Rich Energy Services, LLC (an Ohio Corporation)

Table of Content

  1. Header
  2. Page
    1. Welcome
    2. Overview
    3. Enrollment
    4. MEDICAL
    5. HSA
    6. UNDERSTANDING YOUR BENEFITS
    7. Plan Details
    8. Contact Us
  3. Footer

Welcome

Helping you and your family reach and maintain good health is very important to Rich Energy Services, LLC (an Ohio Corporation). Rich Energy Services, LLC (an Ohio Corporation) is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Rich Energy Services, LLC (an Ohio Corporation). When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.



Overview

Rich Energy Services, LLC (an Ohio Corporation) remains committed to providing a competitive, cost-effective benefit program.

Please review and sign your 2023 Rich Energy Services, LLC (an Ohio Corporation) Annual Notices.

ERISA

ERISA

Annual Notices Packet

Annual Notices Packet

Annual Notices Signature from

Annual Notices Signature from

Enrollment

How To Enroll In Benefits

Action Required:


All elections must be submitted by 01/30/2023. The benefits you elect during open enrollment will be effective from 01/01/2023-12/31/2023.


The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.


Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.

MMO Enrollment and Change Form

MMO Enrollment and Change Form

MEDICAL

Medical Mutual of Ohio

Medical Mutual of Ohio will administer your medical and prescription drug benefits this year.

To find out if your provider is in-network, please visit the Medical Mutual of Ohio website below.

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

HDHP vs PPO

HDHP vs PPO

What is a HDHP with HSA?

What is a HDHP with HSA?

HSA

The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to an HSA you reduce your taxable income, so you pay less in taxes — which saves you money.


HEALTH SAVINGS ACCOUNT (HSA)

  • You may contribute up to $3,750 annually as an individual or $7,750 as a family
  • You must be enrolled in a qualified HSA-eligible health plan, but you or your spouse may not participate in an FSA or Health Reimbursement Account (HRA)


How the HSA Plan Works

You may use your HSA funds to pay for eligible medical, prescription drug, dental or vision expenses. Unused funds remain in your account for future use and roll over each calendar year. You can change your HSA contribution at any time during the plan year for any reason.

What is an HSA?

What is an HSA?

HSA vs. FSA

HSA vs. FSA

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How To Read An EOB (Explanation of Benefits)

How To Read An EOB (Explanation of Benefits)

Contact Us


Client Contacts

JM

John Marrocco

john@richenergy.net

(513) 271-1460