Welcome

Helping you and your family reach and maintain good health is very important to Rineair Heating & Air. Rineair Heating & Air is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Rineair Heating & Air. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.



Administrative Cover Page

Administrative Cover Page

Overview

Rineair Heating & Air remains committed to providing a competitive, cost-effective benefit program.


Please review and sign your 2022 Rineair Heating & Air Annual Notices.

Annual Notices

Annual Notices

ERISA

ERISA

Enrollment

How To Enroll In Benefits

Action Required:


All elections must be submitted by 07/30/2022. The benefits you elect during open enrollment will be effective from 07/01/2022 - June 30/2023.


The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.



Enrollment/Change Form

Enrollment/Change Form

MEDICAL

MMO COSE MEWA

MMO COSE MEWA will administer your medical and prescription drug benefits this year.


To find out if your provider is in-network, please visit the MMO COSE MEWA website below.

PPO Overview

PPO Overview

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

DENTAL

MMO COSE MEWA Dental Plan

Rineair Heating & Air's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the MMO COSE MEWA network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.


To find out if your provider is in-network, please visit the MMO COSE MEWA website below.

How Does Dental Insurance Work?

How Does Dental Insurance Work?

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How To Read An EOB (Explanation of Benefits)

How To Read An EOB (Explanation of Benefits)

Contact Us

As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:



Client Contacts

RR

Ron Rineair

ron@rineairhvac.com

(513) 474-2454

Account Team Contacts

CK

Colleen Koch

Account Manager

colleen.koch@nfp.com

513-725-2308

TH

Tina Harris

Account Manager

tina.harris@nfp.com

5132329992