Ross Controls

Table of Content

  1. Header
  2. Page
    1. WELCOME
    2. OVERVIEW
    3. ENROLLMENT
    4. MEDICAL
    5. TELEMEDICINE
    6. HEALTH SAVINGS ACCOUNTS
    7. DENTAL
    8. VISION
    9. FLEXIBLE SPENDING ACCOUNT
    10. LIFE & DISABILITY
    11. VOLUNTARY BENEFITS
    12. UNDERSTANDING YOUR BENEFITS
    13. CONTACT US
  3. Footer

WELCOME

Helping you and your family reach and maintain good health is very important to Ross. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.

OVERVIEW

Ross is committed to providing a competitive, cost-effective benefit program for employees and their families.

Please review our 2023 Open Enrollment benefit materials below for information on benefits available to you.

ENROLLMENT

Action Required: All elections must be submitted by Friday, December 2nd. The benefits you elect during Open Enrollment will be effective from January 1, 2023 - December 31, 2023.


Remember: The benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.    

You can, however, modify your elections under certain circumstances, called “Qualifying Life Event”. These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child. Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.

What are Qualifying Life Events?

What are Qualifying Life Events?

MEDICAL

Blue Cross Blue Shield of Michigan

Below is an overview of the plan, for more information see attached Summary of Benefits Coverage (SBC).




When using the Find a Doctor link, you will be prompted to enter your location, then click back at the top right hand side of the page to select a plan type, you will select the first PPO option (under Group Health Plans).

Summary of Benefits (SBC)

Summary of Benefits (SBC)

Benefits at a Glance (BAAG)

Benefits at a Glance (BAAG)

What is a PPO?

Preferred Provider Organization

What is a PPO?

Preferred Provider Organizatio ...

Prescription Drug Overview

Prescription Drug Overview

What is an HDHP?

The PPO HSA is a HDHP (High Deductible Health Plan) which allows employees to contribute to an HSA (Health Savings Accou ...

What is an HDHP?

The PPO HSA is a HDHP (High De ...

TELEMEDICINE

Ross provides those employees who are covered by the BCBS medical plan access to virtual visits with BCBSM Online Visits. BCBSM Online Visits provide members the opportunity to receive medical and mental health care from the comfort of your own home. With BCBSM Online Visits, eligible employees and dependents have access to board certified doctors, psychiatrists and licensed therapists 24 hours a day, 7 days a week, 365 days per year.


How Much Does It Cost?

HDHP/HSA Plan: Services will be subject to your deductible and coinsurance; applicable charges until you have satisfied your deductible are as follows:

Virtual Medical Visits are $59; Virtual Therapy visits are $85-$99; Virtual Psychiatry is $199 for the initial visit and $95 for follow up visits.

Prescriptions: If prescribed during a virtual visit, applicable Rx cost sharing will apply based on which medical plan you are enrolled in.