Table of Content
- Header
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WELCOME
- WELCOME
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ELIGIBILITY AND ENROLLMENT
- Eligibility
- Enrollment
-
MEDICAL/Rx
- Blue Care Network HMO HSA 1500
- BCN Blue Elect Plus Point of Service POS 1000
- Blue Cross Blue Shield of Michigan Simply Blue PPO HSA 1500
- Additional Resources
- VIRTUAL VISITS
- HEALTH SAVINGS ACCOUNTS
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DENTAL
- Pediatric Dental
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VISION
- Pediatric Vision Coverage
- DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT
- LIFE AND DISABILITY
- PROVIDED TO ALL EMPLOYEES
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CONTACT INFORMATION
- Carrier Contacts
- Contact Us
- Footer
WELCOME
Helping you and your family reach and maintain good health is very important to Powerley. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Powerley remains committed to providing a competitive, cost-effective benefit program. Each year we take great care and detail in the benefit programs offered to employees.
Please review your benefit guide, the remainder of this page, and all of the additional resources for more information regarding Powerley benefit plans.
ELIGIBILITY AND ENROLLMENT
Eligibility
You are eligible to participate if you are full-time and work a minimum of 30 hours per week. Your coverage will be effective 1st of the month following 30 days from your date of hire. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children.
Children are eligible for benefits as follows:
- Medical and Vision: Until the last day of the year in which the child turns 26
- Dental: Until the last day of the year in which the child turns 26
- Voluntary Life Insurance: Until the day the child turns 19, or the date the child turns 26 if a full-time student
Enrollment
ENROLLMENT INSTRUCTIONS:
- Go to powerley.ease.com
- Log in to Ease per the instructions you have received from your HR administrator.
- Follow instructions and enroll in your benefits
- Make sure to save your elections and print your confirmation statement.
The Benefit choices you make now remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Life Events." These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a Qualifying Life Event, you may make changes to your benefits by contacting Human Resources and completing any election changes online within 30 days of the event.
Contact Human Resources if you have questions about Qualifying Life Events.
MEDICAL/Rx
BCBSM & BCN I Group # (BCN) 00285699 (BCBSM) 007044550 | (BCN) 800.662.6667 (BCBSM) 877.722.6030 | www.bcbsm.com
Powerley will continue to offer three medical and prescription drug options in 2023:
- BCN HMO HSA 1500
- Blue Elect Plus POS 1000
- Simply Blue PPO HSA 1500
A comparison of the options is below:
For the HSA plans, the full family deductible must be met under a two-person or family contract before benefits are paid for any person on the contract
Preventive services covered at 100% in-network. These services include women's preventative healthcare services, routine physical exams, flu shots, etc.
An HMO gives you access to doctors and hospitals within the HMO network. But unlike PPO plans, care under an HMO plan is covered only if you see a provider within that HMO’s network. To enroll in the HMO, you must live in Michigan and select a primary care physician (PCP), and you must obtain a referral from your PCP for other care. Out-of-network care is not covered unless it’s an emergency.
Visit BCBSM.com under “Find a Doctor”. Set your location and select “Blue Care Network (HMO and POS)” under plans.
The Blue Elect Plus Point of Service (POS) health care plan provides the affordability and managed care benefits of an HMO, layered with provider choice without the need for a referral. In and Out of Network Coverage available.
Michigan Members
Members with a Michigan address must first choose a BCN primary care physician (PCP). With that done, a member has the freedom to seek care in or out of network without a referral. If you do not select a PCP, one will be chosen for you based on your address.
Visit BCBSM.com under “Find a Doctor”. Set your location and select “Blue Care Network (HMO and POS)” under plans.
Members Outside of Michigan
If you live outside of Michigan, you don’t need an assigned PCP and you also don’t need a referral. For in-network benefits, you need to see an out-of-state BlueCard participating provider.
For BlueCard providers, go to provider.bcbs.com to set your location and select “BlueCard Traditional”
The PPO option offers the freedom to see any provider when you need care. When you use providers from within the PPO network, you receive benefits at the discounted network cost. Most expenses, such as office visits, emergency room and prescription drugs are covered by a copay. Other expenses are subject to a deductible and coinsurance.
Visit BCBSM.com under “Find a Doctor”. Set your location and select “PPO Plans” under plans
Additional Resources
You may find the below information helpful.