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Benefit Period: July 1, 2025 through June 30, 2026
Your One-Stop Hub for All Benefits Information
We are thrilled to support the dedicated employees of the City of Sand Springs with a centralized resource for all your benefits needs. Whether you're exploring your options during open enrollment or seeking quick access to plan details, this page is designed to make your experience easy, informative, and accessible.
This resource is available 24/7—on desktop or mobile—ensuring you stay informed and empowered whenever you need it.
Online Enrollment through Employee Navigator
If this is your first time enrolling, don't worry! You can easily register by clicking on this Registration link. During the registration process, you'll need to enter some personal information, as well as the company identifier: CitofSanSpr2024.
If you're already registered, you can start making changes to your insurance options by clicking on the "Enroll Here" link below.
Benefits Eligibility and Qualifying Events
City of Sand Springs Benefits Program
All full-time employees are eligible to participate in benefits offered by the City of Sand Springs. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include:
A Qualifying Life Event (QLE) is a significant change in a person's life that allows them to make changes to their health insurance outside of the regular open enrollment period. Examples of qualifying life events include:
You must notify HR within 30 days of a QLE to make a change to benefits. If you miss this window, you may have to wait until the next open enrollment to make your updates or changes to benefits.
Medical & Prescription Plans for City of Sand Springs Employees
Welcome to your health benefits! The City of Sand Springs offers you HMO Medical Plans through CommunityCare, tailored to fit your individual needs. You have three great options to choose from:
An HMO plan is a type of health insurance that works through the HMO Select network of doctors and healthcare providers. With an HMO, you will need to choose a HMO Select participating primary care physician (PCP). Your PCP will be your go-to healthcare professional, guiding and coordinating all your care.
When deciding on an HMO plan through CommunityCare, think about what would work best for you. Here are your options:
Your Primary Care Physician (PCP) is a key part of your healthcare journey within the HMO network. Your PCP will:
Choosing an HMO plan with CommunityCare comes with several benefits:
Our HMO plans also include prescription coverage, ensuring you have access to the medications you need. Specific details of the prescription coverage will depend on the plan you select.
Ready to sign up? Follow the City of Sand Springs' enrollment process. Review your options carefully and pick the plan that fits your healthcare needs best.
Choosing the right HMO plan is an important step in maintaining your health and managing your medical costs. We're here to support you in making an informed decision to ensure you get the care you deserve.
Please refer to the formal Summary of Benefits and Coverage (SBC) for additional plan information.
Well Being Resources
Supporting Your Mental and Physical Health
When life gets challenging, don't hesitate to reach out. The Employee Assistance Program (EAP) is here for you and your dependents, offering counseling and consultation services. This resource is designed to help you navigate personal or professional difficulties that may impact your well-being.
You can contact OMAG at 800.624.5544 for immediate assistance or access a wide range of resources on the website eap.lucethealth.com. Make sure to use the Company Code "omag" to access the full suite of services available to you.
The Wise & Well Training Center serves as a resource for employees to enhance their well-being and support their mental and physical health. This center offers a variety of programs and workshops designed to promote a balanced and healthy lifestyle.
If you're in need of a little uplift or want to enhance your overall well-being, visit the Wise & Well Training Center for additional information and to explore the range of programs available to you. Remember, taking care of your mental and physical health is essential for leading a fulfilling and balanced life.
Overview of Benefit Resources, Inc.
Flexible Spending Accounts
Benefit Resources, Inc. (BRI) offers two types of Flexible Spending Accounts (FSAs): Health Care FSA and Dependent Care FSA. These accounts allow you to set aside pre-tax dollars to pay for eligible expenses, reducing your taxable income and saving you money. Keep in mind that the IRS requires new elections each year during open enrollment.
The election you make during open enrollment remains your election for the entire plan year, with payroll deductions occurring throughout the year. Changes to your election can only be made if you experience a qualifying life event, and the request must be consistent with that event.
Dental Benefits Overview
Mutual of Omaha offers comprehensive dental benefits designed to help you and your family maintain good dental health. With this coverage, you can access a wide range of services, and you'll receive greater benefits when you choose to visit a participating in-network dentist.
Maintaining your dental health is a crucial aspect of your overall well-being. It is important to take full advantage of preventive dental visits. Preventive care services are covered at 100% when you visit an in-network provider and are not subject to the annual deductible. This means you can receive essential preventive care without any out-of-pocket expenses.
For more detailed information about how various dental services are covered, please click on the button below to view or download the formal dental benefit summary.
Vision Coverage by Mutual of Omaha
Quality Eye Care with EyeMed Providers
Mutual of Omaha offers comprehensive vision coverage through EyeMed Providers. This plan is designed to help pay for essential eye care services, including eye exams, prescription glasses, and contact lenses.
With Mutual of Omaha Vision, you receive a higher level of benefits when you see a provider within the EyeMed network. This means greater convenience and savings for you and your family.
To maximize your benefits, it is important to visit an in-network EyeMed provider. You can easily find out if your provider is in-network by visiting the website below:
Life & AD&D Overview
Life & AD&D Overview
Summary of Mutual of Omaha Voluntary Worksite Insurance
Benefits are paid directly to you upon the diagnosis of a critical illness. Additionally, it covers preventive check-ups and early diagnosis for serious conditions.
Benefits are paid directly to you upon accidents requiring medical treatment. It also pays you a Wellness Benefit for preventative screenings.
Benefits are paid directly to you when you, your spouse, or child face a hospital stay, helping with unexpected expenses not covered by your plan.