Effective January 1, 2023, PPSP will be changing from a 3/1 – 2/28 plan year to a calendar year (1/1 – 12/31) for all benefits. That means that this year will be a short benefit year (3/1/2022 - 12/31/2022), in that your deductibles, plan maximums, and FSA maximum amounts will reset 1/1/2023. There will be another Open Enrollment event later this year for you to make elections for the 2023 plan year. Going forward, your benefits will reset every January 1st. Also, while the premiums remain the same, you will see a slight change in your deductions, as there will be 22 pays taken over the course of 10 months due to the short plan year (instead 26 pays over 12 months).

Medical and Prescription Drug – Independence Blue Cross (IBC):

• Your medical and Rx carrier will remain the same
• No changes to plan designs or contributions
• Your medical plan deductibles and out of pocket maximum will reset January 1st

Dental – Delta Dental of Pennsylvania:

• Your dental carrier will remain the same
• No changes to plan designs or contributions
• Your dental deductibles and plan maximums will reset January 1st

Vision – Avesis:

• Your vision carrier will remain the same
• No changes to plan designs or contributions

Flexible Spending Accounts (FSAs) – Baker Tilly:

• Your FSA carrier will remain the same
• Since the FSA plan year will be changing, these accounts will run on a shorten plan year, from 3/1/2022 – 12/31/2022. The annual maximums for this timeframe is:
• Healthcare FSA at $2,375
• Dependent Care FSA at $4,166
• You have a 2.5 month grace period for Healthcare FSA funds, which allows participants to continue to use the debit card and funds for expenses incurred through 3/15/2023
• These programs require an election each year, so if you want to continue your coverage and/or elect for the first time, you need to do so through bSwift

Mass Transit Benefit – Baker Tilly:

• Your mass transit carrier will remain the same
• The maximums for 2021 will increase to $280 monthly

Life/AD&D and Long Term Disability – The Standard:

• No changes to plan designs or rates
• Your enrollment may pend for the completion of an Evidence of Insurability (EOI) form and will only become active when and if the Evidence of Insurability form is approved

Voluntary Accident, Hospital Indemnity and Critical Illness – The Standard:

• No changes to plan designs or rates
• Your enrollment may pend for the completion of Critical Illness form and will only become active when and if the Critical Illness form is approved

Voluntary Short Term Disability – Aflac:

• No changes to plan designs or rates

Voluntary Whole Life – Voya:

• No changes to plan designs or rates

Voluntary Pet Insurance – Nationwide:

• No changes to plan designs or rates

Employee Assistance Program – Penn Behavioral Health Corporate Services:

• No changes to plan designs or rates