INTRODUCTION

ANNUAL OPEN ENROLLMENT

Robb Real Estate Company sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. You're employee benefits will be managed by the team at NFP. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all our employees. For more information about NFP, visit www.NFP.com

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your plan year runs from January 1, 2025, through December 31, 2025.

Please review all 2025 Benefits Overview Information.

If NO changes are needed, then your current benefits will just roll over into the new plan year.

BENEFITS OVERVIEW

BENEFIT GRIDS
  • Medical Benefits Summary - HE33002575i7025B (new deductible plan)
  • Dental Benefits Summary - P5425 100/80/50/0 Passive PPO $50/$150-$1,500
  • Vision Benefits Summary - SF002 Type: 12/12/12/$10-$25/$130-$105
  • Health Savings Account (HSA) through Optum Bank

UHC Member Portal (click on the button)

UHC Medical Benefit Summary

UHC Medical Benefit Summary

UHC Dental Benefit Summary

UHC Dental Benefit Summary

UHC Vision Benefit Summary

UHC Vision Benefit Summary

Health Savings Account (HSA)

Optum Bank

Health Savings Account (HSA)

Optum Bank

HEALTH SAVINGS ACCOUNT (HSA)

Health Savings Account (HSA)

Health Savings Account (HSA)

HOW TO ENROLL

ENROLLMENT FORMS

Current Employees:

  • If you'd like to change your existing coverage or make new elections, you must do so by January 10th
  • Your current medical, dental and vision elections will carry forward to 2025 if you don't make a new election.

New Hires:

  • You will need to complete any related enrollment form(s).
UnitedHealthcare Enrollment Form

UnitedHealthcare Enrollment Form

HSA Enrollment Form - Optum

HSA Enrollment Form - Optum

CONSIDERING MEDICARE COVERAGE?

Medicare Services from NFP


NFP is proud to support you when it comes to Medicare and understanding your coverage options.

Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:

• Understand your coverage options

• Determine if you are eligible for subsidies to lower your healthcare costs

• Establish a timeline for applying for coverage

• Choose a plan that fits both your lifestyle and your budget

• Find coverage that allows you to access the doctors and hospitals you want most

• Enroll in the plan that works best for you


And the best part is, there is never a fee for our services!

Medicare 101

Medicare 101

ADDITIONAL RESOURCES

BROCHURES AND FLYERS

Employee Benefit Notices (Health Plan Compliance Notices)

SMM (Summary of Material Modifications)

Summary of Benefits and Coverage (SBC)

Employee Notices (Required)

Health Plan Compliance Notices

Employee Notices (Required)

Health Plan Compliance Notices

Summary of Material and Modifications

SMM for 1/1/25

Summary of Material and Modifications

SMM for 1/1/25

Summary of Benefits and Coverage

SBC 1/1/25 to 12/31/25

Summary of Benefits and Coverage

SBC 1/1/25 to 12/31/25

NFP CONTACTS

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  • Understanding what your medical, dental or vision benefits cover
  • Help finding in network providers
  • Assistance with prescription or pharmacy issues
  • Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
  • Claims you believe haven’t been paid properly