Peoples Bank
Table of Content
- Header
-
Page
- Peoples Bank 2023 Benefits Landing Page
- Eligibility
- 2023
- Benefits Overview
- Medical
- Omada Health
- Wellness
- Vision
- Ancillary Lines of Coverage
- Employer Paid Life Insurance
- Voluntary Life Insurance
- Critical Illness
- Accident Insurance
- Peoples Bank Contacts
- Account Team Contacts
- Footer
Peoples Bank 2023 Benefits Landing Page
Welcome to your Online Benefit Resource! We are pleased to introduce a one-stop shop for everything benefits. A concise and informative landing page for accessing plan details and learning about coverage options available to you.
Eligibility
As a Peoples Bank employee, you have access to comprehensive medical and ancillary lines of coverage to protect you and your family from catastrophic medical costs. The following is a summary of the information on the benefits plans offered. Take the time to understand how these plans work, the coverage each provides, and how to use them to best meet the needs of you and your family.
Eligibility Criteria:
• You must work a minimum of 30 hours a week in order to be eligible for Full Time Benefits.
• You become eligible for benefits on the first of the month following your date of hire.
Eligible Dependents:
• Legal Spouse
• Children up to the age of 26, regardless of student status or marital status. This includes biological children, stepchildren, and legally adopted or soon to be adopted children who are your dependents or for whom you are required to provide health care coverage under a Qualified Medical Child Support Order.
Benefits Offered to Full Time Employees:
- United Healthcare Health Plans (Medical Coverage)
- People EQ (Wellness)
- United Healthcare (Vision Coverage)
- Reliance Standard
- Employer Paid Life Insurance
- Voluntary Life Insurance
- Accident Insurance
2023
Wellbridge Surgical
WellBridge Surgical delivers high-quality surgical services with up-front, all-inclusive, pricing. WellBridge is what quality health care SHOULD cost. With this enhanced benefit to your health plan, any outpatient surgical procedure that you have performed at WellBridge Surgical will be NO COST OUT OF POCKET to you. Learn more by clicking the link or pdf informative flier below.
ImpaxRX
Determine if you can get your high-cost medications for no cost! If you or other family members have been prescribed and taking any of the High-Cost medications that ImpaxRx has programs for an ImpaxRx Prescription Advocate will be reaching out to you directly to determine if you will qualify to receive your high-cost medication at NO COST to you. More information in flier below.
Video Preview
Wellbridge Surgical
Wellbridge Surgical
Benefits Overview
Medical
Peoples Bank offers 2 medical plans:
- PPO Plan 4 ($500 deductible)
- PPO Plan 5 ($1,000 deductible)
The PPO option offers the freedom to see any provider when you need care. When you use providers from within the PPO network, you receive benefits at the discounted network cost. Most expenses, such as office visits, emergency room and prescription drugs are covered by a copay. Other expenses are subject to a deductible and coinsurance.
Video Preview
How Health Plans Work
How Health Plans Work
Omada Health
Omada is a personalized program designed to help you reach your health goals. Omada combines real human support with the latest technology so you can make the changes that matter most- whether that's around eating, activity, sleep, or stress. It's an approach shown to help you lose weight and reduce the risks of type 2 diabetes and heart disease.
Wellness
Vision
The IBA Group Insurance Trust provides vision coverage through United Healthcare. The UHC vision program offers affordable benefits, a broad and diverse provider network, and freedom of choice on eyewear.
- Clear Benefits and Value - UHC provides a clear description of the vision plan benefits and value so you can make informed decisions about you and your family’s eye health.
- Provider Access and Choice - By offering both private practice and retail store providers across the country, you choose the eye doctor who meets your lifestyle, eye care and eye wear needs.
- Excellent care – Quality of your eye care is directed by UHC's Chief Eye Care Officer.
- Eye Wear Choice and Value – UHC's frame allowance enables you to choose any frame with your preferred style within plan allowance at network providers. “Price protection” is offered on popular upgrades such as progressive, anti-reflective or photo-chromic lenses.
- Convenient Customer Service – UHC provides you with website tools and a superior customer service team available when you need assistance
Your vision plan provides you with:
- Eye exams
- Complete set of eyeglasses or contacts (check plan for details)
- A national eye care network including both retail and private practice locations
- As a member you also have access to:
- 20% to 40% discount on popular lens options (like progressives and tints)
- Discounts on extra pairs of eyewear
- Discounts on laser vision correction
- Preferred pricing on premium hearing aids
FIND A Provider:
There are two ways to find an in-network doctor:
- Visit myuhcvision.com
- Call UHC at 1-800-638-3120
Video Preview
Vision
Vision
Ancillary Lines of Coverage
Employer Paid Life Insurance
Benefit Amount
Basic Life and AD&D:
0.5 times earnings, rounded to the next higher $1,000, subject to
a maximum of $500,000.
Guaranteed issue
Initial eligibility period only
Under age 60: $500,000
Age 60 but less than age 70: $375,000
Age 70 and over: $150,000
Contribution Requirements
Coverage is 100% employer paid.
Voluntary Life Insurance
Life Insurance can help protect your loved ones' financial health if you are no longer there to support them.
For you: You can choose from $10,000 to $500,000 – In increments of $10,000, elections will be capped at 5x annual earnings.
For your spouse: If you elect coverage for yourself, you can choose from $5,000 to $250,000 – In increments of $5,000. Spouse amount may not exceed 100% of employee amount.
For your child(ren): If you elect coverage for yourself, you can choose $10,000 for your child. Child amount may not exceed 100% of employee amount.
Guaranteed Issue
Initial eligibility period only
Employee: $150,000
Spouse: $35,000
Child: all child amounts are guaranteed issue
Coverage is 100% employee paid.
Video Preview
Life Insurance
Life Insurance
Accident Insurance
Accident coverage can:
- Help your finances after a mishap. When you, your spouse, or child has a covered accident, like a fall from a bicycle that requires medical attention, you can receive cash benefits to help cover the unexpected costs.
- Help cover related expenses. While health plans may cover direct costs associated with an accident, you can use accident benefits to help cover related expenses like lost income, childcare, deductibles and copays.
- Pay cash benefits directly to you. Accident Insurance can be used however you want, and it pays in addition to any other coverage you may already have. Benefits are payable directly to you. And get this – there are no health questions or pre-existing conditions limitations.
Questions: Call 1-800-351-7500
Video Preview
Accident Insurance
Accident Insurance
Peoples Bank Contacts
For questions about enrollment and for benefits not mentioned in this guide
Tonika Housler
THousler@ibankpeoples.com
AVP, Compensation and Benefits Specialist
(219) 853-7580
Account Team Contacts
For questions about insurance offerings
Account Team Contacts
Brenda Rehl
brenda.rehl@nfp.com
812-422-4000