Helping you and your family reach and maintain good health is very important to ROWE Professional Services. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Please review your 2023 ROWE Professional Services benefit materials for more information regarding your plans offerings for 2023.
All newly hired Employees will have coverage effective on your date of hire for medical, dental, and vision. Your coverage for life, (basic and voluntary) long term disability, critical illness, and accident will be effective on your 31st day after hire. Regular employees working at least 30 hours per week are eligible to participate in benefits offered by ROWE. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.. Children eligibility is as follows -
Enrollment Action Required:
The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.
Contact Human Resources if you have questions about qualifying events or if you find any discrepancies in your contributions.
BCBSM: Medical/Rx (Group #007000523) | 866.491.3085 | www.bcbsm.com
BCBSM will continue to be the medical and prescription carrier this year. The plans that will be offered effective January 1, 2023 are as follows:
A PPO plan (BCBS) is a type of managed care health insurance plan that provides maximum benefits if you visit an in-network physician or provider, but still provides some coverage for out-of-network services. You may also visit any provider without a referral from your primary care physician. To find out if your provider is in-network, please visit the BCBSM website below. Be sure to select your correct network by choosing either PPO Plans under "Plan" in the upper right corner. Once you select your correct network you can search for a doctor or care provider by name, specialty, or condition.
You may view participating providers at the link below or consult with your existing providers.
BCBSM: Virtual Visits (Group #007000523) | 844.606.1608 | www.bcbsmonlinevisits.com
ROWE provides those employees who are covered by one of the BCBSM medical plans access to virtual visits with BCBSM Online Visits. BCBSM Online Visits provide members the opportunity to receive medical health care from the comfort of your own home. With BCBSM Online Visits, eligible employees and dependents have access to board certified doctors 24 hours a day, 7 days a week, 365 days per year.
How Much Does it Cost?
To get access to these convenient services, visit www.bcbsmonlinevisits.com - OR - you may call 844.606.1608.