As a full-time employee of RAM, Inc., you are eligible for the comprehensive benefits available to you and your family.
Please be sure to:
Now is the time for you to review your current coverage and enroll or modify your elections for 2022.
If you didn't elect the Voluntary Life benefit, when first eligible, and decide to enroll during open enrollment, you will have to provide insurability by completing an Evidence of Insurability form (found in the "How to Enroll" section. Underwriting will notify you of approval or denial of coverage.
If you didn't elect these benefits, when first eligible, and decide to enroll during open enrollment, you will have to provide insurability by completing an Evidence of Insurability form (found in the "How to Enroll" section. Underwriting will notify you of approval or denial of coverage.
Contact your Aflac Representative regarding these benefits. They will answer any questions you may have, and take care of enrolling, changing or cancelling your policies.
Fortunately, good health can cost less. Over the long-term, if our health benefits program can help you maintain or improve your health, we all win. That’s why we are excited to offer a Health Savings Account (HSA). An HSA is an example of a consumer-driven health plan that is designed to empower you to take control of your health and the dollars you spend on your care.
An HSA is an account that accumulates funds to cover your health care expenses. It comes with a high-deductible health plan that protects you from large health care expenses.
If you choose to enroll in the HDHP with Aetna, you will be eligible to set up your HSA and begin contributing. All you have to do is complete an HSA Bank application. This form can be found in the "How to Enroll and Forms" section of this microsite.