Benefits Open Enrollment
Open Enrollment is your opportunity to evaluate your current benefit elections and make changes for the new plan year. You are given an Open Enrollment opportunity each year for a June 1 renewal.
Please review the Open Enrollment Overview for enrollment instructions.
Open Enrollment paperwork is due to HR by May 23rd.
Changes This Year
The Housing Authority is committed to offering a comprehensive employee benefits program that helps our employees stay healthy, feel secure and maintain a work-life balance.
Medical Benefits: Our medical plans incurred a significant increase this year, so we’re changing the network for our Silver and Gold plans to Blue Advantage. Blue Advantage is a smaller network but comes with lower premiums due to deeper negotiated discounts. This means less out of pocket for you, with no change in benefits.
Please refer to your Benefits Guide and Summaries of Benefits & Coverage (SBCs) for more detail.
Your Cost Per Paycheck: Our medical premiums are increasing, so you’ll see a change to your cost per pay for this benefit. No other benefit incurred a rate increase; however, you may see an increase to your Voluntary Life and Critical Illness payroll deductions if you advanced to a new age band.
Insure Oklahoma
AFFORDABLE HEALTH INSURANCE FOR EMPLOYEES IN OKLAHOMA
Health insurance can be expensive, even if you and your employer split the cost. Insure Oklahoma keeps businesses and working adults strong by helping them pay for health coverage. The Employer-Sponsored Insurance program can save you 60 percent or more on health insurance premiums.
Through this state-operated program, premiums for Sac & Fox's Platinum plan are split between the casino and Insure Oklahoma (60 percent or more). Insure Oklahoma’s share is paid with state tobacco tax and federal matching dollars.
You may be able to get assistance in paying premiums for qualified family members, too.
HOW TO QUALIFY
To qualify for Insure Oklahoma’s Employer-Sponsored Insurance program, you must work for a business that has already been approved by Insure Oklahoma, and:
- Be between the ages of 19 to 64
- Be an Oklahoma resident and meet citizenship guidelines
- Have an annual gross household income within the Employer-Sponsored Insurance income guidelines
- Not be enrolled in Medicare or Medicaid
- Contribute up to 15 percent of monthly premium cost for yourself, and up to 15 percent of premium cost for qualified dependents (but the total premium won’t be more than 3 percent of your annual gross household income).
HOW IT WORKS
Insure Oklahoma sends its share of the premium to your employer every month. Your employer deducts your 15% share from your paycheck and combines those shares with the employer's to pay the insurance company. You can use your health plan’s benefits and network of doctors to stay healthy.
Quick Reminder
If you were previously approved for Insure Oklahoma, you will need re-apply online on your one-year anniversary of approval. Go to www.insureoklahoma.org and click “Apply”. You must re-apply every year, or eligibility will end.
Benefits Overview
As a full-time employee, you are eligible for the comprehensive benefits available to you and your family.
Resources Available
This Benefits Open Enrollment Microsite contains all the necessary benefit summaries and forms required to enroll or make changes to your current elections.
Please be sure to:
- Review your benefits overview, which highlights the comprehensive coverage available to you and your family.
- Refer to your Summaries of Benefits and Coverage, for more benefit details.
How To Enroll and Forms
Be sure to attend the open enrollment meeting to get your benefits packet.
For currently enrolled Employees, your benefits packet includes your personal Benefits Statement, which reflects your current benefit elections and payroll deductions. It also includes your personal benefits enrollment/change form. Please complete this form and return to HR by the open enrollment deadline. Note: Your benefits statement and enrollment form might not reflect any recent election changes.
For newly benefit eligible Employees, your packet includes a benefits application. Please complete this form and return to HR no later than your 60th day of employment.
ACTION REQUIRED
Everyone is required to complete a new benefits application. You can find your custom form in your benefits packet.
Anyone that thinks they may qualify for the Insure Oklahoma program, must apply online.
Your applications must be submitted to HR and online enrollments done by May 23rd.
BCBS of Oklahoma
Having access to high quality, affordable health care is a great concern for most people. That’s why we are pleased to offer employee and their families, comprehensive medical coverage administered by Blue Cross & Blue Shield of Oklahoma (BCBS).
Freedom to Choose
You can choose between three medical plans. Note: Keep in mind that plan changes can only be made during open enrollment.
Summaries of Benefits & Coverage can be found, below.
Symetra
As your employer, we automatically provide a certain level of life insurance coverage for you and give you the opportunity to purchase additional coverage for you and your dependents.
Employees who wish to supplement their basic life insurance benefit, may purchase additional coverage.
Annual Voluntary Life Benefit Increase:
Employees that elected this coverage during their initial enrollment period, have the option to elect $10,000 to $50,000 (not exceed the guaranteed issue amount) additional coverage, during open enrollment, without having to prove insurability. This benefit is not available for your spouse or dependent children.
If you didn't elect this benefit, when first eligible, and decide to enroll during open enrollment, you will have to prove insurability by completing an online Evidence of Insurability (EOI). The link for this form can be found in the "How to Enroll and Forms" section. Underwriting will notify you of approval or denial of coverage.
How to File a Claim with Symetra
Learn how to file a claim for Life and Disability.
NortonLifeLock
NortonLifeLock Benefit Plans help protect your identity, online privacy and personal devices.
Identity theft protection and more - for the whole family. You and your family share all kinds of personal, private, and sensitive information online everyday. Your information is valuable to you — and it’s also valuable to cybercriminals.
NortonLifeLock provides comprehensive protection features to help you feel safer in your digital life.
Aflac
Contact your Aflac Representative regarding these benefits. They will answer any questions you may have, and take care of enrolling, changing or cancelling your policies.
Your Aflac Representative is Shane Owen. He can be reached at 405-308-3883 or shane_owen@us.aflac.com.
Contact Us
While we are interested and concerned about the health of our employees and their dependents, we have HIPAA Privacy Compliance obligations which limit the information shared with us. NFP is available to assist you with claims issues or any other issues you have concerning our benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company, first, to see if you can resolve it on your own. If not, then you need to contact our broker for further assistance.
Housing Contacts
Tommi Grass
tgrass@hasfn.net
405-275-8200