Table of Content
- Header
-
WELCOME
- SAM Employee Engagement Program
- HOW TO ENROLL
- ELIGIBILITY
- QUALIFYING LIFE EVENTS
- MEDICAL
- Medical Plan Options
- UNDERSTANDING YOUR BENEFITS
- SBCs
- HSA
- DENTAL
- Dental Chart
- VISION
- Vision Chart
- LIFE AND AD&D
- WELLNESS - GO365
- MORE BENEFITS
- REQUIRED NOTICES
- Footer
PLAN YEAR: 03/01/2023 – 02/29/2024
This Benefits Hub was designed to be an interactive, centralized resource for you and
your dependents to visit both during open enrollment and throughout the year.
Your Hub will serve as your go-to resource for benefits-related questions. You’ll be able to access enrollment information,
important benefit documents, and various tools to help you understand your benefit offerings.
OPEN ENROLLMENT: 02/07/2023 – 02/15/2023
NETWORK: NPOS 
(PPO Network for any employee electing Medical Plan with Invitro Rider)
How do I find an In-Network Provider? Use the helpful link below!
In-Network providers can also be found on your provider’s website at finder.humana.com under “Find healthcare providers in our network" then you can search by provider/facility name or search by specialty.
With the Humana plans, you and your dependents can visit any provider, in network or out, without a referral. However, when you stay in network, Humana will handle the claims and offers lower, contracted rates. Three of the medical plans utilize the Humana National POS – OpenAccess Network of providers and the one PPO with Invitro Rider plan utilizes the Humana ChoiceCare - PPO Network.
Watch this video to learn more about your plans!
Did You Know?
- Preventive Services are covered at 100% In-Network and copays & deductibles do not apply.
- You pay less out of pocket if you receive care from an In-Network provider.
- You do not need a referral to see a Specialist.
Looking for more details about how items are covered? Please refer to the formal Summary of Benefits and Coverage (SBC) below. There is one for each plan!
How do I find an In-Network Provider? Use the helpful link below!
- When you receive services from a dentist in our network, your cost may be lower. Network dentists agree to lower their fees for dental services and not charge you the difference. You’ll have access to the Principal Plan Dental network, with more than 117,000 dentists nationwide. Click the link below to find a dentist or call 800-247-4695.
Did You Know?
- You have the freedom to select the dentist of your choice; however, when you visit a participating in-network dentist, you will have lower out-of-pocket costs, no balance billing, and claims will be submitted by your dentist on your behalf.
Pre-treatment Estimate
- If your dental care is extensive and you want to plan ahead for the cost, you can ask your dentist to submit a pre-treatment estimate. While it is not a guarantee of payment, a pre-treatment estimate can help you predict your out-of-pocket costs.
Looking for more details about how items are covered? Click on the links below to view the formal Benefit Summary.
NETWORK: VSP Choice
How do I find an In-Network Provider? 
- Use the helpful link below! In-Network providers can also be found on your provider’s website by visiting www.vsp.com.
DID YOU KNOW?
Eyes can give doctors a clear picture of overall wellness. That’s why vision care—and vision benefits—can help employees stay healthy. A comprehensive eye exam can detect early signs of serious health problems, such as:
- Diabetes
- Heart disease
- High blood pressure
- High cholesterol
- Glaucoma and cataracts
Looking for more details about how items are covered? Click on the link below to view the formal Benefit Summary.
Federal regulations require employers to provide certain notifications and disclosures to all eligible employees. The booklet linked below is dedicated to those disclosures for 3/1/2023 – 2/29/2024. If you have any questions or concerns please contact your HR Department.
If you (and/or your dependents) have Medicare or will become eligible for Medicare in the next 12 months, a Federal law gives you more choices about your prescription drug coverage. Please see page 4 of the Required Notices packet for more information about your options.