Seyburn Kahn

Table of Content

  1. Header
  2. WELCOME
    1. WELCOME
  3. ELIGIBILITY AND ENROLLMENT
    1. Eligibility
    2. Enrollment
  4. MEDICAL/Rx
    1. Community Blue PPO
    2. BCBSM PPO HSA
    3. Blue Care Network HMO
    4. Additional Resources
  5. VIRTUAL VISITS
  6. HEALTH SAVINGS ACCOUNTS
  7. DENTAL
    1. Pediatric Dental
  8. VISION
    1. Pediatric Vision
  9. FLEXIBLE SPENDING ACCOUNTS
  10. LIFE AND DISABILITY
    1. Basic Life, AD&D and Supplemental Life Insurance
    2. Short Term and Long Term Disability Benefits
  11. PROVIDED TO ALL EMPLOYEES
  12. CONTACT INFORMATION
    1. Carrier Contacts
    2. Contact Us
  13. Footer

Eligibility

All full-time employees working at least 30 hours per week are eligible to participate in the benefit plans offered by SK Detroit Law Partners. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children.


Children are eligible for benefits as follows:


  • Medical, Dental and Vision: Until the last day of the year in which the child turns 26
  • Supplemental Child Life Insurance: Until the last day of the year in which the child turns 26

Enrollment

ENROLLMENT INSTRUCTIONS:

  1. Review the information in this guide and benefit plan summaries.
  2. Login and complete your enrollment through Employee Navigator.
  3. You will not be allowed to make changes after the open enrollment window closes, unless you experience a qualifying life event.


The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Life Events." These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a Qualifying Life Event, you may make changes to your benefits by contacting Human Resources and completing any election changes online within 30 days of the event.


Contact Human Resources if you have questions about Qualifying Life Events.

What is a Qualifying Life Event

What is a Qualifying Life Event

2023 Benefit Guide

2023 Benefit Guide

2023 SK Detroit Law Partners Supplemental Guide

2023 SK Detroit Law Partners Supplemental Guide

Community Blue PPO

The PPO option offers the freedom to see any provider when you need care. When you use providers from within the PPO network, you receive benefits at the discounted network cost. Most expenses, such as office visits, emergency room and prescription drugs are covered by a copay. Other expenses are subject to a deductible and coinsurance.

BCBSM PPO HSA

The PPO HSA Plan is a qualified high deductible health plan (HDHP). It is similar to the PPO Plan in that you have the option to choose any provider when you need care. However, you must satisfy a higher deductible that applies to almost all health care expenses, including those for prescription drugs. All expenses are your responsibility until the deductible is reached, with the exception of preventive care, which is covered at 100% when you visit a physician in the network. Once the deductible is met, you are responsible for coinsurance for medical expenses and a copay for prescription drug expenses.

Enrolling in this plan allows you to contribute tax free dollars to a health savings account (HSA). Any dollars that you (and your employer) wish to contribute can be used towards any eligible medical, Rx, dental and vision expenses that you may incur while covered under the plan.


BCN HMO

An HMO gives you access to doctors and hospitals within the HMO network. But unlike PPO plans, care under an HMO plan is covered only if you see a provider within that HMO’s network. To enroll in the HMO, you must select a primary care physician (PCP), and you must obtain a referral from your PCP for other care.

Additional Resources

You may find the below information helpful.

Member Registration

All Options

Member Registration

All Options

Provider Search

Provider Search

Blue 365

Member Discounts

Blue 365

Member Discounts

Blues Wellbeing

Member Mental Health Resources

Blues Wellbeing

Member Mental Health Resources

Take Charge of Your Diabetes with Livongo

Registration Code: BLUECROSSMISTART

Take Charge of Your Diabetes with Livongo

Registration Code: BLUECROSSMI ...

Custom Select Drug List (PPO)

Custom Select Drug List (PPO)

Custom Select Drug List (HMO)

Custom Select Drug List (HMO)

Aggregate vs. Embedded Deductible

Aggregate vs. Embedded Deductible