NFP is the Investment Advisor for your company sponsored retirement plan and we can
help you with all of your retirement planning goals.
Plan Overview – How to get enrolled, change your contributions, access your account online,
overview of the plan features.
Retirement Planning – Determine how much you need to retire, calculate if you are on track, discuss
how to make changes to meet your goals.
Investment Advice – Risk tolerance assessment, review your current investments, provide investment
advice and customize a plan for you.
Consolidating – Review of all your retirement accounts (IRA’s, prior employer retirement plans),
provide rollover assistance & consolidation.
Budgeting – Create a plan that works for you, determine what debt to pay down first, review and
assist with outstanding student loans.
Financial Solutions – Estate planning, IRA’s, life insurance, annuities, 529 college planning.
Plan Eligibility – You will be eligible to participate in the Plan when you have completed 6 months of service and have attained age 19. Your Entry Date will be the first day of the quarter coinciding with, or next following, the date you satisfy the eligibility requirements.
Auto-Enroll: Once eligible, you will be enrolled in the Plan with an automatic deferral of 4% of your compensation each payroll period unless you opt out of the Plan.
Auto-Increase: Your deferral amount will be increased by 1% per year up to a maximum of 7% of compensation.
Company Contribution: Your employer offers a year end company contribution.
Traditional & Roth Contribution: You can contribute to your retirement plan as a Traditional pre-tax contribution or as a Roth after-tax contribution, or a combination of both.
Investments: You have a variety of investment choices within your 401(k) Plan. You will be auto enrolled into a Target Date Fund that aligns with your retirement age (with an assumption of 65 years old). You can re-direct those investments to any investment option offered within the Plan. Your investment options are listed on your Principal participant portal.
You can access your account by visiting the Principal site, or by calling Principal participant services at 800-547-7754. You can access the Principal site for the following services:
To access the Principal site, go to principal.com and select the blue "log in button" or click the link below! If it is your first time logging in, make sure to hit the "Create an Account" link to set up your online account.
To begin your enrollment online - go to principal.com or click on the link below.
To access your account for the first time click the login button, then select the "Create an account" link. When asked what type of account to create, select individual. Follow the prompts and enter your information to register.
Once online to complete your enrollment you will
If you have any questions, or need help with the enrollment process, do not hesitate to contact your NFP advisors!
Looking to learn more about your plan, and then some? Check out the resources below. If you can't find what you are looking for - let us know!