WELCOME SPENCE, CUSTER, SAYLOR, WOLFE & ROSE, LLC
Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.
Your plan year runs from July 1, 2025 through June 30, 2026.
Please review all 2025-2026 Benefits Overview Information.
If NO changes are needed, then your current benefits will just roll over into the new plan year.
BENEFITS OVERVIEW
- Medical Grid - UPMC Gold HSA PPO $1,750/10% $15/$40/$75/$95 RX
- UPMC Summary of Benefits and Coverage (SBC)
- Dental Grid - UPMC Premium 100/80/50/$0/$1,500/No Ortho
- Vision Grid - UPMC Vision Care Premier Plus $0 Copay
- Telemedicine Flyer (**Now is called RecuroCare)
- Reliance Standard - Long Term Disability
- Reliance Standard - $50,000 Basic Life and AD&D
- Reliance Standard - $100,000 Basic Life and AD&D
- 2025-2026 Benefit Notices (Health Compliance Notices)
HOW TO ENROLL (NEW HIRES INCLUDED)
- If you'd like to change your existing coverage or make new elections, you must do so by June 13.
- ALL your current elections will carry forward to 2025-2026 if you don't make a new election(s).
NEW HIRES
If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.
All enrollment forms are attached for download.
CONSIDERING MEDICARE COVERAGE?
Medicare Services from NFP
NFP is proud to support you when it comes to Medicare and understanding your coverage options.
Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:
• Understand your coverage options
• Determine if you are eligible for subsidies to lower your healthcare costs
• Establish a timeline for applying for coverage
• Choose a plan that fits both your lifestyle and your budget
• Find coverage that allows you to access the doctors and hospitals you want most
• Enroll in the plan that works best for you
And the best part is, there is never a fee for our services!
ADDITIONAL RESOURCES
Below are additional UPMC brochures and flyers for more information on other resources.
NFP CONTACTS
For Service questions and needs such as:
- Understanding what your medical, dental or vision benefits cover
- Help finding in network providers.
- Assistance with prescription or pharmacy issues
- Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
- Claims you believe haven’t been paid properly
Account Team Contacts
Casey Maschue
Producer / Sales Consultant
casey.maschue@nfp.com
814-289-4228
Tracy Tirko
Account Executive
tracy.tirko@nfp.com
814-289-4229