Table of Content
- Header
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Page
- Welcome
- Benefits Overview
- Enrollment
- Medical & Rx
- Dental & Vision
- Life and AD&D
- Voluntary Benefits
- Contact Us
- Footer
Welcome
Specialty Telecommunication Services (STS) remains committed to providing a competitive, cost-effective benefit program. Helping you and your family reach and maintain good health is very important to Specialty Telecommunication Services (STS). STS is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Open Enrollment begins October 24th, 2022 and closes November 4th, 2022.
Benefits Overview
Please review your STS 2023 Open Enrollment Employee Benefits Guide and watch the 15 minute Benefit Presentation for information on all of your benefits.
STS Benefit Presentation
STS Benefit Presentation
Enrollment
Any changes you would like to make during open enrollment need to be by paper form located in this section and submitted to Chanda or Melissa by November 4, 2022. This is a PASSIVE enrollment which means you don't have to submit anything if you want to keep all benefits as they are currently.
The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.
You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.
Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.
Medical & Rx
Blue Cross and Blue shield will administer your medical and prescription drug benefits this year. Due to our continued desire to improve your total benefits package, we have maintained your medical plan from Blue Cross and Blue Shield.
To find out if your provider is in-network, please visit the BCBS Provider button above.
Dental & Vision
Specialty Telecommunication Service's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Delta Dental PPO Plus Premier Network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.
To find out if your provider is in-network, please select the Delta Dental Provider Search button above.
Specialty Telecommunication Service's vision plan provides comprehensive coverage to help you and your family maintain good vision health. Providers are part of the VSP Signature Network, or you may see an out-of-network vision provider of your choice. If you go out-of-network, your out-of-pocket costs will be greater, as benefits for out-of-network service are lesser than in-network benefits.
To find out if your provider is in-network, please select the VSP Vision Provider Search button above.
Life and AD&D
STS provides you with Basic & Voluntary Life/AD&D coverage through Dearborn National.
Basic Life/AD&D
Employees are eligible for $50,000 of coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.
Voluntary Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Please consult your Employee Benefits Guide and review the benefit summaries for additional details.
Voluntary Benefits
STS provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employee.
Accident Overview
Accident Overview
Contact Us
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Voice Over Presentations and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact HR.