Table of Content
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Rimrock Energy - 2024-2025 Open Enrollment
- WELCOME
- HOW TO ENROLL
- MEDICAL & RX
- DENTAL
- VISION
- FSA
- LIFE AND AD&D
- DISABILTY
- ACCIDENT INSURANCE
- BENEFIT EDUCATION VIDEOS
- CONTACTS
- Footer
Open Enrollment Window: November 13th - 22nd
WELCOME
Open Enrollment is your annual opportunity to update and learn about the benefits provided through Rimrock Energy. All benefit changes during open enrollment will become effective December 1, 2024.
We will be moving our medical insurance to BCBS of Oklahoma with a new plan design and significant premium savings for the 2024-2025 plan year. All our other benefits and carriers will stay the same with very small premium increases on dental and vision.
This website is your spot to access benefit summaries, carrier links and informative videos 24/7.
Please review the information on this site or you can download the 2024-2025 Employee Benefit Guide. Our annual benefit compliance notices are also available for you to download below if needed.
EMPLOYEE ELIGIBILITY
You are eligible to participate if you are full-time and work a minimum of 30 hours per week. Your coverage will be effective 1st of the month following your date of hire.
DEPENDENT ELIGIBILITY
You may also enroll eligible dependents for benefits coverage. A ‘dependent’ is defined as the legal spouse/domestic partner and/or dependent child(ren), up to age 26, of the plan participant or their spouse.
HOW TO ENROLL
If you are not making any changes to your benefit elections no action is required. All current benefit elections will rollover to the new plan year, expect the Flexable Spending Account(s) - these benefits require re-enrollment every year.
We recommend that everyone login to Netchex and review your benefit selections annually.
1.Go to netchexonline.net and login with your email address and password.
2.Under “My Benefits” you will click on “Open Enrollment”.
3.Follow instructions and enroll in your benefits on or before November 22nd
4.Make sure you confirm and update your information and electronically sign and save when completed.
Benefit changes outside of Open Enrollment require a Qualifying Life Event and/or Loss of Eligibility.
You may not change your benefits throughout the year unless you experience a Qualifying Life Event. Qualifying Events may include marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you must notify HR within 30 days of the event; you will then be able to log in to Netchex and make changes to your benefits. Please remember you only have 30 days from the event to make changes to your benefit elections.
MEDICAL & RX
Blue Cross and Blue Shield of Oklahoma will be our new administer for medical and prescription drug benefits.
- Everyone will receive new member ID cards
- You will receive the lowest cost if they use providers in the Blue Preferred Network.
- We do not anticipate any major network disruption, but we still recommend checking with your doctors.
DENTAL
Humana will continue to administer our dental plan.
VISION
Humana will continue to administer our vision plan.
FSA
Flexible Spending Accounts (FSA) allows you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a Flexible Spending Account, you reduce your taxable income — which saves you money. Rimrock will continue to use TASC as our FSA administrator.
Health Care FSA Highlights
- Must re-enroll every year to keep this benefit.
- Pay for medical, prescription, dental, vision out-of-pocket expenses, as well as some over the counter items - TAX FREE!
- May contribute up to $3,200 annually - payroll deducted throughout the year.
- Must re-enroll every year if you want to continue to contribute to your FSA.
- $550 will rollover to next plan year.
- Funds over the rollover amount will be forfeited.
- All elected funds are available on December 1st.
- Claims can be filed up to 90 days from when the plan ends.
- All benefit eligible employees can participate, unless you or your spouse are contributing to a Health Savings Account (HSA).
Dependent Care FSA Highlights
- Must re-enroll every year to keep this benefit.
- Pay for dependent care expenses (daycare, before/after school care, summer day camps) - TAX FREE!
- May contribute up to $5,000 annually ($2,500 if married and file taxes separately) - payroll deducted throughout the year.
- Unused funds are forfeited.
- Elected funds are only available as they are payroll deducted. Pay for your childcare then submit a claim for reimbursement through TASC.
- Claims can be filed up to 90 days from when the plan ends.
- All benefit eligible employees can participate.
LIFE AND AD&D
Basic Life and AD&D
Rimrock Energy provides all full-time employees with Basic Life Insurance.
Who's Your Beneficiary? Everyone needs to make sure your beneficiary is up to date when you enroll through Netchex. Don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Life Policy Conversion is available if you want to keep this coverage after you leave employment. You may apply to convert this policy to an individual whole life policy by emailing BenefitContinuation@principal.com within 30 days of leaving employment. For more information you can visit Continue your group insurance | Principal
Voluntary Life AD&D
In order to elect voluntary/supplemental life for your spouse and/or child(ren), employees must elect coverage for themselves. Netchex will calculate your premium based on age and benefit amount elected.
DISABILTY
Rimrock Energy Partners provides all full-time employees with Short and Long-Term Disability coverage.
ACCIDENT INSURANCE
Accident Insurance - UNUM
Unum's Accident insurance provides you with the extra money you need to help cover the incurred expenses, medical or otherwise, you face when you suffer an injury due to an accident.
Accident plan highlights:
- Emergency Room: $100
- Urgent Care / Office Visit: $75
- Lacerations: $50 up to $600
- Burns: $500 up to $10,000
- Annual Wellness Benefit: $50
BENEFIT EDUCATION VIDEOS
Below are a few short informational videos.
CONTACTS
As you consider your benefit options, please be sure to review all available information: Employee benefit guide, summaries, videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Carrier Contacts
Additional Contacts
Candace Anderson
HR Consultant
canderson@pprhr.com
(972)975-8085
Stephani Wildman
Benefits Account Manager
Stephani.wildman@nfp.com
405-513-8948