Why Stop Loss Center of Excellence

The Stop-Loss COE is dedicated to supplying you with the resources needed to provide your self-insured clients with the best stop-loss insurance options and services. The Stop-Loss COE offers you a streamlined process and a dedicated claims and service team that will alleviate the complexities associated with a third-party stop-loss vendor and ensure your client is receiving the most competitive rates in the market.

Our Stop Loss Quoting Panel

Our Services

  • Preferred carrier panel with A-rated insurance carriers
  • Panel model ensures most competitive pricing
  • Annually renewable contracts with best-in-class provisions:
  • No new laser*
  • Renewal rate cap*
  • Mirroring
  • Expedited reimbursement and claims process oversight:
  • Average claim payment turnaround time of under five days
  • Customized claim statements with each claim reimbursement


*No new laser and renewal rate cap provisions are guaranteed for the initial renewal only with the exception of policies with Swiss Re. Swiss Re offers these terms on an evergreen basis. All carriers have the right to adjust policy terms including rates, aggregate factors and other provisions at any time in the event of a material change in plan participation, demographics and claims.

What to Expect


The process is as follows:



  • First, a data request is completed and sent to the COE.
  • Next, the COE will conduct comprehensive marketing, effectively communicating the expected turnaround time.
  • Ultimately, you will receive a complete analysis of the marketing results and the original quotes to review with your client.
  • Expertise on hand:
  • A COE consultant is available to review the quotes with you, provide guidance on the most appropriate deductible levels, and advise on the best contractual terms for your client.
  • Claims management and reimbursement support:
  • Claims that reach 50% of the stop loss deductible are reviewed on a monthly basis and monitored closely.
  • Any claim that hits the deductible is submitted the day it is received.
  • The Stop Loss COE will provide updates on outstanding claims.


The stop-loss market is poised for growth, with clients searching for guidance and expertise. The Stop-Loss COE will partner with you to design and execute creative solutions that enhance your strategic partnership with your clients, drive significant value, and help your clients maintain their competitive edge in the market.

Contact Us

For more information on engaging the Stop-Loss Center of Excellence email stoploss@alteritygroup.com.

Additional Contacts

ContactImage

St. Rose, Sharla V

sharla.strose@alteritygroup.com

(212) 652-5433

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Matthew Cohen

matthew.cohen@alteritygroup.com

(212) 220-6569