Table of Content
- Header
-
Page
- WELCOME
- NEW HIRE ENROLLMENT & ELIGIBILITY
- MEDICAL/RX
- VIRTUAL VISITS
- HEALTH SAVINGS ACCOUNT (HSA)
- DENTAL
- VISION
- LIFE & DISABILITY
- ACCIDENT
- UNDERSTANDING YOUR BENEFITS
- CARRIER CONTACTS
- CONTACT US
- Footer
WELCOME
Helping you and your family reach and maintain good health is very important to Quest, Inc. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Quest, Inc. remains committed to providing a competitive, cost-effective benefit program. Each year we take great care and detail in the benefit programs offered to employees.
Please review your 2023 Quest benefit materials for more information regarding your plan offerings for 2023.
NEW HIRE ENROLLMENT & ELIGIBILITY
All newly hired Employees are eligible to participate in the insurance plans if they are full-time (working 40 hours) or full-time health (working 30-39 hours). Medical & Prescription drug coverage will be effective after employees successfully complete a thirty-day orientation period, followed by a sixty-day waiting period. For example: If you are hired on April 11th, your coverage will be effective August 1st. All other lines of coverage will be:
Class 2 & 3 Employees:
Dental, Vision, Accident & Optional Additional Life Insurance.
Employer paid: Life Insurance, LTD & STD. Effective 6 months of continuous employment.
Class 4 & 5 Employees:
Dental, Vision, Accident & Optional Additional Life Insurance.
Employer paid: Life Insurance, LTD & STD. Effective 1 year of continuous employment.
When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.. Children eligibility is as follows -
- Medical: Priority Health - End of the month the child turns 26
- Medical: Blue Care Network - End of the calendar year the child turns 26
- Dental and Vision: End of the calendar year the child turns 26
- Voluntary Dependent Life: Dependent child(ren) up to the age 19 (23 if full time student)
Enrollment Action Required:
ENROLLMENT INSTRUCTIONS:
- Go to Paycom Portal and log in using your current User ID and Password
- Follow the online instructions to complete Open Enrollment
- Review your enrollments; Print your confirmation statement; Submit Enrollment
- Verify premium deductions with your first paycheck of the year
The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.
Contact Human Resources if you have questions about qualifying events or if you find any discrepancies in your contributions.
MEDICAL/RX
BCN HMO Medical/Rx (Group # 00260685) | 800.662.6667 | www.bcbs.com
Priority Health Medical/Rx (Group #796925) | 800.942.0954 | www.priorityhealth.com
Blue Care Newtork and Priority Health will continue to be the medical and prescription carrier this year. The plans that will be offered effective January 1, 2023 are as follows:
- BCN HMO 3000
- BCN HMO HDHP 3000
- Priority Health POS 1000
- Priority Health SEMI HMO 500
- Priority Health SEMI HMO 2000
- Priority Health SEMI HMO 5000

An HMO gives you access to doctors and hospitals within the HMO network. But unlike PPO plans, care under an HMO plan is covered only if you see a provider within the BCN or Priority Health networks. You must select a primary care physician (PCP) who will determine the care/treatment you need. To see other doctors, such as a specialist, you must obtain a referral from your PCP.
To find out if your provider is in-network, please visit the BCN or Priority Health website below. Be sure to select your correct network by choosing Employer Group Plan and Blue Care Network (BCN) or Southeast MI Partners - A (PH) in the upper right corner. Once you select your correct network you can search for a doctor or care provider by name, specialty, or condition.