Welcome to Lenape Valley Foundation's Open Enrollment for the new plan year beginning on January 1, 2025.
Open Enrollment is your opportunity to learn about the 2025 Benefits, review your current coverage and choose the best options for you and your family. Open Enrollment will run from Monday, November 18 through Wednesday, December 4.
NEW THIS YEAR! We are partnering with United Healthcare for our Medical, Dental, Vision and Supplemental Benefit programs.
Please view the Open Enrollment Recorded Session by clicking: Open Enrollment Recorded Session to view.
The medical plan offering through UHC will include a new plan, called Surest. This plan has NO deductible, NO coinsurance, and offers access to services such as virtual visits, lab work and x-rays at $0 copay! We will provide a brief overview of this plan during the Open Enrollment webinars and will also offer a choice of two additional Surest sessions where we will take a more in-depth look at this plan.
Please view the Surest Recorded Session by clicking: mybenefits.nfp.com/LVF/2025/Surest-Recorded-Session.mp4
Please review the Guidebook and Online Resources to learn more about the benefit offerings.
For staff enrolled in Lenape’s medical plans as of January 1, 2025, biometric screenings will be made available. Instant results on a confidential basis will help you identify and understand potential health risks.
Please note: Only staff enrolled in medical benefits need to complete the Biometric Screening to avoid the surcharge. New Hires becoming eligible after that date do not need to participate.
The form for having the biometric screening at your provider's office will be available mid December. Please use that form and fax it directly to Doylestown Hospital.
By completing a biometric screening (or by satisfying an approved alternative) you will avoid a $500 annual surcharge, divided and added to your medical premium contribution.
Screening events will take place in January. Please see options below for the schedule:
Bristol:
January 14th 8 AM - 3 PM
Doylestown:
January 16th 10:30 AM - 4 PM
January 23rd 8 AM - 1:30 PM
January 28th for a half day 8 AM - 1:30 PM, with availability to go up to 4 PM if needed
Please use the links below to register for your desired appointment time:
January 14th: https://www.eventbrite.com/e/11425-lvf-biometrics-bristol-location-tickets-1073069673279?aff=oddtdtcreator
January 16th: https://www.eventbrite.com/e/11625-lvf-biometrics-doylestown-location-tickets-1071016933479?aff=oddtdtcreator
January 23rd: https://www.eventbrite.com/e/12325-lvf-biometrics-doylestown-location-tickets-1073045009509?aff=oddtdtcreator
January 28th: https://www.eventbrite.com/e/12825-lvf-biometrics-doylestown-location-tickets-1073055922149?aff=oddtdtcreator
Below is a summary of the benefits offered. Please refer to the 2025 Guidebook in the Resources section for more information.
MEDICAL PROGRAM
Lenape Valley Foundation offers a choice of three medical plans through UHC.
DENTAL PROGRAM
Lenape Valley Foundation offers the dental plan through UHC.
VISION PROGRAM
Lenape Valley Foundation offers the vision plan through UHC.
FLEXIBLE SPENDING ACCOUNTS
Please keep in mind, FSA Accounts have a “use it or lose it” rule, minus the rollover for the Health Care FSA. Therefore, you must predict your 2025 spending when electing this benefit. You cannot change it during the year once elected. Careful planning is required!
Health Care FSA
Dependent Care
LIFE AND DISABILITY
Lincoln Financial Group provides Group Life/AD&D, Voluntary Life, Short and Long Term Disability.
SUPPLEMENTAL BENEFITS THROUGH UHC
Critical Illness, Accident, and Hospital Indemnity Insurance are available on a voluntary basis through UHC.
403(b) RETIREMENT SAVINGS PLAN
Lenape Valley Foundation’s Retirement Savings Plan allows you to make contributions of pre-tax dollars or after-tax (ROTH) dollars to your retirement savings account.
For calendar year 2025, the IRS allows participants to contribute a maximum $23,500 of your before-tax or ROTH earnings to the Plan, (if you are over 50 or will be 50 by December 31, 2025, the IRS will allow an additional $7,500 catch up contribution). Beginning in 2025, those between 60 and 63 will be eligible to contribute up to $11,250 as a catch-up contribution.
PET INSURANCE
Pet Insurance through Nationwide is available to all staff at discounted rates! You will have a choice of a 70% or 50% benefit – pick the coverage that is right for you! You can insure most household pets, and the rates for cats and dogs and most other household pets. Use any vet – no networks for pre-approval. Enroll directly through Nationwide at http://www.petinsurance.com/lenapevf and the benefit will be payroll deducted!
STUDENT LOAN REPAYMENT PROGRAM
Silver Lion can help staff tackle student debt. The student loan assistance program includes:
WAIVING MEDICAL
A waiver credit is available for those who do not enroll in Lenape Valley Foundation’s medical program. The credit is $100 per month, prorated for benefits eligible employees working between 30 and 37.5 hours per week.
In order to receive this benefit there are two steps: 1) waive the medical plan and 2) enroll in the Opt Out Medical Reimbursement plan.
TOBACCO SURCHARGE
Employees who participate in the LVF medical program AND continue to use tobacco products will pay an additional $40 per month. All employees participating in the LVF medical program in 2025 will be required to complete an affidavit regarding status of using (or not using) tobacco products.
SPOUSES - MEDICAL
Spouses will be eligible to enroll in the medical plan if they do not have access to their own employer sponsored plan. If you enroll a spouse, you will need to complete a Spousal Participation Affidavit attesting that they do not have access to employer sponsored coverage. Please click arrow below to download Affidavit.
You must complete your online enrollment through the ADP portal.
If you need assistance, please contact:
Susan Peck: 267-893-5277
Traci Gorman-Donnon: 267-893-5288
NFP’s Benefits Support Team: 855-287-2202 or BenefitsSupportTeamCSMidAtlantic@nfp.com
Please direct all ADP questions to Susan.
