Real Res

Table of Content

  1. Header
  2. Page
    1. What' New for 2022!
    2. Benefit Overview
    3. How to Enroll?
    4. Medical
    5. Dental
    6. Vision
    7. Life & STD
    8. FSA & HSA
    9. Additional Benefits
    10. Plan Details
    11. Contact Us
  3. Footer

What' New for 2022!

United Healthcare is the NEW carrier for the Basic life Life/AD&D benefit and Voluntary Life/AD&D Benefit

  • NEW Company Paid Life/AD&D for all full-time employees - $25,000
  • NEW Carrier for Voluntary Life/AD&D for employees, spouse and dependents at lower premiums.
  • NOTE: Minimum participation MUST BE MET

How to Enroll?

How To Enroll In Benefits



ENROLLMENT INSTRUCTIONS:


You will receive an Email with a link to Ease. Click the blue “login” button with the email message to be directed to the enrollment portal.

1.Enter your User ID and password

If you do not remember your User ID and Password please contact Kelli Krise with NFP at Kelli.Krise@nfp.com.

2.Follow instructions and enroll in your benefits

3.Make sure to sign your forms, save your elections and print your confirmation statement.

READY TO ENROLL?


Click on Go to www.realres.ease.com


Click Here to Login to Ease

Click Here to Login to Ease

Medical

United Healthcare

Medical/RX: 3 new plan designs provided through United Healthcare

  • Plan 1* - 70% HMO: $6,000/$12,000 ded NHP network. (PCP)
  • Plan 2* - 80% HSA HMO: $5,000/$10,000 ded NHP network. (PCP)
  • Plan 3 - 80% PPO: $1,000/$2,000 ded Choice Plus Network.

Notes: Plans 1 & 2 require designation of a Primary Care Physician (PCP) who participates in Neighborhood Health Partnership Network (NHP). No referrals are required for specialists.

  • Plan 2 includes the Motion Rewards Program where you can earn up to $1,095 per year towards your HSA.
UHC Member Login

UHC Member Login

UHC Motion

UHC Motion

UHC Motion Member sign up

UHC Motion Member sign up

How to find an NHP Physician

How to find an NHP Physician

HSA 3 Tier Formulary for Prescriptions

HSA 3 Tier Formulary for Prescriptions

PPO 4 Tier Formulary for Prescriptions

PPO 4 Tier Formulary for Prescriptions

Dental

United Healthcare Dental Plan

DENTAL:  United Healthcare (2 plan offerings) – no changes

  • Plan 1 - DHMO: Schedule of benefits only. Primary DDS not required.
  • Plan 2 - PPO Options 30: $50/$150 deductible; 100%/90%/60%/50%
  • In-Network. Non-Network reimbursement at 90th UCR.
Dental PPO plan

Dental PPO plan

Vision

United Healthcare Vision Plan

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


Real Res offers vision coverage through United healthcare who utilizes Spectera network – no changes.to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the Spectera Network. Review your coverage details in your Benefit Guide.



Vision Welcome Brochure

Vision Welcome Brochure

Life & STD

Life/AD&D: NEW Benefit Offering that is paid in full by the Company. Basic Life/AD&D for flat $25,000 through United Healthcare


Supplemental Life/AD&D: NEW Carrier - Provided through United Healthcare for Employee, Spouse and Children.


Short Term Disability: Provided through Guardian with no changes

Basic Life Summary - Employer Paid

Basic Life Summary - Employer Paid

Short Term Disability

Short Term Disability

UHC Evidence of Insurability

UHC Evidence of Insurability

Additional Benefits

AFLAC enrollment through EASE, payroll deducted on a post tax basis.


Aflac Product Offerings are available to all full-time employees (not tied to medical enrollment). Cash Benefits paid directly to the member.

  • Critical Care
  • Accident
  • Cancer


Pre-Existing Condition Limitations

  • Cancer – must be cancer-free for 5 years
  • Critical Care – no heart attack, stents, stroke or bypass surgery in the last 12 months.


Accident provides a well benefit of $60 for wellness services (NOTE: wellness is provided @ 100% under medical plan. Can submit bill to AFLAC and receive $60 reimbursement.)  If you leave employment, your policy can be continued on a direct basis with AFLAC. 

AFLAC Cancer Protection

AFLAC Cancer Protection

AFLAC Accident Covearge

AFLAC Accident Covearge

AFLAC Critical Illness Coverage

AFLAC Critical Illness Coverage

Compliance Notice

Compliance Notice

Contact Us


Account Team Contacts

ContactImage

Cathy DiEgidio

Account Manager

cathy.diegidio@nfp.com

(216) 264-2710