Princess House Annual Benefits Open Enrollment

Annual Enrollment is from November 13 to November 17, 2023

Welcome

Princess House's 2024 Annual Enrollment Starts Here!

The Annual Open Enrollment Period is your opportunity to learn about the 2024 Princess House Employee Benefits Program, review your current coverage and choose the best options for you and your family for the new year.

If you were unable to join us for the Annual Benefit Open Enrollment Meeting you can view a recording of this presentation by clicking the link below.

We’re pleased to announce our benefit offerings for 2024!

Medical - the BCBS medical plans will continue to be offered in 2024 with some plan design changes
Dental - Delta Dental plan will continue with no plan design changes and no change to employee paycheck contributions!
Vision - the Aetna Vision Preferred plan will continue, with no changes, at no cost to you
EBC will continue to be the Flexible Spending Account Administrator
The Reliance Life, AD&D and Disability Plans will continue with no changes in 2024
Nationwide Pet Insurance and Norton LifeLock will continue to be offered

Please review the information below, including the 2024 Benefits Guidebook, and all of the Online Resources that are included for more information on all of the benefits available to Princess House employees.

Medical

Blue Cross Blue Shield of Massachusetts

Your 2024 HMO and PPO plan options will continue to be offered with the following plan design changes:

HMO Blue New England

Deductible $350 (Single) and $700 (Family)
Medical annual out-of-pocket maximum $2,000 (Single) and $4,000 (Family)
Specialist office visit copay $60
Emergency Room visit copay $250

Blue Care Elect Preferred PPO

Deductible $500 (Single) and $1,000 (Family)
Medical annual out-of-pocket maximum $4,000 (Single) and $8,000 (Family)
Specialist office visit copay $60
Emergency room visit copay $250

As a reminder, the following programs will continue to be available to members in 2024:

Virtual Primary Care - Choose a PCP from a select group of providers who deliver care via a comprehensive virtual primary care team with $0 copay
Zero Copay Medications for Chronic Conditions - Certain medications to treat a specific list of chronic conditions will be $0 member cost share
Low Cost, Brand Name Insulin - Several types of brand name insulin will be covered at $0 member copay

Please see the BCBS benefit details below to make your choice for 2024!

HMO Blue Benefit Summary

Blue Care Elect Preferred PPO Benefit Summary

HMO Blue Summary of Benefits and Coverage

Blue Care Elect Preferred PPO Summary of Benefits and Coverage

Dental

Delta Dental

For 2024 Princess House's Dental Plan will continue with Delta Dental. There will be no changes to the plan or employee paycheck contributions.

As a reminder, the annual benefit maximum was increased to $2,000 per member per year in 2023. (The benefit maximum applies to all services except orthodontia.) And the orthodontic lifetime benefit maximum increased to $1,500 in 2023. These benefits will continue in 2024.

Below is a link to the Delta Dental website and a link to the Dental Plan Summary.

Delta Dental Plan Summary

Vision

Aetna

Princess House will continue to offer the vision plan with Aetna! This benefit provides members with access to an annual vision exam as well as coverage for glasses and contact lenses.

The vision plan will continue to be provided to you at no cost for 2024! Princess House will pay 100% of the cost of your coverage!

With Aetna Vision Preferred you have access to care from thousands of vision providers across the country, including retail vison providers. To find a vision provider in Aetna's network simply click the website link below.

Aetna Vision Preferred Benefit Summary

Additional Benefits

Princess House offers you the opportunity to enroll in these voluntary benefit plans:

Health Care Flexible Spending Account
Just announced! The 2024 annual contribution limit is $3,200.
Dependent Care Flexible Spending Account
Supplemental Life and AD&D Insurance
Norton LifeLock Identity Theft Insurance
Nationwide Pet Insurance

See the information below and your 2024 Benefits Guidebook for more details!

FSA Enrollment Guide

Norton Life Lock Benefit Overview

Nationwide Pet Insurance Overview

How To Enroll

All employees are required to log into UltiPro via KitchenTalk to make benefit elections for 2024. Be sure to complete your elections by November 17, 2023.

Once you’re in KitchenTalk, access the Quick Link to make your 2024 benefit elections.

The benefits you elect during this annual enrollment period will be effective January 1, 2024 and continue through December 31, 2024. Unless you experience a qualifying life event (such as marriage or the birth/adoption of a child), your next opportunity to change your elections will be in November 2024, for coverage starting on January 1, 2025.