Welcome to Porter's
Helping you and your family reach and maintain good health is very important to Porter's. Porter's is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Eligibility
Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Porter's. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
Porter's remains committed to providing a competitive, cost-effective benefit program. We are implementing many changes and additions for the 2025 plan year, which we hope will be positively received by you and your families. Below are highlights of changes that will become effective on 4/1/2025.
Please review your 2025 Porter's Open Enrollment Employee Benefits Guide for information on all of your benefits.
Baker Benefits utilizing the Cigna network will continue to be the administer of your medical and prescription drug benefits this year.
For your convenience copies of the Medical Plan Summary of Benefits are available to download.
To find out if your provider is in-network, please visit the Cigna website below.
Group Number: 2421
Baker Benefits: 866-991-4900
Better Way RX Plus
In addition to deeper discounts at the pharmacy counter, enrolling in the program means you’ll earn Bucks every time you fill an eligible prescription that you can use on future pharmacy visits.
Your employer's dental plan provides comprehensive coverage to help you and your family maintain good dental health.
You have a passive PPO dental plan, meaning you can go to any doctor of your choice. Should you choose a doctor that happens to be in-network, you may receive additional discounts, but you do not have to see a networked doctor.
Group #: 00058340
Guardian: 866-600-1600
DID YOU KNOW?
Porter's offers vision coverage through Guardian to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP Network. Review your coverage details in your Benefit Guide.
VSP: 888-300-1600
To find out if your provider is in-network, please visit the VSP website below.
Laser Correction Surgery:
Discounts on average of 10-20% off usual and customary charge or 5% off promotional price for vision laser Surgery. Members out-of-pocket costs are limited to $1,800 per eye for LASIK or $1,500 per eye for PRK or $2300 per eye for Custom LASIK, Custom PRK, or Bladeless LASIK. Laser surgery is not an insured benefit. The surgery is available at a discounted
fee. The covered person must pay the entire discounted fee. In addition, the laser surgery discount may not be available in all states.
Porter's provides you with Basic Life/AD&D coverage through Blue Cross and Blues Shield of Texas.
Basic Life/AD&D
Employees working 30 or more hours per week are eligible for $25,000 coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or marriage.
Voluntary Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.You must enroll in employee coverage to enroll a dependent.
The Guarantee Issue Amounts for Employees, Spouses, and Children are as follows:
•Employee Guarantee Issue: $50,000, Spouse Guarantee Issue: $25,000, Child Guarantee Issue: $10,000
In addition, a special Evidence of Insurability Rules section is included below for further understanding as you consider coverage for you and your family. Evidence of Insurability (EOI) is a process where you complete an application on your health to qualify for certain amounts of coverage.
Age Reduction
Life and AD&D benefits reduce by 35% of the original amount at age 65 and further reduce by 50% of the original amount at age 70.
Group #: VSF0240704
BCBS OF TX: 877-442-4207
Tela-Doc covers you, your spouse and your dependent children. Teladoc is a great source for basic medical advice and prescriptions, without having to pay a co-pay.
Some of the services Teladoc provides:
• Doctors by Phone and Online with No Consultation Fee
• Counseling Services
• Medical Health Advisor
• Medical Bill Saver
• 24-hr Nurse Line
• Pharmacy Discounts
Group number: NFP855
New Benefits: 1-800-800-7616
Telephonic Employee Assistance Program Services from New Benefits
Call 24/7 for unlimited access to professional counselors for short-term assistance for personal issues like stress, depression, family problems, substance abuse, help and referrals for childcare and eldercare issues, legal and financial concerns, time management, and more. Available to actively enrolled employees and their dependents
Support through the phone numbers listed below are available to ALL EMPLOYEES.
Life isn’t always easy. Sometimes a personal or professional issue can affect your work, health and general well-being. During these tough times, it’s important to have someone to talk with to let you know you’re not alone.
Emotional Health Support line
Free and immediate confidential support to individuals who are feeling overwhelmed or in crisis, 24 hours a day, 7 days a week. The support line is staffed by licensed behavioral health clinicians who will listen and provide emotional support, tips for healthy coping, and referrals to local resources.
Emotional Health Support Line: 800-424-4612
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Enrollment Forms, Summary of Benefits. If you don't understand your benefits or need any assistance, please contact:
Erick Avila
erick.avila@nfp.com
806-782-8537
Marty Thompson
mthompson@nfp.com
432-337-1131 x107
Sandy Underwood
sandy@myporters.net
432-523-9025
STA Customer Service
sta.customerservice@nfp.com
432-337-1131 x0