Specialty Telecommunication Services

Table of Content

  1. Header
  2. Page
    1. Welcome
    2. Benefits Overview
    3. Enrollment
    4. Medical & Rx
    5. Dental & Vision
    6. Life and AD&D
    7. Voluntary Benefits
    8. Employer Required Notices
    9. Contact Us
  3. Footer

Welcome

Specialty Telecommunication Services (STS) is dedicated to providing an affordable and competitive benefit program that promotes good health for employees and their families. STS offers a range of benefits that are designed to support both your financial and physical wellbeing. Every year, we evaluate and update our benefit programs to ensure that we offer the best combination of coverage, network access, and affordability to our employees.

Open Enrollment begins November 7, 2024 and closes November 18, 2024. You must complete and sign an enrollment form by November 28, even if you are waiving coverage.

Benefits Overview

We recommend going through the STS 2024 Open Enrollment Employee Benefits Guide and watch the 20-minute Benefit Presentation to obtain detailed information about all the benefits available to you. Additionally, you can refer to the Tri-Fold document for a brief summary overview of the benefits.

STS Employee Benefit Guide

STS Employee Benefit Guide

STS Benefit Presentation

STS Benefit Presentation

STS Benefit Tri-Fold

STS Benefit Tri-Fold

Enrollment

How To Enroll In Benefits

If you wish to make any changes during open enrollment, please complete the paper form available in this section and submit it to Chanda by November 28, 2024. This is a PASSIVE enrollment, meaning you do not need to submit anything if you want to maintain your current benefits.

The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.

You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.

Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.

BCBS Enrollment Form

Medical

BCBS Enrollment Form

Medical

Delta Dental Enrollment Form

Dental Enrollment

Delta Dental Enrollment Form

Dental Enrollment

VSP Enrollment Form

Vision

VSP Enrollment Form

Vision

Dearborn Enrollment Form

Life Insurance

Dearborn Enrollment Form

Life Insurance

Mutual of Omaha Enrollment Form

Accident Policy

Mutual of Omaha Enrollment Form

Accident Policy

Medical & Rx

[CARRIER/TPA]

Blue Cross and Blue shield will administer your medical and prescription drug benefits this year. Due to our continued desire to improve your total benefits package, we have maintained your medical plan from Blue Cross and Blue Shield.


To find out if your provider is in-network, please visit the BCBS Provider button above.

BCBS $1000 Deductible SBC

BCBS $1000 Deductible SBC

MDLive Virtual Visit Flyer

MDLive Virtual Visit Flyer

Dental & Vision

Specialty Telecommunication Service's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Delta Dental PPO Plus Premier Network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.


To find out if your provider is in-network, please select the Delta Dental Provider Search button above.


Specialty Telecommunication Service's vision plan provides comprehensive coverage to help you and your family maintain good vision health. Providers are part of the VSP Signature Network, or you may see an out-of-network vision provider of your choice. If you go out-of-network, your out-of-pocket costs will be greater, as benefits for out-of-network service are lesser than in-network benefits.


To find out if your provider is in-network, please select the VSP Vision Provider Search button above.

Delta Dental

Benefit Summary

Delta Dental

Benefit Summary

VSP Vision

Benefits Summary

VSP Vision

Benefits Summary

Life and AD&D

STS offers Basic & Voluntary Life/AD&D coverage through Dearborn National.


Basic Life/AD&D (100% Employer Paid Benefit)

Employees are eligible for $50,000 of coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.


Voluntary Life/AD&D (Employee Paid)

A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.


Please consult your Employee Benefits Guide and review the benefit summaries for additional details.

Life and AD&D

Dearborn

Life and AD&D

Dearborn

Supplemental Life Rate Grid

Dearborn

Supplemental Life Rate Grid

Dearborn

Voluntary Benefits

STS provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employee.

Accident Overview

Accident Overview

Accident

Mutual of Omaha

Accident

Mutual of Omaha

Accident Claim Form

Mutual of Omaha

Accident Claim Form

Mutual of Omaha

Employee Assistance Program

EAP Mutual of Omaha

Employee Assistance Program

EAP Mutual of Omaha

Travel Assistance

EAP Mutual of Omaha

Travel Assistance

EAP Mutual of Omaha

Will Prep

EAP Mutual of Omaha

Will Prep

EAP Mutual of Omaha

Employer Required Notices

Please take a moment to review the Annual Employer Required Notices for the 2024-2025 plan year.

Open Enrollment Notices

Open Enrollment Notices

Contact Us

As you evaluate your benefit choices, it is important to review all the information that is available to you, including the Employee Benefits Guide, Voice Over Presentations, and flyers that are accessible from this webpage. If you have any questions or require assistance in understanding your benefits, please do not hesitate to contact HR.

Client Contacts

CC

Chanda Curtis

chandacurtis@stsllc.org

405-753-7169