Table of Content
- Header
-
Page
- WELCOME
- BENEFITS GUIDE OVERVIEW
- MEDICAL/RX
- DENTAL
- VISION
- LIFE & DISABILITY
- Teladoc
- Employee Assistance Programs
- Contact Us
- NOTICES
- Footer
Welcome to Porter's
Helping you and your family reach and maintain good health is very important to Porter's. Porter's is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Eligibility
Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Porter's. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
BENEFITS GUIDE OVERVIEW
Porter's remains committed to providing a competitive, cost-effective benefit program. We are implementing many changes and additions for the 2023 plan year, which we hope will be positively received by you and your families. Below are highlights of changes that will become effective on 4/1/2023.
Please review your 2023 Porter's Open Enrollment Employee Benefits Guide for information on all of your benefits.
MEDICAL/RX
Baker Benefits utilizing the Cigna network will continue to be the administer of your medical and prescription drug benefits this year.
For your convenience copies of the Medical Plan Summary of Benefits are available to download.
To find out if your provider is in-network, please visit the Cigna website below.
Group Number: 2421
Baker Benefits: 866-991-4900
Better Way RX Plus
In addition to deeper discounts at the pharmacy counter, enrolling in the program means you’ll earn Bucks every time you fill an eligible prescription that you can use on future pharmacy visits.
DENTAL
Your employer's dental plan provides comprehensive coverage to help you and your family maintain good dental health.
You have a passive PPO dental plan, meaning you can go to any doctor of your choice. Should you choose a doctor that happens to be in-network, you may receive additional discounts, but you do not have to see a networked doctor.
Oral Health Center
Get the information you need to make better decisions about oral health care. You can go online and submit a dental care question and get a response from a dentist in one business day. A dental cost estimator shows approximate costs in a ZIP code. And you can access articles about dental health topics plus get information about how dental coverage works.
Teeth Whitening Discounts
Share a smile you can be proud of. You, your spouse, and dependents can save 20% on a dentist-invented teeth whitening technology from GLO Science. Available for home use, it’s fast and sensitivity-free so you can smile with confidence. Follow the link below and use code word PRINCIPAL.
Group #: 1126620
Principal: 800-986-3343
VISION
DID YOU KNOW?
- Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
- Babies should receive their first professional eye exam at 6 months
- 80% of learning in the first 12 years comes through the eyes
Porter's offers vision coverage through Principal to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP Network. Review your coverage details in your Benefit Guide.
VSP: 800-877-7195
To find out if your provider is in-network, please visit the VSP website below.
Laser vision correction DISCOUNT:
Imagine your life free from glasses and contacts. You, your spouse, and dependent children save $800 with featured providers LasikPlus, TLC Laser Eye Centers, or The LASIK Vision Institute. Or receive 15% off standard pricing or 5% off promotional pricing on LASIK through the National Lasik Network's 600 locations. Administered by LCA Vision.
Fore more information, follow the link below or call: 888-647-3937
Hearing Aid Program
Protect your hearing health to improve your quality of life. You, your spouse, children, parents, and grandparents can get discounts up to 48% off hearing aids, including rechargeable and Bluetooth options, with a 60-day trial to ensure full satisfaction. You can also receive a free hearing consultation at any of the 3,000+ locations nationwide. Administered by Start Hearing.
Fore more information, follow the link below or call: 877-890-4694
LIFE & DISABILITY
Porter's provides you with Basic Life/AD&D coverage through Mutual Of Omaha.
Basic Life/AD&D
Employees working 30 or more hours per week are eligible for $20,000 coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or marriage.
Voluntary Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.You must enroll in employee coverage to enroll a dependent.
Annual increase option
During the open enrollment period, you do have the option to increase your EXISTING Voluntary Life coverage by $25,000 up to 5 times your salary or $150,000, whichever is less.You must complete an updated Open Enrollment form to increase your election.
Guaranteed Issue on this plan is 5 times your salary up to $150,000, meaning you can elect up to this amount for yourself, 100% of your life amount for your spouse and 10,000 for chlid(ren) without answering additional health questions.
Group #: G000BQ93
Mutual of Omaha: 800-655-5142
Teladoc
Tela-Doc covers you, your spouse and your dependent children. Teladoc is a great source for basic medical advice and prescriptions, without having to pay a co-pay.
Some of the services Teladoc provides:
• Doctors by Phone and Online with No Consultation Fee
• Counseling Services
• Medical Health Advisor
• Medical Bill Saver
• 24-hr Nurse Line
• Pharmacy Discounts
Group number: NFP855
New Benefits: 1-800-800-7616
Employee Assistance Programs
Telephonic Employee Assistance Program Services from New Benefits
Call 24/7 for unlimited access to professional counselors for short-term assistance for personal issues like stress, depression, family problems, substance abuse, help and referrals for childcare and eldercare issues, legal and financial concerns, time management, and more. Available to actively enrolled employees and their dependents
Support through the phone numbers listed below are available to ALL EMPLOYEES*.
Life isn’t always easy. Sometimes a personal or professional issue can affect your work, health and general well-being. During these tough times, it’s important to have someone to talk with to let you know you’re not alone.
Employee Assistance Program from Mutual of Omaha
Visit the Employee Assistance Program websites below to view timely articles and resources on a variety of financial, well-being behavioral and mental health topics. Information you provide to an Employee Assistance Program (EAP) Coordinator during a counseling session is confidential. An in-house team of Master’s level EAP professionals who are available 24/7/365 to provide individual assessments.
*Additional online EAP services may be limited to full time employees
Mutual of Omaha EAP Services: 800-316-2796
Emotional Health Support line
Free and immediate confidential support to individuals who are feeling overwhelmed or in crisis, 24 hours a day, 7 days a week. The support line is staffed by licensed behavioral health clinicians who will listen and provide emotional support, tips for healthy coping, and referrals to local resources.
Emotional Health Support Line: 800-424-4612
Contact Us
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Enrollment Forms, Summary of Benefits. If you don't understand your benefits or need any assistance, please contact:
Additional Contacts
Erick Avila
erick.avila@nfp.com
432-337-1131 x113
Marty Thompson
mthompson@nfp.com
432-337-1131 x107
Sandy Underwood
sandy@myporters.net
432-523-9025
STA Customer Service
sta.customerservice@nfp.com
432-337-1131 x0