Welcome

Helping you and your family reach and maintain good health is very important to R A Hermes, Inc. R A Hermes, Inc. is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.


Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by R A Hermes, Inc. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.



Administrative Cover Page

Administrative Cover Page

Overview

R A Hermes, Inc. remains committed to providing a competitive, cost-effective benefit program. We are implementing some changes for the 2022 plan year.


Please review and sign your 2022 R A Hermes, Inc. Annual Notices.

Annual Notices

Annual Notices

Benefits Notices

Benefits Notices

ERISA

ERISA

Enrollment

How To Enroll In Benefits

Action Required:


All elections must be submitted by 12/31/2021. The benefits you elect during open enrollment will be effective from 01/01/2022-12/31/2022.



The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.


Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.

Anthem Enrollment Form

Anthem Enrollment Form

Anthem Change Form

Anthem Change Form

Dental Care Plus Enrollment Form

Dental Care Plus Enrollment Form

Dental Care Plus Change Form

Dental Care Plus Change Form

AVESIS Enrollment and Change Form

AVESIS Enrollment and Change Form

MEDICAL

Anthem

Anthem will administer your medical and prescription drug benefits this year.


To find out if your provider is in-network, please visit the Anthem website below.

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

HDHP vs PPO

HDHP vs PPO

What is a HDHP with HSA?

What is a HDHP with HSA?

DENTAL

Dental Care Plus Dental Plan

R A Hermes, Inc.'s dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Dental Care Plus network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.


To find out if your provider is in-network, please visit the Dental Care Plus website below.

How Does Dental Insurance Work?

How Does Dental Insurance Work?

VISION

AVESIS Vision Plan

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


R A Hermes, Inc. offers vision coverage through AVESIS to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the AVESIS Network.


To find out if your provider is in-network, please visit the AVESIS website below.

How Does Vision Insurance Work?

How Does Vision Insurance Work?

HSA

The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to an FSA or HSA you reduce your taxable income, so you pay less in taxes — which saves you money.



HEALTH SAVINGS ACCOUNT (HSA)

  • You may contribute up to $3,650 annually as an individual or $7,300 as a family
  • You must be enrolled in a qualified HSA-eligible health plan, but you or your spouse may not participate in an FSA or Health Reimbursement Account (HRA)


How the HSA Plan Works

You may use your HSA funds to pay for eligible medical, prescription drug, dental or vision expenses. Unused funds remain in your account for future use and roll over each calendar year. You can change your HSA contribution at any time during the plan year for any reason.

What is an HSA?

What is an HSA?

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How To Read An EOB (Explanation of Benefits)

How To Read An EOB (Explanation of Benefits)

Contact Us


Client Contacts

AV

Anne Volkmann

anne@aboutspacestorage.net

(513) 251-5200

Account Team Contacts

BG

Blake Goldie

Client Relationship Manager / Account Director

blake.goldie@nfp.com

(513) 232-9992

CK

Colleen Koch

Account Manager

colleen.koch@nfp.com

(513) 232-9992

TH

Tina Harris

Account Executive

tina.harris@nfp.com

5132329992