Table of Content
- Header
- Open Enrollment
-
Enrollment Instructions
- Medical
- Dental
- Vision
- Basic Life/AD&D
- Supplemental Life/AD&D
- Disability
- Accident
- Extras
- Resource Videos
- Contacts
- Required Notices
- Footer
Open Enrollment
Open enrollment is your annual opportunity to update and learn about the benefits provided through Pinnacle Business Systems. Please review your current coverage and choose the best options for you and your family online through Paycor. All benefit changes during open enrollment will become effective June 1, 2024.
Changes this year -
- Mutual of Omaha will be our new carrier for Dental, Vision, Life and AD&D, Disability and Accident.
- Benefits will stay the same with minimal cost changes.
- Network change for Vision - moving to EyeMed.
- Employees and dependents are allowed to elect Voluntary Life and AD&D up to the guaranteed issues amount this open enrollment without submitting evidence of insurability (EOI).
Enrollment Instructions
Online Enrollment through Paycor
Open Enrollment begins on May 1, 2024, and ends on May 12, 2024.
Active Open Enrollment
This means you are required to review and confirm your benefits this open enrollment period.
Benefit changes outside of Open Enrollment require a Qualifying Life Event and/or Loss of Eligibility.
You may not change your benefits throughout the year unless you experience a Qualifying Life Event. Qualifying Events may include marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you must notify HR within 30 days of the event. Please remember you only have 30 days from the event to make changes to your benefit elections.
Medical
Our medical plans will remain with BCBS of OK. We will have two medical plan options this plan year.
Base Medical Plan
Buy-up Medical Plan
Dental
Dental insurance will now be offered with Mutual of Omaha.
Dental Plan
Vision
Vision Insurance is now with Mutual of Omaha and the EyeMed network is utilized.
Vision Plan
Basic Life/AD&D
Pinnacle Business Systems provides all full-time employees with $50,000 of Basic Life/AD&D coverage.
Who's Your Beneficiary? Everyone needs to make sure your beneficiary is up to date.
Don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Life Policy Conversion is available if you want to keep this coverage after you leave employment. You may apply to convert this policy to an individual whole life policy by completing the below application and following the directions on the form within 30 days of leaving employment.
Supplemental Life/AD&D
You have the opportunity to enroll in Supplemental Life and AD&D insurance in addition to the employer provided Basic Life and AD&D coverage. This coverage is now provided through Mutual of Omaha.
Disability
Accident
Accident Insurance now through Mutual of Omaha
Accident insurance provides you with the extra money you need to help cover the incurred expenses you face when you suffer an injury due to an accident. Benefits are paid in addition to other insurance and can be used to help cover gaps in health insurance or other expenses.
Health Maintenance Screening Benefit - Pays a $50 benefit once per calendar year when you or your dependents go to the doctor for covered wellness screening.
Extras
Mutual of Omaha
Call 1-800-316-2796 or click the below link.
Resource Videos
Contacts
Client Contacts
Jim Young
jim.young@pbsnow.com
(405) 359-0121
Account Team Contacts
Lauren Nettleton
Account Executive
lauren.nettleton@nfp.com
405-513-8988
Stephani Wildman
Account Manager
stephani.wildman@nfp.com
405-513-8948