Introduction
Annual enrollment is your opportunity to learn about the 2025 benefits, review your current coverage, and choose the best options for you and your family. Please review our 2025 PPSP Guidebook and review the recorded Open Enrollment PowerPoint to learn more about our 2025 benefits offerings.
No Open Enrollment Meetings will be held this year. An Open Enrollment recorded presentation will be provided to learn more about your 2025 benefits. You, spouses, significant others, or anyone who helps you with your benefit selections is strongly encouraged to review the presentation.
Benefits Overview
Medical and Prescription Drug – Independence Blue Cross (IBC):
- No changes to plan designs or contributions
- Your medical plan deductibles and out of pocket maximum will reset January 1st
Dental – Delta Dental of Pennsylvania:
- No changes to plan designs or contributions
- Your dental deductibles and plan maximums will reset January 1st
Vision – Avesis:
- No changes to plan designs or contributions
Flexible Spending Accounts (FSAs) – Baker Tilly:
- The annual maximums are:
- Healthcare FSA at $3,300
- Dependent Care FSA at $5,000
- You have a 2.5 month grace period for Healthcare FSA funds, which allows participants to continue to use the debit card and funds for expenses incurred through 3/15/2025
- These programs require an election each year, so if you want to continue your coverage and/or elect for the first time, you need to do so through bSwift
Mass Transit Benefit – Baker Tilly:
- The monthly maximum is $325
Life/AD&D and Long Term Disability – The Standard:
- No changes to plan designs or rates
- Each year during Open Enrollment, if you are already enrolled in Voluntary Life for you or your spouse, you can increase 1-2 increments up to the guaranteed issue amount without submitting EOI.
- Your enrollment may pend for the completion of an Evidence of Insurability (EOI) form and will only become active when and if the Evidence of Insurability form is approved
Voluntary Accident, Hospital Indemnity and Critical Illness – The Standard:
- No changes to plan designs or rates
- Your enrollment may pend for the completion of Critical Illness form and will only become active when and if the Critical Illness form is approved
Voluntary Pet Insurance – Nationwide:
- No changes to plan designs or rates
Employee Assistance Program – Penn Behavioral Health Corporate Services:
- No changes to plan designs or rates
How To Enroll
You should carefully consider your Open Enrollment decision as this is the only time you are allowed to change your benefit elections without a qualifying life event. Your decisions will remain in effect for the entire plan year (January 1, 2025 to December 31, 2025) unless you experience a qualifying life event.
What happens if I do not log onto the Employee Navigator portal during open enrollment (1/1/2025 effective date)?
- Medical: your current election will continue
- Dental: your current election will continue
- Vision: your current election will continue
- FSA: not enrolled
- Mass Transit: your current elections will continue
- Voluntary Products: your current election will continue
Employees must go to the bSwift to process Open Enrollment changes. Make sure your dependent and beneficiary information is up-to-date. All elections must be completed by Friday, December 20th to ensure your enrollments are processed as soon as possible for the January 1st effective date.
Contacts
Medical and Prescription Drug
Independence Blue Cross (IBC)
Member Services: 1-800-275-2583
Pharmacy (administered by Optum): 1-888-678-7012
Teleadoc: 1-800-835-2362
Dental
Delta Dental of Pennsylvania
Member Services: 1-800-932-0783
Vision
Avesis
Member Services: 1-800-522-0258
Hearing Care Discount Program: 1-866-956-5400
Pre-Tax Accounts
Baker Tilly Vantage
• Health Care FSA
• Dependent Care FSA
• Mass Transit Benefit
Participant Services: 1-800-307-0230
Life, Disability, and Voluntary Worksite Products
The Standard
• Basic Life / AD&D
• Voluntary Life / AD&D
• Long Term Disability
• Voluntary Accident
• Voluntary Critical Illness
• Voluntary Hospital Indemnity
Life/ Disability Member Services: 1- 800-628-8600
Worksite Member Services: 1- 866-851-5505
Beneficiary Assistance: 1- 800-378-5742
Travel Assistance: 1-609-986-1234
Employee Assistance Program: 1-888-293-6948
Voluntary Pet Insurance
Nationwide
Participant Services: 1-877-738-7874 (mention “Planned Parenthood Southeastern PA employee)
Employee Assistance Program
Penn Behavioral Health
www.med.upenn.edu/PennMedicineEAP
Member Services: 1-888-321-4433
Medicare Help Team
HTA Financial Services
Email: Medicare@HTA-insurance.com
Online Scheduling: htafinancial.com/medicare-appointment/
403(b) Retirement Savings Plan
OneAmerica
Member Services: 1-800-249-6269 (account number: G74969)
Human Resources
Donna Robinson, 215-351-5523, donna.robinson@ppsp.org
Rachel Fogletto, 267-514-2024, rachel.fogletto@ppsp.org