City of Sand Springs

Table of Content

  1. Header
  2. Welcome to Your City of Sand Springs Employee Benefits Resource
    1. Welcome to Your City of Sand Springs Employee Benefits Resource
    2. How to Enroll
    3. Benefits Eligibility & Qualifying Events
  3. Medical & Rx
    1. Summary of Benefits and Coverage (SBC) & Required Notices
    2. Well Being Resources
    3. Virtual Visits
    4. CommunityCare Resources
    5. Anthem Resources
    6. UnitedHealthcare Resources
    7. Cigna Resources
  4. FSA
    1. FSA Forms and Resources
  5. Dental
    1. Dental Summary
  6. Vision
    1. Vision Summary
  7. Life and AD&D
  8. Disability
  9. Voluntary Worksite Insurance
  10. Value Adds
  11. HSA
    1. HSA Forms and Resources
  12. Page
    1. Cost of Benefits
    2. Value Adds 2
    3. CONTACT US
    4. Well Being Resources
    5. Open Enrollment Window: November 21st - December 21st
    6. CommunityCare Resources
    7. Medical
    8. Dental
    9. Vision
    10. Life & AD&D
    11. Disability
    12. American Benefits Group (ABG)
    13. Cancer Policy
    14. Enrollment Forms
  13. Footer

Online Enrollment through Employee Navigator

If this is your first time enrolling, don't worry! You can easily register by clicking on this Registration link. During the registration process, you'll need to enter some personal information, as well as the company identifier: CitofSanSpr2024.

If you're already registered, you can start making changes to your insurance options by clicking on the "Enroll Here" link below.

REMINDER:

  • If you want to take part in a Flexible Spending Account, you need to make an active election each year. Previous elections do not carry over.

 

Benefits Eligibility and Qualifying Events

City of Sand Springs Benefits Program

Eligibility

All full-time employees are eligible to participate in benefits offered by the City of Sand Springs. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include:

  • Your legal spouse
  • Children up to age 26 (regardless of student status, marital status, residence, or financial dependence on you)
  • An unmarried disabled child incapable of self-support

Qualifying Events

A Qualifying Life Event (QLE) is a significant change in a person's life that allows them to make changes to their health insurance outside of the regular open enrollment period. Examples of qualifying life events include:

  • Marriage
  • Divorce
  • The birth of a child
  • Loss of health coverage
  • A change in employment status

You must notify HR within 30 days of a QLE to make a change to benefits. If you miss this window, you may have to wait until the next open enrollment to make your updates or changes to benefits.

Medical & Rx

Medical & Prescription Plans for City of Sand Springs Employees

Welcome to your health benefits! The City of Sand Springs offers you HMO Medical Plans through CommunityCare, tailored to fit your individual needs. You have three great options to choose from:

Health Maintenance Organization (HMO) Plans

An HMO plan is a type of health insurance that works through the HMO Select network of doctors and healthcare providers. With an HMO, you will need to choose a HMO Select participating primary care physician (PCP). Your PCP will be your go-to healthcare professional, guiding and coordinating all your care.

Choosing Your Plan

When deciding on an HMO plan through CommunityCare, think about what would work best for you. Here are your options:

  • Option 1: Buy Up Plan IDEA Plus 1 LG
  • Option 2: Base Plan IDEA Plus 3 LG
  • Option 3: High-Deductible Plan IDEA Plus 6 CR17

Understanding Your PCP

Your Primary Care Physician (PCP) is a key part of your healthcare journey within the HMO network. Your PCP will:

  • Provide preventive care and routine check-ups
  • Diagnose and treat medical conditions
  • Coordinate referrals to specialists within the network

Benefits of HMO Plans

Choosing an HMO plan with CommunityCare comes with several benefits:

  • Lower out-of-pocket costs
  • Access to a network of trusted healthcare providers
  • Simplified care coordination through your PCP
  • Preventive care services included

Prescription Coverage

Our HMO plans also include prescription coverage, ensuring you have access to the medications you need. Specific details of the prescription coverage will depend on the plan you select.

Enrollment Information

Ready to sign up? Follow the City of Sand Springs' enrollment process. Review your options carefully and pick the plan that fits your healthcare needs best.

Choosing the right HMO plan is an important step in maintaining your health and managing your medical costs. We're here to support you in making an informed decision to ensure you get the care you deserve.

What is a HMO?

What is a HMO?

Prescription Overview

Prescription Overview

2025 CommunityCare Benefit Booklet

2025 CommunityCare Benefit Booklet

2025 CommunityCare Benefit Booklet

2025 CommunityCare Benefit Boo ...

CommunityCare Formulary Reference Guide

CommunityCare Formulary Reference Guide

CommunityCare Formulary Reference Guide

CommunityCare Formulary Refere ...

2025 Insure Oklahoma Brochure

2025 Insure Oklahoma Brochure

2025 Insure Oklahoma Brochure

2025 Insure Oklahoma Brochure

CommunityCare Mobile App Flyer

CommunityCare Mobile App Flyer

CommunityCare Mobile App Flyer

CommunityCare Mobile App Flyer

FSA

Overview of Benefit Resources, Inc. 

Flexible Spending Accounts

Health Care and Dependent Care Flexible Spending Accounts (FSA)

Benefit Resources, Inc. (BRI) offers two types of Flexible Spending Accounts (FSAs): Health Care FSA and Dependent Care FSA. These accounts allow you to set aside pre-tax dollars to pay for eligible expenses, reducing your taxable income and saving you money. Keep in mind that the IRS requires new elections each year during open enrollment.

Contributions

The election you make during open enrollment remains your election for the entire plan year, with payroll deductions occurring throughout the year. Changes to your election can only be made if you experience a qualifying life event, and the request must be consistent with that event.

Health Care FSA

  • Maximum annual contribution: $3,300
  • Full election amounts available on July 1
  • Unused balances over $660 at the end of the plan year will be forfeited
  • Eligibility: All benefit-eligible employees, except those or their spouses contributing to an HSA
  • Funds can be used for out-of-pocket healthcare costs (medical, dental, vision, hearing, prescriptions, and certain over-the-counter items)

Dependent Care FSA

  • Maximum annual contribution: $5,000 (or $2,500 if married and filing separate tax returns)
  • Funds are available only once deposited into the FSA
  • Funds can be used to pay for out-of-pocket childcare expenses while you are working, for children under 13 years old
  • Unused balances cannot be rolled over and will be forfeited

What is an FSA?

What is an FSA?

What is a Dependent Care FSA?

What is a Dependent Care FSA?

FSA Forms and Resources

2025 FSA Overview

2025 FSA Overview

2025 Dependent Care Overview

2025 Dependent Care Overview

2025 FSA Packet

2025 FSA Packet

BRI Portal Registration Instructions

BRI Portal Registration Instructions

Value Adds

Hearing Program Flyer

Mutual of Omaha

Hearing Program Flyer

Mutual of Omaha

Financial Wellness Flyer

Mutual of Omaha

Financial Wellness Flyer

Mutual of Omaha

ID Theft Flyer

Mutual of Omaha

ID Theft Flyer

Mutual of Omaha

Legal Will Preparation Flyer

Mutual of Omaha

Legal Will Preparation Flyer

Mutual of Omaha

Travel Assistance Flyer

Mutual of Omaha

Travel Assistance Flyer

Mutual of Omaha

Cost of Benefits