability
Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household. Benefits begin after a 90 day elimination period are are equal to 60% of covered monthly earnings up to $6,000 whichever is less for eligible employees.
Additional Benefits Provided by Guardian
Please consult your Employee Benefits Guide and review the plan SBCs for additional details.
HEALTH SAVINGS ACCOUNT (HSA)
How the HSA Plan Works
You may use your HSA funds to pay for eligible medical, prescription drug, dental or vision expenses. Unused funds remain in your account for future use and roll over each calendar year. You can change your HSA contribution at any time during the plan year for any reason.
HSA Bank Contact Information:
Client Assistance Center
(800) 357-6246 | (414) 978-5294
24 hours a day, 7 days a week
Business Relations
(866) 357-5232 | (414) 978-5282
Mon-Fri 7am-7pm, CT
Take the guesswork out of choosing your employee benefits
Get personalized benefit recommendations with Nayya
What is Nayya?
Nayya is a web-based tool that helps you get a better understanding of the benefits offered to you at work. It gathers information from you on your current benefits, your family, and lifestyle and provides you with personalized benefit recommendations based on your individual needs. You get the guidance you need to feel confident in the decisions you make for yourself and those who depend on you.
The Nayya experience:
What’s next?
Watch for an email from customersuccess@nayya.com or your HR department at the start of your benefits open enrollment. It will contain your personalized link to the Nayya platform. Follow the directions to register, and you’ll then be guided to answer a few questions. Once you’re finished, you will be provided with recommendations and be directed to your workplace enrollment website to make your benefit elections.
Contact your Human Resources Department with any questions.
As you consider your benefit options, please be sure to review all available information: Summary of Benefits, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Char Johnston
char@appsumo.com
(325) 241-0767