Table of Content
- Header
-
Welcome
- Open Enrollment
- Transitioning To The New Cigna Medical Plan
- Wellbeing
-
Eligibility & Enrollment
- Eligibility
- Enrollment
-
Medical & Rx
- Medical/Rx Plans Overview
- Wellness Incentives
- Disease Management
- Cost Containment Prescription Programs
- Carrier Resources & Education
-
Accounts
- Health Savings Account (HSA)
- Flexible Spending Accounts (FSA)
- Dependent Care Account (DCA)
- Commuter
-
Dental
- Dental Plans Overview
- Providers & Networks
- Carrier Resources & Education
-
Vision
- Network & Resources
-
Financial Protection
- Life/AD&D
- Disability
- Voluntary Benefits
-
Personal Support & Assistance
- Employee Assistance Plan (EAP)
- Travel Assistance
- InsurChoice Marketplace
- 401k
- Additional Educational Videos
- Have Questions?
- Footer
Open Enrollment is from November 6, 2023 through November 17, 2023. This is the time of year where you can elect new plans with AITX. You may switch between plans and make changes without being required to have a qualifying life event. Please also keep in mind the following when making your elections for 2024.
THIS IS AN ACTIVE ENROLLMENT! You must make an active election for all benefits
Open Enrollment meetings will be held as follows:
St. Peters - December 4-6th
Chicago - December 4-6th
All FULL-TIME employees working on average of at least 35 hours per week (30 hours per week for medical) are eligible to participate in the benefit plans offered by AITX. Newly hired employees are eligible to enroll 30 days from their date of hire. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, domestic partner and children.
Verification of Eligibility
Action Required: All elections must be completed by November 17, 2023
THIS IS AN ACTIVE ENROLLMENT! You must make an active election for all benefits
ENROLLMENT INSTRUCTIONS:
- Review your benefit information included on this site
- Log into your CBIZ Account
- Follow instructions and enroll in your benefits
- Make sure to save your elections and save/print your confirmation statement.
The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Life Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.
Life Events Include
If interested please click on the link below to complete an application. Applying is easy and takes less than five minutes. The screening questions confirm if you are clinically eligible and benefit eligible.
American Benefits | www.amben.com
The Flexible Spending Account (FSA) allows you to set aside pre-tax dollars to pay for eligible medical and/or dental and vision expenses. The nice part about an FSA is you have access to the full annualized amount on day one! The election you make cannot be changed throughout the year unless the change aligns with the qualifying event.
There are two types of FSA options:
- Full FSA: To pay for qualifying medical, dental, and vision expenses. This type of FSA is only available if you do not have an HSA.
- Limited Purpose FSA: To pay for qualifying dental, vision, and post-deductible medical expenses. This type of FSA is available for those who have an HSA.
Plan Details are as follows:
- You can contribute up to $3,200annually.
- If you enroll in an HSA plan, you will be eligible for the Limited Purpose FSA only which can be used for qualifying dental and vision expenses.
- You have access to your full annualized election amount on day one.
The Dependent Care Account (DCA) allows you to set aside pre-tax dollars to pay for eligible dependent care expenses. Qualifying expenses include daycare, nursery & preschool tuition, summer day camps, and more!
The election you make cannot be changed throughout the year unless the change aligns with the qualifying event. For example, you can increase your contribution if you add another member to your family through birth or adoption, however, you cannot decrease your contribution for this type of life event.
Plan Details are as follows:
- You can contribute up to $5,000 annually or limited to $2,500 if you are married and file separate tax returns.
- You only have access to the funds of which you have paid into the account.
- Any unused funds are forfeited.
Note: In order for expenses to qualify for reimbursement, both you and your spouse (if applicable) must be working, looking for work or attending school full time during the period for which you are requesting reimbursement.
Commuter
Commuted Benefits allow you to pay for eligible transit and parking expenses with pretax dollars. Since they are deducted before federal income taxes and Social Security taxes are calculated, your taxable income is lowered; you pay less tax in each paycheck; and you reimburse yourself with tax-free money from your account.
The Hartford
(800) 549-6514 | www.thehartford.com
A sudden accident or death can leave you or your loved ones in a vulnerable position. AITX provides all eligible employees Basic Life and Accidental Death & Dismemberment (AD&D) coverage in the amount of 1 time's your annual salary up to $500,000 at no cost to you. Employees have the opportunity to enroll in additional Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
The Hartford
AITX provides both Short & Long Term Disability benefits through The Hartford
For access over the phone, simply call toll-free 800-96-HELPS (800-964-3577) or visit guidanceresources.com to access hundreds of personal health topics and resources for childcare, elder care, attorneys or financial planners.
If you’re a first-time user, click on the Register tab.
- In the Organization Web ID field, enter: HLF902
- In the Company Name field at the bottom of personalization page enter: ABILI
- After selecting “Ability Assist program”, create your own confidential username and password
InsurChoice Marketplace
401k
T.Rowe Price
Have Questions?
Your NFP Claims Advocate
Our group insurance benefits are managed by NFP. AITX has a dedicated Claims Advocate, Nyisha Learperl, whose role is to assist you with any issues or problems you may be having with your medical/Rx, dental, or vision benefits. For example, you may have trouble reading a statement from the carrier or think that your doctor’s office is not charging you correctly. Our Claims Advocate can explain your benefits and acts on your behalf when communicating with the insurance carrier or physician’s office.
